Recent Research

A stressed young couple looking through their bills.
Aug. 1, 2025 by Jack Caporal

Credit Card Late Fee Statistics: Who Pays Most Often?

Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid fees.
A female traveler sitting with a suitcase and holding a credit card and phone.
July 30, 2025 by Jack Caporal

How Many Americans Have a Credit Card With An Annual Fee?

19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
Successful couple making a toast with champagne glasses while having canapes aboard a private airplane
Updated by Jack Caporal

Study: How Rich Americans Use Credit Cards

How do high-net-worth Americans use credit cards? Which types and brands do they prefer? Do they have good habits? We surveyed 1,500 of them to find out.
research-art/debit-and-credit-card-market-share.jpg
Updated by Jack Caporal

Credit and Debit Card Market Share by Network and Issuer

Motley Fool Money has the latest statistics on credit card market share and debit card market share, including the most popular issuers and networks.
research-artcouple-budgeting.jpg
Updated by Jack Caporal

American Households' Average Monthly Expenses: $6,440

The average monthly expenses for an American household total $6,440. Find out how much we spend on housing, groceries, and more.
Real estate agent congratulating a new owner for buying new house
Updated by Jack Caporal

Average House Price by State in 2025

The median house price in the United States as of the second quarter of 2025 is $410,800. See how states compare here.
Woman lounging on her sofa watching tv.
Updated by Jack Caporal

Survey: Most Believe They're Overpaying for Their Subscriptions

Fifty-seven percent of respondents think they’re paying too much for subscriptions. Learn more in Motley Fool Money's Subscription Sanity survey.
One Driver Taking Picture With Phone Of Car Accident While Other Driver Points At Phone.
Updated by Jack Caporal

Survey: Car Insurance Shopping Preferences and Trends

The Motley Fool Motley Fool Money surveyed 2,000 Americans on their auto insurance shopping preferences and habits. Learn what we found out.
Senior woman holding a credit card and her cell phone smiling.
Updated by Jack Caporal

81% of Americans Have Credit Cards, but They Aren't Distributed Equally

Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
A person uses a credit card and laptop to purchase something online from their kitchen.
Updated by Jack Caporal

Study: Most Americans Have One or Two Credit Cards

Most Americans don't have more than a couple credit cards. How many credit cards should you have? Find out what the research says.
Millennial sits on couch with smartphone surrounded by moving boxes.
Updated by Jack Caporal

Millennial Home-Buying and Homeownership Statistics

Over 50% of millennials are now homeowners, but it took them longer to reach that threshold than older generations. Read our homeownership trends report to learn why.
Young man with money flying out of his wallet
June 13, 2025 by Jack Caporal

Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying

Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
A couple pays bills on the phone and with cash at home.
June 11, 2025 by Jack Caporal

Nearly 1 in 6 of Americans Aren't Paying Their Bills on Time

Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
New parents holding baby in the nursery.
Updated by Jack Caporal

Here's How Much It Costs to Raise a Child

It costs roughly $300,000 to raise a child. Read on for expenditures by category and age.
Smiling woman on couch looks at a mug she's getting out of a box
Updated by Jack Caporal

America's Wasteful Spending Habits: From DoorDash to Dead Subscriptions

Explore wasteful spending statistics revealing how Americans overspend, like frequent DoorDash orders and impulse buys, across generations.
Couple checking ruins after fire disaster.
Updated by Jack Caporal

How Natural Disasters Impact the Personal Finances of Americans

Each year, more than 20 weather events cost the economy 1 billion dollars or more. Read on to learn how this affects Americans' wallets.
research-art/race-finance-america.jpg
Updated by Jack Caporal

Study: Race, Ethnicity, and Personal Finance in America

The racial wealth gap is established. But what about differences in personal finances? We surveyed 2,000 Americans for the latest on race and finances in the U.S.
A person looks concerned at their financial documents and laptop.
Updated by Jack Caporal

Financial Stress and Mental Health Survey: Statistics for 2025

Financial anxiety is widespread among Americans. Get the latest data and strategies to cope with financial stress here.
research-artGettyImages-687739788.jpg
Updated by Jack Caporal

The 10 Most Affordable Cities With High Salaries and Low Costs of Living

McKinney, Texas tops the list of the 10 most affordable cities in the US. Check out the other 9 most affordable places to live and the 10 cheapest places to live in the US overall.
research-art/average-savings-account-balance.jpg
Updated by Jack Caporal

The Average Savings Account Balance

How much do Americans have in their savings accounts? New data shows their average savings account balance and whether they can handle an emergency expense.
A woman sitting at a desk in a sunny loft and sketching in a notebook next to an open laptop.
Updated by Jack Caporal

How Much Time Does the Average American Spend on Personal Finance?

Americans spend more time each day doing laundry than working on their personal finances. Find out how a few more minutes a day could increase your financial security.
research-art/Getty_Image_of_shattered_broken_piggy_bank_with_coins_on_rustic_wooden_table.jpg
Updated by Jack Caporal

Personal Bankruptcy Statistics: Chapter 7 and Chapter 13

Are bankruptcies increasing or decreasing? Who files bankruptcy the most? Find the answers and more in these Chapter 7 and Chapter 13 bankruptcy statistics.
Consumer buying lottery ticket inside convenience store.
Updated by Jack Caporal

Lottery Statistics and Revenue by State

Americans shelled out $103 billion on state lottery tickets in 2023 and earned a prize payout of $69 billion. Does that make playing the lottery a good investment?
Children walking dog near a lighthouse.
Updated by Jack Caporal

The 10 Most Affordable Cities With High Salaries and Low Cost of Living in the South

The South is home to many of the most affordable cities in the country. Check out the 10 most affordable places to live in the Southern U.S.
College students taking a test in a classroom.
May 9, 2025 by Jack Caporal

Financial Literacy Statistics: The Average American Scores Just 48%

Scores have stayed around 50% for nearly 10 years. Read on for a deep dive into financial literacy data.