Recent Research

A couple pays bills on the phone and with cash at home.
Updated by Jack Caporal

Nearly 1 in 7 Americans Aren't Paying Their Bills on Time

Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
A stressed young couple looking through their bills.
Updated by Jack Caporal

Credit Card Late Fee Statistics: Who Pays Most Often?

Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid fees.
Senior woman holding a credit card and her cell phone smiling.
Updated by Jack Caporal

How Many Americans Have Credit Cards? Ownership, Balance-Carrying, and Application Rates

82% of Americans had a credit card in 2025, but 45% carried a balance. Ownership and balance rates by income, age, and race.
New parents holding baby in the nursery.
Updated by Jack Caporal

Here's How Much It Costs to Raise a Child

It costs roughly $300,000 to raise a child. Read on for expenditures by category and age.
A young man sits at his desk and looks over his investment accounts.
May 18, 2026 by Jack Caporal

Financial Firsts: When Americans Hit Their Money Milestones

Survey: 68% of Gen Z haven't bought a home. See when Americans open accounts, buy cars, invest, and hit other financial firsts, by generation.
A women at a coffee shop smiling on her phone with her laptop out.
Updated by Jack Caporal

2026 Cryptocurrency Investor Trends Survey: Ownership Plateaus Despite Record Bitcoin Price

22% of Americans own crypto, according to Motley Fool Money's new survey on crypto ownership, sentiment, and what would make skeptics invest.
A person looks concerned at their financial documents and laptop.
Updated by Jack Caporal

Financial Anxiety and Mental Health Survey: 44% of Americans Say They Have High Financial Stress

44% of Americans rate their financial anxiety as high or extremely high. See what's causing it and how people cope.
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Updated by Jack Caporal

Average Tax Refund in 2026, by Income, Age, and Filing Status

The average tax refund is $3,676 as of March 2026, per IRS data -- up 10.6% year over year. See refund amounts by income, age, filing status, and state.
Consumer buying lottery ticket inside convenience store.
Updated by Jack Caporal

Lottery Statistics and Revenue by State

Americans shelled out $104.7 billion on lottery tickets in 2024, a record high. But is playing the lottery a good investment?
Two feet on diverging arrows, buy vs rent.
Updated by Jack Caporal

Is It Cheaper to Rent or Buy a Home? Comparing the Costs

Renters spent 29.8% of income on housing in 2024 vs. 17.9% for mortgaged owners. See how renting vs. owning costs compare, per BLS data.
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Updated by Jack Caporal

Personal Loan Statistics Heading Into 2026

U.S. personal loan balances hit a record high of $276 billion in the fourth quarter of 2025. Check out all the most notable personal loan statistics here.
A couple does their personal finances using a laptop and notebook.
Updated by Jack Caporal

Americans Spend 13x More Time Scrubbing Toilets Than on Financial Planning. Here's the Fix.

Only 2.7% of Americans do financial planning on any given day -- and spend less time on it than it takes to brew coffee. Here's how to change that.
A small wooden house with couple blurred in background.
Updated by Jack Caporal

What Is the Average Down Payment on a House?

The median down payment on a house is 15% of its value. Want more down payment statistics? We have them right here.
Man reviews paperwork and laptop at a desk
Updated by Jack Caporal

The Largest Robo-Advisors: AUM, Users, and Returns

Vanguard runs the largest robo-advisor by AUM, with over $300 billion in assets. Read on to learn more.
Smiling woman on couch looks at a mug she's getting out of a box
Updated by Jack Caporal

America's Wasteful Spending Habits: From DoorDash to Dead Subscriptions

Discover wasteful spending trends -- and how high-yield savings accounts and budgeting tools can help curb impulse buying and grow your cash.
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Updated by Jack Caporal

Identity Theft and Credit Card Fraud Statistics for 2025

Our experts reviewed the data to understand trends on identity theft, credit card fraud, and data breaches. Check out the latest in this in-depth report.
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Updated by Jack Caporal

American Households' Average Monthly Expenses: $6,545

The average monthly expenses for an American household total $6,545. But where does that all go? Read on to find out how much we spend on housing, food, and more.
A stylish young woman celebrating and throwing confetti in the air.
Updated by Jack Caporal

These Are the Top Financial New Year's Resolutions for 2026

See the top 2026 financial resolutions among Americans, according to a nationwide Motley Fool Money poll of 2,600 U.S. adults.
Family emerging from a beach house.
Updated by Jack Caporal

Hurricane Insurance Statistics

Some areas are more prone to hurricanes than others. Read on for a roundup of hurricane statistics homeowners should know when looking for insurance.
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Updated by Jack Caporal

The Average Checking Account Balance

How much money do Americans have in their checking accounts? Read on to see the average checking account balance by age, income bracket, and more.
Couple checking ruins after fire disaster.
Updated by Jack Caporal

Wildfire Insurance Statistics

Are you at risk of a wildfire? Here's a roundup of wildfire statistics homeowners should know when looking for insurance.
The U.S. Capitol building
Updated by Jack Caporal

U.S. Economy Could Lose Up to $12 Billion a Month Due to Government Shutdown

The government shutdown could mean big losses for your local economy. We outlined the millions each state's economy stands to lose if the government shutdown continues.
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Updated by Jack Caporal

The Average Cost of a Divorce

How much does a divorce cost? We dug into survey results to find the average cost of divorce, including contested, uncontested, and more.
Man holding keys to new car.
Updated by Jack Caporal

How Many Cars Are in the U.S.? Car Ownership Statistics for 2025

Car ownership is on the rise, but how many cars are out there? Which states have the highest ownership rates? What about EVs? Read on to find the answers.
Judge With Gavel
Updated by Jack Caporal

Wage Garnishment Laws in All 50 States

Wage garnishment rules vary by state. Read on for a rundown of wage garnishment rules in all 50 states.