James McClenathen

Editorial Strategist | TMFJammerz

NUMBER OF PUBLICATIONS: 226 | LAST PUBLISH DATE: 01-22-2026

Summary

James McClenathen is a full-time Managing Editor and Personal Finance Writer at Motley Fool Money, overseeing the production and quality of editorial content while also writing about credit cards, investing, and everyday money management. He has worked at The Motley Fool since 2012 and brings extensive experience as an editor, reporter, and finance expert. A graduate of the University of Michigan, James has spent more than a decade of his career helping readers make smarter financial decisions.

James's Recent Articles

• How to Open a Robinhood Account (Step-by-Step Guide)
  Dec 26, 2025
  In just a few minutes you could be investing on your mobile device or computer for free with Robinhood. Learn the steps to take to …
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• Why $50K in Savings Is Probably Too Much
  Dec 20, 2025
  Once you have enough savings to cover an emergency and any near-term goals, it's time to think about investing for growth. Here's where to put …
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• CD Rates Are Already Dropping. This Could Be Your Last Chance to Lock In 4.00%+ APY
  Dec 12, 2025
  Some banks have already lowered their CD rates since the Fed's September rate cut. High APYs are still around, but they may not last long.
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• Best CD Rates Today, Nov. 14, 2025: Top APYs up to 4.30%
  Nov 14, 2025
  Today's best CDs pay up to 4.30% APY. With the Fed's latest rate cut in effect, it's smart to lock in a solid return before …
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• Best CD Rates Today, Nov. 13, 2025: Up to 4.34% APY Still Available
  Nov 13, 2025
  CDs today offer up to 4.34% APY. With the Fed's October rate cut now in place, it's a great moment to lock in a strong …
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• Best CD Rates Today, Nov. 12, 2025: APYs up to 4.34% Won't Last Long
  Nov 12, 2025
  Today's CDs are paying up to 4.34% APY. It's a good time to secure a strong return before yields decline as a result of the …
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• Best CD Rates Today, Nov. 11, 2025: Don't Let APYs up to 4.34% Slip Away
  Nov 11, 2025
  Today's CDs offer yields as high as 4.34% APY. With the Fed's recent rate cut in place, now's the time to secure a solid return …
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• Best CD Rates Today, Nov. 10, 2025: Don't Miss Out on up to 4.34% APY
  Nov 10, 2025
  Today's top CDs pay up to 4.34% APY. With another Fed rate cut now official, it's a great time to lock in a solid return …
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• Best CD Rates Today, Nov. 9, 2025: Top APYs up to 4.34%
  Nov 9, 2025
  Today's best CDs pay up to 4.34% APY. With the Fed's latest rate cut in effect, it's smart to lock in a solid return before …
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• Best CD Rates Today, Nov. 8, 2025: Up to 4.34% APY Still Available
  Nov 8, 2025
  CDs today offer up to 4.34% APY. With the Fed's October rate cut now confirmed, now's the moment to lock in a strong return before …
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• Best CD Rates Today, Nov. 7, 2025: APYs up to 4.34% Won't Last Long
  Nov 7, 2025
  Today's CDs are paying up to 4.34% APY. With the Fed's latest rate cut now official, it's a good time to secure a strong return …
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• Best CD Rates Today, Nov. 6, 2025: Don't Let APYs up to 4.34% Slip Away
  Nov 6, 2025
  Today's CDs offer yields as high as 4.34% APY. With the Fed's recent rate cut in place, now's the time to secure a solid return …
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• Best CD Rates Today, Nov. 5, 2025: Don't Miss Out on up to 4.34% APY
  Nov 5, 2025
  Today's top CDs pay up to 4.34% APY. With another Fed rate cut now official, it's a great time to lock in a solid return …
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• Best CD Rates Today, Oct. 31, 2025: Grab APYs up to 4.34% Before They're Gone
  Nov 4, 2025
  Today's top CDs pay up to 4.34% APY. With another Fed rate cut now official, it's a great time to lock in a solid return …
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• Best CD Rates Today, Nov. 4, 2025: Top APYs up to 4.34%
  Nov 4, 2025
  Today's best CDs pay up to 4.34% APY. With the Fed's latest rate cut in effect, it's smart to lock in a solid return before …
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• How Many Credit Cards Should I Have?
  Nov 3, 2025
  What's the ideal number of credit cards for consumers? It depends. Read our guide to determine which factors to consider and what the right number …
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• Best CD Rates Today, Nov. 3, 2025: Up to 4.34% APY Still Available
  Nov 3, 2025
  CDs today offer up to 4.34% APY. With the Fed's latest rate cut now confirmed, now's the moment to lock in a strong return before …
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• Best CD Rates Today, Nov. 2, 2025: APYs up to 4.34% Won't Last Long
  Nov 2, 2025
  Today's CDs are paying up to 4.34% APY. With the Fed's latest rate cut now official, it's a good time to secure a strong return …
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• Best CD Rates Today, Nov. 1, 2025: Don't Let APYs up to 4.34% Slip Away
  Nov 1, 2025
  CDs are offering up to 4.34% APY today. With the latest Fed rate cut now official, it's smart to lock in a strong return before …
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• Best CD Rates Today, Oct. 30, 2025: The Fed Announced Another Rate Cut -- Lock in up to 4.34% APY Before Rates Slide
  Oct 30, 2025
  CDs are offering up to 4.34% APY today. The Fed announced another rate cut yesterday, so it's a good idea to lock in a high …
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• This Simple Change Could Boost Your Retirement Savings by $33,000 to $600,000
  Oct 29, 2025
  Americans contribute 12% to their 401(k)s on average. Increasing that to 15% could make them a lot richer by retirement age. Here's how.
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• Best CD Rates on Oct. 29, 2025: Fed Meeting Concludes Today -- Lock In up to 4.34% APY Before Rates Drop
  Oct 29, 2025
  Top CDs are paying up to 4.34% APY, but with a Fed rate cut expected later today, now's the time to lock in a strong …
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• The 2.8% Social Security COLA Is a Big Letdown for Retirees. Here's How Much You'll Actually Get
  Oct 28, 2025
  The SSA announced a 2.8% COLA for 2026. See your raise after Medicare and taxes, plus smart ways to use it.
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• Best CD Rates Today, Oct. 28, 2025: The Fed Meeting Concludes Tomorrow -- Get up to 4.34% APY Now
  Oct 28, 2025
  The best CDs have rates up to 4.34% APY now. Lock in a top yield before the Fed lowers rates further.
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• Best CD Rates Today, Oct. 27, 2025: Snag up to 4.34% APY Before the Fed Meeting This Week
  Oct 27, 2025
  CDs are offering up to 4.34% APY today. With another Fed cut likely this week, it's smart to secure a strong return now.
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