- Motley Fool Money Authors
- James McClenathen
James McClenathen
Editorial Strategist | TMFJammerz
NUMBER OF PUBLICATIONS: 226 | LAST PUBLISH DATE: 01-22-2026
Summary
James McClenathen is a full-time Managing Editor and Personal Finance Writer at Motley Fool Money, overseeing the production and quality of editorial content while also writing about credit cards, investing, and everyday money management. He has worked at The Motley Fool since 2012 and brings extensive experience as an editor, reporter, and finance expert. A graduate of the University of Michigan, James has spent more than a decade of his career helping readers make smarter financial decisions.
James's Recent Articles
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Best CD Rates Today, Oct. 5, 2025: Don't Let APYs up to 4.40% Slip Away -- Lock In Now
Oct 5, 2025
CDs are offering up to 4.40% APY today. With the recent Fed rate cut, it's smart to lock in a strong return before these high …
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Best CD Rates Today, Oct. 4, 2025: APYs Continue to Inch Down -- Secure up to 4.40% Now
Oct 4, 2025
Today's CDs pay up to 4.40% APY. With the recent Fed rate cut, now is the moment to secure a strong return before higher yields …
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Best CD Rates Today, Oct. 3, 2025: Up to 4.45% APY Still Available -- Lock In Before High Rates Disappear
Oct 3, 2025
CDs today are paying up to 4.45% APY. After last month's Fed rate cut, it's wise to lock in a solid return now before these …
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Best CD Rates Today, Oct. 2, 2025: Snag 4.45% APY Before Rates Drop Further
Oct 2, 2025
The best CDs today are paying up to 4.45% APY. After last month's Fed rate cut, it's a smart time to lock in a solid …
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Discover it® Cash Back Review
Oct 1, 2025
Discover It® Cash Back offers 5% rewards on rotating categories, no annual fee, and a Cashback Match for new cardholders. See if it's right for …
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Best CD Rates This Week, Sept. 13, 2025: With Rate Cuts Looming, Lock In up to 4.54% APY Now
Sep 26, 2025
The best CDs now pay up to 4.54% APY. With a Fed rate cut expected later this week, now's the time to lock in a …
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Best CD Rates This Week, Sept. 6, 2025: Up to 4.54% APY
Sep 26, 2025
This week's top CDs offer up to 4.54% APY. With a rate cut likely in a little over a week, it's a smart time to …
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Best CD Rates This Week, Sept. 20, 2025: The Fed Cut Rates -- Lock In up to 4.54% APY Now Before These Top Rates Disappear
Sep 26, 2025
This week's best CDs pay up to 4.54% APY. With a Fed rate cut announced last week, it's smart to lock in a strong return …
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Best CD Rates Today, Sept. 23, 2025: Lock In up to 4.54% APY While You Still Can
Sep 26, 2025
Today's top CDs pay up to 4.54% APY. With last week's Fed rate cut, now's the time to secure a strong return before these elevated …
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Best CD Rates Today, Sept. 24, 2025: Snag 4.45% APY Before Rates Drop Further
Sep 26, 2025
The best CDs today are paying up to 4.45% APY. After last week's Fed rate cut, it's a smart time to lock in a solid …
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Best CD Rates Today, Sept. 25, 2025: Lock In up to 4.45% APY Now Before Rates Slide
Sep 26, 2025
Today's best CDs offer up to 4.45% APY. With last week's Fed rate cut, now is the time to lock in a strong return before …
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Best CD Rates Today, Sept. 26, 2025: Up to 4.45% APY Still Available -- Lock In Before High Rates Disappear
Sep 26, 2025
CDs today are paying up to 4.45% APY. After last week's Fed rate cut, it's wise to lock in a solid return now before these …
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Will There Be a Stimulus Check in 2025?
Sep 25, 2025
There's likely no federal stimulus check coming in 2025, despite the rumors. But some states are cutting checks, and there are others ways to save …
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Fed Cuts Interest Rates by 0.25 Points. Here's What It Means for Savings and CDs
Sep 17, 2025
Savings and CD rates are likely to decline after the Federal Reserve's 25-basis-point rate cut. See how much they might change -- and what you …
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The Best CD Rates Today, March 14, 2025: Up to 4.65% APY
Mar 14, 2025
Today's best certificates of deposit (CDs) have APYs of up to 4.65%. Lock one in today while rates are still high.
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The Highest CD Rates Today, March 17, 2025: Up to 4.65% APY
Mar 17, 2025
Today's best certificates of deposit (CDs) have APYs of up to 4.65%. Lock one in today while rates are still high.
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These 3 Red Flags Mean It's Time to Switch Bank Accounts
Aug 14, 2025
Are you earning a low interest rate, paying fees, or not getting the high APY your bank advertised? Find out here -- and find a …
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Robinhood Promotions
Jul 30, 2025
Robinhood offers a variety of bonuses to new and existing customers. Find out how much they're worth and how to claim them.
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Can You Retire With $400,000 in 2025?
Jul 27, 2025
Wondering if $400,000 is enough to retire in 2025? Here's how high yields, Social Security, and smart spending can help you stretch your savings.
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Banks That Don't Use ChexSystems
Jul 23, 2025
Discover banks that don't use ChexSystems, learn how to rebuild your banking history, and take control of your financial future with confidence.
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Why I'm Moving Money Out of High-Yield Savings in July 2025
Jul 22, 2025
If your savings account has enough money to cover emergencies, then it's time to start investing for growth. Here's where I'm putting my spare cash …
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Do You Really Need $750,000 to Retire in 2025?
Jul 19, 2025
Wondering if $750,000 is enough to retire in 2025? Here's how rising yields, inflation, and your lifestyle choices affect your retirement plans.
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Only 17% of Americans Use This Amazing Retirement Account
Jul 14, 2025
Among workers who have access to a Roth 401(k), only 17% contribute to one. Here's why others want to start ASAP.
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Do You Really Need $2 Million to Retire in 2025?
Jul 14, 2025
Is it true that you could need $2 million to retire comfortably? Find out how your lifestyle, inflation, and rising yields affect your retirement number.
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Should You Lock In a 6-Month CD in June 2025?
Jun 21, 2025
With the Fed keeping rates steady in June, a short-term CD could be a smart move. Here's when it makes sense and how to get …
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