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Narrow down your financial options and get ready for your smartest year yet with this year’s list of best credit cards, bank accounts, and more.
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Must Reads
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My Father-in-Law Is Building a $50,000 CD Ladder. Here's How Much It Will Pay Him Each Year
Building a CD ladder is a safe way to lock in strong yields and predictable income. Here's how much you could earn with $50,000.
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2% Back on Everything and a $200 Bonus: This Is My Favorite Cash Back Card
See why this no-fee card earned a 5-star rating and took home the 2025 best cash back card award from Motley Fool Money.
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3 Savings Accounts Crushing Wells Fargo on Interest Rates
Want to earn more than 0.01% on your savings? Here are three accounts that'll get you hundreds of times more in interest than Wells Fargo.
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Best CD Rates This Week, August 23, 2025: Up to 4.55% APY
This week's top CDs offer up to 4.55% APY. The Fed may cut interest rates in September, so if you want to lock in a …
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Nearly 2 Years Interest-Free: This Is Our Favorite 0% Intro APR Card
This top-rated Wells Fargo credit card offers nearly two years of breathing room. See why it won our 2025 award for best 0% intro APR …
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Best Credit Card Sign-Up Bonuses This Week: Top Can't-Miss Offers for August 23, 2025
This week's best credit card sign-up bonuses bring big value -- cash back, travel rewards, and more. Act fast, these limited-time offers won't stick around.
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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How to Factor Home Equity Into Your Financial Plan
Aug. 23, 2025
Home prices are near all-time highs, and homeowners have never had so much equity. Matt Frankel and Robert Brokamp discuss why, when, and how to …
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Walmart Stands Tall In a Rocky Retail Environment
Aug. 22, 2025
The retail earnings flood hit this week and it told us a lot about consumer spending, plus the market is once again buying into meme …
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Wal Mart Shows Other Retailers How It’s Done
Aug. 21, 2025
Second quarter earnings results have been littered with slumping sales and disappointing guidance. Wal Mart threw that narrative on its head when it said it …
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When AI Execs Say the Market Looks Bubbly
Aug. 20, 2025
Market chatter about the frothiness of the AI market seems to be picking up and has hit a fever pitch with Open AI CEO Sam …
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What Cybersecurity, Shoes, and Homebuilders Tell Us About Change
Aug. 19, 2025
Palo Alto Networks is bracing investors with its latest earnings, homebuilders are sweetening deals to attract strapped buyers, and footwear brands are rewriting the playbook. …
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What’s Eating at Restaurant Stocks?
Aug. 18, 2025
Summer is heating up, but restaurant stocks are cooling down. Today on Motley Fool Money, Rick Munarriz, with analysts Alicia Alfiere and Jason Hall will …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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