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Must Reads
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What Is a Good APY for a Savings Account in August 2026?
A good APY is 3.00% to 4.00% for high-yield savings accounts, far above the 0.38% national average. See how to grade any rate and where the best ones live.
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Should You Close Your Balance Transfer Card After Paying Off Your Debt?
Closing a balance transfer card after payoff can lower your credit score by raising utilization and cutting account age. Here's when canceling makes sense.
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Here's How Much $10,000 Would Earn in a High-Yield Savings Account vs. a CD Right Now
Top savings accounts and CDs pay nearly the same on $10,000 right now, so there's little reason to lock your cash away in a CD.
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3 Credit Cards That Come With 0% Intro APR Until 2028
A 0% intro APR can pause interest until 2028, long enough to clear an average balance. These three cards give you the longest runway right now.
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Earn up to $400 Bonus Cash and a Boosted APY: Best Bank Account Bonuses This Week, Aug. 9, 2026
My favorite high-yield savings account is offering a boosted APY for up to six months, plus as much as $400 in bonus cash. Here's how to earn it today.
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Longest 0% Intro APR Credit Cards This Week, Aug. 9, 2026: Give Yourself Real Room to Breathe
Get up to 21 months of 0% intro APR with this week's best cards. Stop spinning your wheels -- finally make real progress on your balance without interest.
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The Average Credit Card Interest Rate
The average credit card interest rate is 21% APR as of May 2026, per Federal Reserve data. See how rates are set and what they mean for carrying a balance.
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The Average House Price by State in 2026
The median house price in the United States as of the second quarter of 2026 is $410,700. See how states compare here.
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Back-to-School Shopping Trends 2026: How Parents Are Financing the Bill
Back-to-school shopping trends: 34% of parents finance it with credit cards, 25% use buy now, pay later.
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The Average Checking Account Interest Rate in July 2026
The national average checking account interest rate is 0.07% APY as of July 2026, per FDIC data. See how rates compare and where to find a better rate.
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Average Savings Account Interest Rate in July 2026
The national average savings account interest rate is 0.38% APY as of July 2026, per FDIC data. See how rates have changed and where to find a better rate.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
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