Financial Freedom Starts Here
Expert Tips, Reviews, Tools, and Special Offers To Help You Get The Most Out Of Your Money!
Meet Our 2026 Award Winners
The wait’s over. See which credit cards, bank accounts, and more earned top honors this year and start your smartest financial year yet.
Join 35,000+ Americans getting smarter with their money — one email at a time
Get expert advice, actionable strategies, and exclusive offers that help you save more and spend with confidence.
No spam — unsubscribe anytime. By submitting your email address, you consent to us sending you money tips along with products and services that we think might interest you. Please read our Privacy Statement and Terms & Conditions.
Our Contribution
The number of people we're helping become smarter, happier, and richer.
Must Reads
-
Amex Platinum, Venture X, Sapphire Reserve: Which Premium Travel Card Is Best?
The Amex Platinum, Chase Sapphire Reserve, and Capital One Venture X are three of the best travel cards out there. Here's how to choose between them.
-
Save an Easy $75+ on Gas and Travel This Summer With the No-Annual-Fee Discover it Card
The Discover it® Cash Back's Q3 bonus categories just dropped, and there are some great ones for summer travelers. Here's what to know about how you can save.
-
Amex Platinum Offers a Massive Welcome Bonus Offer. Find Out Your Offer Now
The Amex Platinum comes with one of the biggest welcome bonus offers around -- but your exact value will vary. Here's what to know before you apply.
-
My 3 Favorite 0% Intro APR Cards of June 2026: Pay No Interest for up to 21 Months
These three credits cards offer extra-long 0% intro APR windows -- and one of them offers great rewards, too. Here's what to know.
-
Fly Out of Dallas a Lot? These 2 Cards Get You Into Fancy Lounges
These premium travel cards open the door to airport lounges at Dallas Fort Worth -- including award-winning options for travelers who want to fly more comfortably.
-
Earn 3% on Dining and More: The Best Cash Back Cards This Month, June 2026
Maybe my all-time favorite cash back card earns 3% back on dining and 1.5% on everything else. Here's what to know, plus four other great options.
-
Nearly 1 in 7 Americans Aren't Paying Their Bills on Time
Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
-
Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
-
Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid fees.
-
The Average Savings Account Balance In The U.S. – Here’s How Much Americans Have in the Bank
Learn the average savings account balance in the U.S., why medians matter, how your savings compare to national benchmarks, and strategies to boost your savings.
-
How Many Americans Have Credit Cards? Ownership, Balance-Carrying, and Application Rates
82% of Americans had a credit card in 2025, but 45% carried a balance. Ownership and balance rates by income, age, and race.
-
Here's How Much It Costs to Raise a Child
It costs roughly $300,000 to raise a child. Read on for expenditures by category and age.
-
Turnaround Stories and Shorting Stocks
Jun. 02, 2026
Dollar General was a stock market darling for much of the 2010s, but fell on hard times a few years ago. Numerous value investors have …
-
Nvidia’s Next Big Growth Lever?
Jun. 01, 2026
Nvidia announced its new CPU at an event in Taipei and Jon, Rachel, and Matt talked about why potential customers may be interested in buying …
-
The AI Buildout Is Just Getting Started
May. 31, 2026
Token consumption grew 17 times last year — not 17%, 17 times. So why are some investors still underexposed to the biggest structural shift in …
-
Is Your Plan for Retirement Too Safe?
May. 30, 2026
Determining when you can retire requires making several assumptions about the future. Some of the commonly recommended assumptions are very conservative, and may result in …
-
The Conundrum of Investing in AI Today
May. 29, 2026
Money continues to pour into AI companies like Anthropic, who announced a $65 billion fundraising round this week. But companies are starting to scrutinize their …
-
Snowflake Has a Hot New Product
May. 28, 2026
Jon, Matt, and Travis start the episode by talking about Snowflake’s latest financial results that were catalyzed by one of its newest AI product offerings. …
Why You Can Trust Us
We're your money concierge. We cut through the noise and guide you to what we think are some of the best products and services that can make your money work harder for you.
Our Golden Rule
Scrutinize the Fine Print
Unbiased Reviews
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.