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Must Reads
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You Can Open a Brokerage Account in 10 Minutes. Here's How I Do It for Friends
Opening your first investment account takes less time than most people expect, with no minimum deposit and no monthly fees at most brokers.
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A $444 Speeding Ticket Broke Me at 17. I've Kept a Cash Cushion Ever Since
A silly teenage mistake taught me to keep months of expenses in cash. Here is why a healthy emergency buffer beats scrambling when life surprises you.
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The 3 Best Amex Cards of June 2026, Ranked
There's no shortage of valuable American Express cards out there. Here are our three favorites available now based on perks, earning rates, bonuses, and more.
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The Best Online Brokerages of June 2026: $0 Trades and No Account Minimums
Here's how to open, fund, and manage a brokerage account completely online, plus the top three platforms we recommend starting with this summer.
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Earn $1,200 in Bonus Cash: Best Bank Account Bonuses This Week, June 7, 2026
This high-yield savings account is offering one of the biggest bonuses I've ever seen, but it won't last forever. Here's how to get it, plus three other great options.
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Longest 0% Intro APR Credit Cards This Week, June 7, 2026: Stop Watching Your Balance Stand Still
This week's longest 0% intro APR cards offer up to 24 months with no interest. Make payments that actually shrink your balance -- interest-free.
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The Average Monthly Mortgage Payment in 2026 by State, City, and More
The median monthly mortgage payment is $2,005 -- read on for mortgage payment statistics by city, state, income, and more.
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Nearly 1 in 7 Americans Aren't Paying Their Bills on Time
Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid fees.
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The Average Savings Account Balance In The U.S. – Here’s How Much Americans Have in the Bank
Learn the average savings account balance in the U.S., why medians matter, how your savings compare to national benchmarks, and strategies to boost your savings.
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How Many Americans Have Credit Cards? Ownership, Balance-Carrying, and Application Rates
82% of Americans had a credit card in 2025, but 45% carried a balance. Ownership and balance rates by income, age, and race.
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How Much to Save for Your Financial Goals
Jun. 06, 2026
It’s Month 6 of our 2026 Financial Planning Challenge! In this installment, Fools Robert Brokamp and Stephanie Marini suggest ways to prioritize and quantify your …
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IPO Season: Why Patience Is The Name of the Game
Jun. 05, 2026
The biggest IPOs ever are coming and investors are (understandably) excited. But historically this is a time caution is needed and we discuss why these …
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Broadcom’s Stock Whiplash
Jun. 04, 2026
It seems like no matter the size of a company, it is possible we’ll see a double-digit percentage move in its stock on an earnings …
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Alphabet’s $80 Billion Flex
Jun. 03, 2026
Alphabet is raising over $80 billion to help its AI buildout, assisted by Berkshire Hathaway. We discuss what that says about the ROI of AI …
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Turnaround Stories and Shorting Stocks
Jun. 02, 2026
Dollar General was a stock market darling for much of the 2010s, but fell on hard times a few years ago. Numerous value investors have …
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Nvidia’s Next Big Growth Lever?
Jun. 01, 2026
Nvidia announced its new CPU at an event in Taipei and Jon, Rachel, and Matt talked about why potential customers may be interested in buying …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.