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Must Reads
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I Got Denied for 2 Credit Cards -- Even With an 820+ Credit Score. Here's Why
A perfect credit score isn't a golden ticket. Here's why I got rejected by Amex and Citi, and how you can avoid the same mistakes.
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I Maxed Out Our Roth IRAs for 9 Years Straight. Here's What They're Worth Now
Contributing consistently to a Roth IRA boosted my retirement savings. Learn how you can easily start your own wealth-building journey, too.
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How I Got Over $600 in Cash Back in a Year With One Chase Card
I earned $614 in cash back in my first year with the Chase Freedom Unlimited. Here's how you can do the same.
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Leaving $10,000 in a Chase Savings Account Could Cost You $400 a Year
Leaving $10,000 in a Chase savings account means you could be missing out on $400 a year in interest. Learn how to earn more today.
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Struggling With Credit Card Debt? See Why Citi Simplicity Just Won Our Top Balance Transfer Award
Drowning in interest charges? Citi Simplicity's 0% intro APR could save you thousands on debt. See how much it could help.
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Looking for the Best High-Yield Savings Rates on August 11, 2025? Earn up to 5.00% APY Today
Early August brings high-yield savings accounts paying 4.00% APY or more -- see today's best rates and find where your money can grow the fastest.
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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Predicting the Next Rule Breaker Buyout
Aug. 11, 2025
Having a stock you own getting acquired at a premium feels good at first, but what about the long-term gains that will be left behind …
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Interview with Martin Reeves: Innovation and Imagination
Aug. 10, 2025
Martin Reeves is a business strategist, advisor, and author of several books, including Your Strategy Needs a Strategy, The Imagination Machine, and his most recent …
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Learning From the Happiest Retirees
Aug. 09, 2025
For more than a decade, financial advisor and author Wes Moss has surveyed people near and in retirement. In Part 1 of this two-part discussion …
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Autonomous Vehicles Hit an Inflection Point & GPT-5 Is Here
Aug. 08, 2025
Autonomous vehicles hit an inflection point, GPT-5 is here, and The Trade Desk drops 38%, plus the stocks on our radar. Companies discussed:.Alphabet (GOOG), Microsoft …
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AppLovin, Airbnb, and More Earnings Surprises
Aug. 07, 2025
Matt Frankel, Tyler Crowe, and Jon Quast discuss: - AppLovin's strong second quarter - Why Airbnb fell on strong earnings - Retail real estate's surprising …
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Will the NFL Bring the Magic Back to Disney Stock?
Aug. 06, 2025
The NFL and Disney have tied themselves more closely together with the NFL getting 10% of ESPN in exchange for the NFL Network, RedZone distribution …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.