If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.
The Prime Alliance Bank Personal Savings account should be a contender for anyone who wants a competitive APY and few fees or restrictions. This in-depth Prime Alliance Bank Personal Savings review covers the essentials so you can figure out if it's right for your needs.
Prime Alliance Personal Savings
Make sure you're getting the best account for you by comparing savings rates and promotions. Here are some of our favorite high-yield savings accounts to consider.
Account | APY | Promotion | Next Steps |
---|---|---|---|
![]()
Open Account for SoFi Checking and Savings
On SoFi's Secure Website.
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
|
up to 3.80%
Rate info
SoFi members who enroll in SoFi Plus with Eligible Direct Deposit or by paying the SoFi Plus Subscription Fee every 30 days or SoFi members with $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 3.80% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Eligible Direct Deposit amount required to qualify for the stated interest rate. Members without either SoFi Plus or Qualifying Deposits, during the 30-Day Evaluation Period will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 1/24/25. There is no minimum balance requirement. If you have satisfied Eligible Direct Deposit requirements for our highest APY but do not see 3.80% APY on your APY Details page the day after your Eligible Direct Deposit arrives, please contact us at 855-456-7634. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet. See the SoFi Plus Terms and Conditions at https://www.sofi.com/terms-of-use/#plus.
Min. to earn: $0
|
New customers can earn up to a $300 bonus with qualifying direct deposits!
|
Open Account for SoFi Checking and Savings
On SoFi's Secure Website. |
![]()
Open Account for Capital One 360 Performance Savings
On Capital One's Secure Website.
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
|
3.60%
Rate info
See Capital One website for most up-to-date rates. Advertised Annual Percentage Yield (APY) is variable and accurate as of April 8, 2025. Rates are subject to change at any time before or after account opening.
Min. to earn: $0
|
N/A
|
Open Account for Capital One 360 Performance Savings
On Capital One's Secure Website. |
![]()
Open Account for Barclays Tiered Savings
On Barclays' Secure Website.
Rating image, 5.00 out of 5 stars.
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
|
4.00%
Rate info
Balances less than $250,000 earn 4.00%, and balances greater than $250,000 earn 4.20%.
Min. to earn: $0
|
N/A
|
Open Account for Barclays Tiered Savings
On Barclays' Secure Website. |
Account | APY | Minimum Deposit |
---|---|---|
Prime Alliance Personal Savings | 4.15% (variable) | $0 |
Prime Alliance Bank offers a solid APY on its savings account, and you don't even need a minimum deposit to open the account. You do need at least $1 to earn interest -- but you won't pay a monthly fee that eats into your earnings
Competitive APY: The Prime Alliance Personal Savings account offers one of the more competitive APYs we've come across.
No monthly maintenance fees: You won't pay a monthly fee to own a Prime Alliance Bank Personal Savings account, no matter what your balance is. Maintenance fees can eat into your profits, so this account is a good fit for those who don't want to worry about this.
No minimum balance requirements: You can keep as much or as little money as you'd like in your Prime Alliance Bank Personal Savings account, though you need at least $1 in order to earn interest.
Bank from anywhere: Prime Alliance Bank doesn't have any physical branches, but its Personal Savings account comes with online and mobile banking tools, including mobile check deposit, so you can manage your account from anywhere.
ATM cards: The Prime Alliance Bank Personal Savings account doesn't come with ATM cards or any other way to directly withdraw cash, which is not unusual for an online savings account. If you have a Prime Alliance Bank checking account, you can instantly transfer your savings there and then use your checking account debit card to get your cash.
You can access the funds in your Prime Alliance Bank Personal Savings account in the following ways.
Prime Alliance Bank enables customers to deposit money using any of these methods:
If you'd like to use mobile check deposit, you will have to download Prime Alliance Bank's mobile app for iOS or Android devices.
You can withdraw your money using one of these options:
There is a limit of $50,000 per external transfer initiated through Prime Alliance Bank's website and a $250,000 monthly transfer limit. If you need to initiate a larger transfer, contact Prime Alliance Bank.
The Prime Alliance Bank Personal Savings account is a great fit for anyone looking for a high APY with no monthly fees. As long as you don't need to quickly withdraw cash directly from your savings account, you should be pretty happy with the Prime Alliance Bank Personal Savings account.
At Motley Fool Money, we rate savings accounts on a five-star scale (1 = poor, 5 = best). We evaluate all savings accounts across four main criteria: annual percentage yield (APY), brand and reputation, fees and minimum requirements, and perks that really make a difference -- think ATM access, linked checking accounts, or even branch access.
Our scores are weighted as:
Learn more about how Motley Fool Money rates bank accounts.
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page. APYs are subject to change at any time without notice.