James McClenathen

Editorial Strategist | TMFJammerz

NUMBER OF PUBLICATIONS: 195 | LAST PUBLISH DATE: 12-02-2025

Summary

James McClenathen is a full-time Managing Editor and Personal Finance Writer at Motley Fool Money, overseeing the production and quality of editorial content while also writing about credit cards, investing, and everyday money management. He has worked at The Motley Fool since 2012 and brings extensive experience as an editor, reporter, and finance expert. A graduate of the University of Michigan, James has spent more than a decade of his career helping readers make smarter financial decisions.

James's Recent Articles

• Best CD Rates Today, Sept. 23, 2025: Lock In up to 4.54% APY While You Still Can
  Sep 26, 2025
  Today's top CDs pay up to 4.54% APY. With last week's Fed rate cut, now's the time to secure a strong return before these elevated …
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• Best CD Rates Today, Sept. 24, 2025: Snag 4.45% APY Before Rates Drop Further
  Sep 26, 2025
  The best CDs today are paying up to 4.45% APY. After last week's Fed rate cut, it's a smart time to lock in a solid …
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• Best CD Rates Today, Sept. 25, 2025: Lock In up to 4.45% APY Now Before Rates Slide
  Sep 26, 2025
  Today's best CDs offer up to 4.45% APY. With last week's Fed rate cut, now is the time to lock in a strong return before …
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• Best CD Rates Today, Sept. 26, 2025: Up to 4.45% APY Still Available -- Lock In Before High Rates Disappear
  Sep 26, 2025
  CDs today are paying up to 4.45% APY. After last week's Fed rate cut, it's wise to lock in a solid return now before these …
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• Will There Be a Stimulus Check in 2025?
  Sep 25, 2025
  There's likely no federal stimulus check coming in 2025, despite the rumors. But some states are cutting checks, and there are others ways to save …
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• Should You Open a 6-Month CD Now?
  Sep 24, 2025
  CD rates could drop within days or weeks after the Federal Reserve announced interest rate cuts. See if you should lock in today's rates now.
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• How to Open a Robinhood Account
  Aug 7, 2025
  In just a few minutes you could be investing on your mobile device or computer for free with Robinhood. Learn the steps to take to …
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• Fed Cuts Interest Rates by 0.25 Points. Here's What It Means for Savings and CDs
  Sep 17, 2025
  Savings and CD rates are likely to decline after the Federal Reserve's 25-basis-point rate cut. See how much they might change -- and what you …
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• The Best CD Rates Today, March 14, 2025: Up to 4.65% APY
  Mar 14, 2025
  Today's best certificates of deposit (CDs) have APYs of up to 4.65%. Lock one in today while rates are still high.
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• The Highest CD Rates Today, March 17, 2025: Up to 4.65% APY
  Mar 17, 2025
  Today's best certificates of deposit (CDs) have APYs of up to 4.65%. Lock one in today while rates are still high.
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• These 3 Red Flags Mean It's Time to Switch Bank Accounts
  Aug 14, 2025
  Are you earning a low interest rate, paying fees, or not getting the high APY your bank advertised? Find out here -- and find a …
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• Robinhood Promotions
  Jul 30, 2025
  Robinhood offers a variety of bonuses to new and existing customers. Find out how much they're worth and how to claim them.
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• Can You Retire With $400,000 in 2025?
  Jul 27, 2025
  Wondering if $400,000 is enough to retire in 2025? Here's how high yields, Social Security, and smart spending can help you stretch your savings.
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• Banks That Don't Use ChexSystems
  Jul 23, 2025
  Discover banks that don't use ChexSystems, learn how to rebuild your banking history, and take control of your financial future with confidence.
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• Why I'm Moving Money Out of High-Yield Savings in July 2025
  Jul 22, 2025
  If your savings account has enough money to cover emergencies, then it's time to start investing for growth. Here's where I'm putting my spare cash …
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• Do You Really Need $750,000 to Retire in 2025?
  Jul 19, 2025
  Wondering if $750,000 is enough to retire in 2025? Here's how rising yields, inflation, and your lifestyle choices affect your retirement plans.
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• Only 17% of Americans Use This Amazing Retirement Account
  Jul 14, 2025
  Among workers who have access to a Roth 401(k), only 17% contribute to one. Here's why others want to start ASAP.
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• Do You Really Need $2 Million to Retire in 2025?
  Jul 14, 2025
  Is it true that you could need $2 million to retire comfortably? Find out how your lifestyle, inflation, and rising yields affect your retirement number.
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• Should You Lock In a 6-Month CD in June 2025?
  Jun 21, 2025
  With the Fed keeping rates steady in June, a short-term CD could be a smart move. Here's when it makes sense and how to get …
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• The Average American Needs $19,800 in Savings -- Most Don't Even Come Close
  Jun 20, 2025
  The $19,800 number isn't random. Here's where it comes from, why it matters, and how a high-yield savings account can help you get there faster.
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• $75K in Car Insurance? Here's Why It's Probably Not Enough
  Jun 19, 2025
  In a serious car accident, you could end up on the hook for far more than $75,000. Learn how much car insurance you really need …
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• Forget Minimum Car Insurance: Here's What You Really Need
  Jun 18, 2025
  With state minimum car insurance, an accident could leave you on the hook for tens (or hundreds) of thousands. Here are some smart ways to …
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• Ranked: Car Insurance Companies With the Best Discounts for Safe Drivers
  Jun 18, 2025
  Consider yourself a safe driver? These top insurers offer big telematics-based discounts -- some up to 40% -- that could save you hundreds on your …
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• The Best CD Rates Today, March 25, 2025: Up to 4.65% APY
  Mar 25, 2025
  Today's best certificates of deposit (CDs) have APYs of up to 4.65%. Lock one in today while rates are still high.
  Read More
• The Top CD Rates Today, March 24, 2025: Up to 4.65% APY
  Mar 24, 2025
  Today's best certificates of deposit (CDs) have APYs of up to 4.65%. Lock one in today while rates are still high.
  Read More