James McClenathen

Editorial Strategist | TMFJammerz

NUMBER OF PUBLICATIONS: 242 | LAST PUBLISH DATE: 03-28-2026

Summary

James McClenathen is a full-time Managing Editor and Personal Finance Writer at Motley Fool Money, overseeing the production and quality of editorial content while also writing about credit cards, investing, and everyday money management. He has worked at The Motley Fool since 2012 and brings extensive experience as an editor, reporter, and finance expert. A graduate of the University of Michigan, James has spent more than a decade of his career helping readers make smarter financial decisions.

James's Recent Articles

• How AI Is Helping High Earners See Where Every Dollar Goes
  Feb 6, 2026
  As your wealth grows, money gets harder to track. Here's how AI tools are helping high earners see the full picture.
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• How a Series of Small Deposits in Your Bank Account Could Cause You Problems
  Jan 31, 2026
  Trying to avoid government reports by splitting a large cash deposit into smaller ones can get you in serious trouble. Here's what to do instead.
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• What Happens When You Hit an 850 Credit Score? Here's the Truth
  Jan 31, 2026
  Is an 850 credit score worth chasing? See why perfect credit does not unlock better deals than an excellent score -- and what matters more.
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• The Top AI Money Management Apps for High-Income Families
  Jan 29, 2026
  These AI-powered apps help families track their investments, net worth, cash flow, and more. Find out which one works best for you.
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• What Happens When You Withdraw $10,000 or More From Your Bank Account? Here's the Truth in 2026
  Jan 29, 2026
  Banks report cash withdrawals of $10,000 or more to the federal government. Here's why, and how to make sure your next big withdrawal goes smoothly.
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• Best Investment Apps for Beginners
  Jan 23, 2026
  The best investment apps for beginners are easy to use, with low fees and simple tools. Learn about our experts' picks for the best investment …
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• Best CD Rates Today, Jan. 17, 2026: Your Chance to Lock In up to 4.27% APY
  Jan 22, 2026
  Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.
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• $50K in the Bank? Here's When It's Too Much -- and What to Do Instead
  Jan 22, 2026
  Keeping too much money in savings means missing out on investment gains. Here's what to do if you have more cash than you really need.
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• These AI Wealth Tools Are Replacing Spreadsheets for Families With $2M+ to Invest
  Jan 22, 2026
  If your finances are getting too complex to manage on your own, these services can help. Here's how they simplify budgeting, investing, taxes, and more.
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• Best CD Rates Today, Jan. 22, 2026: Fewer 4.00%+ Options Left -- Act Fast
  Jan 22, 2026
  Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further.
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• Best CD Rates Today, Jan. 21, 2026: Only a Few Top APYs Still Standing
  Jan 21, 2026
  The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a …
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• Best CD Rates Today, Jan. 20, 2026: APYs Above 4.00% Are Fading -- Lock In Now
  Jan 20, 2026
  Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into …
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• Best CD Rates Today, Jan. 19, 2026: Don't Miss up to 4.27% APY While It's Still Here
  Jan 19, 2026
  Today's best CDs pay up to 4.27% APY. It could be a smart idea to lock in a solid return before yields move lower as …
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• Best CD Rates Today, Jan. 16, 2026: Up to 4.27% APY Still on the Table -- Barely
  Jan 16, 2026
  Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further.
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• How AI Is Making Wealth Management Easier -- and Cheaper
  Jan 15, 2026
  AI is changing wealth management -- but not how you think. Here's how some firms are using it to serve clients better.
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• Best CD Rates Today, Jan. 15, 2026: Top Yields Are Fading Fast
  Jan 15, 2026
  The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a …
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• Best CD Rates Today, Jan. 14, 2026: Still Time to Lock In up to 4.27% APY
  Jan 14, 2026
  Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into …
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• Best CD Rates Today, Jan. 13, 2026: Top APYs (up to 4.27%) Won't Be Around Much Longer
  Jan 13, 2026
  Today's best CDs pay up to 4.27% APY. It could be a smart idea to lock in a solid return before yields move lower as …
  Read More
• Best CD Rates Today, Dec. 16, 2025: Don't Miss Out on up to 4.27% APY
  Jan 12, 2026
  Today's top CDs pay up to 4.27% APY. With another Fed rate cut now behind us, it's a great time to lock in a solid …
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• Best CD Rates Today, Dec. 15, 2025: Grab a Top APY up to 4.27%
  Jan 12, 2026
  Today's best CDs pay up to 4.27% APY. On the back of another Fed rate cut, it's smart to lock in a solid return before …
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• Best CD Rates Today, Dec. 17, 2025: Don't Let APYs up to 4.27% Slip Away
  Jan 12, 2026
  Another Fed rate cut was announced last week, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid return before …
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• Best CD Rates Today, Dec. 18, 2025: APYs up to 4.27% Won't Last
  Jan 12, 2026
  Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further after last week's Fed …
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• Best CD Rates Today, Dec. 13, 2025: Up to 4.27% APY Still Available After This Week's Fed Rate Cut
  Jan 12, 2026
  Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates continue to trend lower.
  Read More
• Best CD Rates Today, Dec. 19, 2025: Up to 4.27% APY Still Available
  Jan 12, 2026
  Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates continue to trend lower.
  Read More
• Best CD Rates Today, Dec. 2, 2025: Up to 4.30% APY Still Available
  Jan 12, 2026
  Top CDs today offer up to 4.30% APY, making now a smart time to lock in a solid return before rates continue to trend lower.
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