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Must Reads
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Revenge Saving Helped Me Save $10,000 -- Here's How
I saved $10,000 in just six months using a "revenge saving" mindset. Here's how it worked -- and how you can use it to change …
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Up to 6% Cash Back: This Bank of America Card Is One of the Best Cash Back Cards Now
Right now, you can earn up to 6% cash back in the category of your choice with the Bank of America® Customized Cash Rewards. Read …
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4% CD APYs Are Likely to Disappear Soon. Here's Why I'm Still Not Investing
CD rates over 4.00% are fading fast -- but that doesn't mean locking in is always the right move. Here's why I'm holding off and …
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My Favorite Card for Couples: Get 6% Cash Back on Groceries and Streaming With the Amex Blue Cash Preferred
The Amex Blue Preferred card's rewards could earn an average couple hundreds of dollars in cash back every year. Find out if you should apply.
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Best High-Yield Savings Account Rates Today, July 21, 2025: Up to 5.00%
High-yield savings accounts with APYs up to 5.00% are available today. Move your money now and let it start working harder for you.
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The Best Balance Transfer Cards This Week, July 21: 0% APR for up to 24 Months
The best balance transfer cards now have long 0% APR periods and no annual fees. Find the right card for you and start tackling debt …
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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Nearly 1 in 6 of Americans Aren't Paying Their Bills on Time
Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
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America's Wasteful Spending Habits: From DoorDash to Dead Subscriptions
Explore wasteful spending statistics revealing how Americans overspend, like frequent DoorDash orders and impulse buys, across generations.
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Financial Literacy Statistics: The Average American Scores Just 48%
Scores have stayed around 50% for nearly 10 years. Read on for a deep dive into financial literacy data.
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Roland Rott, CEO of GE Healthcare Imaging on AI
Jul. 20, 2025
A set of AI use cases within the medical space. David Meier, Asit Sharma, and Roland Rott discuss: The latest on GE Healthcare, of which …
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Christine Benz on the Keys to a Happy, Prosperous Retirement
Jul. 19, 2025
Christine Benz is the director of personal finance at Morningstar and the author of “How to Retire: 20 lessons for a Happy, Successful, and Wealthy …
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Netflix Continues to Dominate
Jul. 18, 2025
Earnings season is here! Jason Hall and Matt Frankel discuss: - Netflix’s beat and raise. - Interest rate predictions for a year from now. - …
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The Trade Desk Joins the S&P 500
Jul. 17, 2025
The Trade Desk is now included in the S&P 500 but are there any actionable takeaways for investors today? Also we discuss Bitcoin's rising appeal …
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Is The Stock Market In Bubble Territory?
Jul. 16, 2025
Valuations are stretched, but is it a bubble. And we discuss the latest AI and energy news, ASML’s earnings, and a surprising report from Johnson …
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Bold Earning Season Predictions
Jul. 15, 2025
Get excited…today is the first day of earnings season! (00:21) Anand Chokkavelu, Emily Flippen, Jason Hall, and Jose Najarro discuss: - Inflation ticks up - …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.