- Motley Fool Money Authors
- James McClenathen
James McClenathen
Editorial Strategist | TMFJammerz
NUMBER OF PUBLICATIONS: 197 | LAST PUBLISH DATE: 12-03-2025
Summary
James McClenathen is a full-time Managing Editor and Personal Finance Writer at Motley Fool Money, overseeing the production and quality of editorial content while also writing about credit cards, investing, and everyday money management. He has worked at The Motley Fool since 2012 and brings extensive experience as an editor, reporter, and finance expert. A graduate of the University of Michigan, James has spent more than a decade of his career helping readers make smarter financial decisions.
James's Recent Articles
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How Many Credit Cards Should I Have?
Nov 3, 2025
What's the ideal number of credit cards for consumers? It depends. Read our guide to determine which factors to consider and what the right number …
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Best CD Rates Today, Nov. 3, 2025: Up to 4.34% APY Still Available
Nov 3, 2025
CDs today offer up to 4.34% APY. With the Fed's latest rate cut now confirmed, now's the moment to lock in a strong return before …
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Best CD Rates Today, Nov. 2, 2025: APYs up to 4.34% Won't Last Long
Nov 2, 2025
Today's CDs are paying up to 4.34% APY. With the Fed's latest rate cut now official, it's a good time to secure a strong return …
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Best CD Rates Today, Nov. 1, 2025: Don't Let APYs up to 4.34% Slip Away
Nov 1, 2025
CDs are offering up to 4.34% APY today. With the latest Fed rate cut now official, it's smart to lock in a strong return before …
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Best CD Rates Today, Oct. 30, 2025: The Fed Announced Another Rate Cut -- Lock in up to 4.34% APY Before Rates Slide
Oct 30, 2025
CDs are offering up to 4.34% APY today. The Fed announced another rate cut yesterday, so it's a good idea to lock in a high …
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This Simple Change Could Boost Your Retirement Savings by $33,000 to $600,000
Oct 29, 2025
Americans contribute 12% to their 401(k)s on average. Increasing that to 15% could make them a lot richer by retirement age. Here's how.
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Best CD Rates on Oct. 29, 2025: Fed Meeting Concludes Today -- Lock In up to 4.34% APY Before Rates Drop
Oct 29, 2025
Top CDs are paying up to 4.34% APY, but with a Fed rate cut expected later today, now's the time to lock in a strong …
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The 2.8% Social Security COLA Is a Big Letdown for Retirees. Here's How Much You'll Actually Get
Oct 28, 2025
The SSA announced a 2.8% COLA for 2026. See your raise after Medicare and taxes, plus smart ways to use it.
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Best CD Rates Today, Oct. 28, 2025: The Fed Meeting Concludes Tomorrow -- Get up to 4.34% APY Now
Oct 28, 2025
The best CDs have rates up to 4.34% APY now. Lock in a top yield before the Fed lowers rates further.
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Best CD Rates Today, Oct. 27, 2025: Snag up to 4.34% APY Before the Fed Meeting This Week
Oct 27, 2025
CDs are offering up to 4.34% APY today. With another Fed cut likely this week, it's smart to secure a strong return now.
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Best CD Rates Today, Oct. 26, 2025: Another Rate Cut Likely Just Days Away -- Lock In up to 4.35% APY Now
Oct 26, 2025
Today's top CDs pay up to 4.35% APY. With more Fed rate cuts likely on the way, now's the time to lock in a solid …
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Best CD Rates Today, Oct. 25, 2025: Snag an APY up to 4.35% Before Next Week's Fed Meeting
Oct 25, 2025
CDs are offering up to 4.35% APY today. With the recent Fed rate cut and another likely around the corner, it's a smart time to …
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Best CD Rates Today, Oct. 24, 2025: Secure up to 4.35% APY Before the Fed Meeting Next Week
Oct 24, 2025
Top CDs today are offering up to 4.35% APY, but with a Fed meeting around the corner next week, rates could continue to slide. Lock …
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Best CD Rates Today, Oct. 23, 2025: Don't Let up to 4.35% APY Slip Away
Oct 23, 2025
Today's top CDs pay up to 4.35% APY. With the Fed's rate cut last month, and more possible ahead, now's the time to lock in …
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Best Investment Apps for Beginners
Oct 22, 2025
The best investment apps for beginners are easy to use, with low fees and simple tools. Learn about our experts' picks for the best investment …
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Best CD Rates Today, Oct. 22, 2025: Get up to 4.35% APY While You Still Can
Oct 22, 2025
CDs are offering up to 4.35% APY today. With the Fed's recent rate cut and the potential for more, it's smart to secure a strong …
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Best CD Rates Today, Oct. 21, 2025: Lock In up to 4.35% APY Before Rates Fall Further
Oct 21, 2025
Today's top CDs pay up to 4.35% APY. After the Fed's recent rate cut, now's the time to lock in a solid return before these …
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Best CD Rates Today, Oct. 20, 2025: Don't Let APYs up to 4.35% Slip Away -- Lock In Now
Oct 20, 2025
CDs are offering up to 4.35% APY today. With the recent Fed rate cut, it's smart to lock in a strong return before these high …
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Best CD Rates Today, Oct. 19, 2025: APYs Continue to Slide -- Secure up to 4.35% Now
Oct 19, 2025
Top CDs today are offering up to 4.35% APY. Lock in a strong return before the Fed makes another rate cut and yields drop further.
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Best CD Rates Today, Oct. 18, 2025: Don't Let up to 4.35% APY Slip Away
Oct 18, 2025
Today's top CDs pay up to 4.35% APY. With the Fed's rate cut last month, and more possible ahead, now's the time to lock in …
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Best CD Rates Today, Oct. 17, 2025: Get up to 4.35% APY While You Still Can
Oct 17, 2025
CDs are offering up to 4.35% APY today. With the Fed's recent rate cut and the potential for more, it's smart to secure a strong …
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Best CD Rates Today, Oct. 16, 2025: Lock In up to 4.35% APY Before Rates Fall Further
Oct 16, 2025
Today's top CDs pay up to 4.35% APY. After the Fed's recent rate cut, now's the time to lock in a solid return before these …
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I Have Over 3X My Salary in Retirement Savings at Age 38. Here's How I Got There
Oct 15, 2025
Start early, invest aggressively, and stay the course -- it's as simple as that. Here's a smart and simple way to save for retirement.
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Best CD Rates Today, Oct. 15, 2025: Don't Let APYs up to 4.35% Slip Away -- Lock In Now
Oct 15, 2025
CDs are offering up to 4.35% APY today. With the recent Fed rate cut, it's smart to lock in a strong return before these high …
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The 2026 Social Security COLA Will Be Announced Soon. Here's What to Expect
Oct 15, 2025
Benefits are expected to increase by 2.7%. But the numbers aren't final yet, and the announcement may be delayed. Here's what we know about the …
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