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Must Reads
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5 Common Credit Score Myths That Hurt People Every Year
These credit score myths can sabotage your finances. Here's what to believe (and what to ignore) if you want to build better credit.
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Forget Rotating Categories: This Wells Fargo Card Earns 2% Cash Rewards on Everything
This no-annual-fee card earns 2% cash rewards on every purchase, making it a top choice for effortless, everyday rewards.
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The Average American Has This Much Debt. How Does Yours Compare?
The average U.S. household now carries over $105,000 in debt. See how your balances compare, and what options can help.
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$300 a Year on Streaming: The Amex Platinum Is the Best Card for Binge-Watching
The Amex Platinum offers up to $300 a year in digital entertainment credits, making it one of the easiest ways to save on streaming subscriptions.
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7 Small Changes That Could Have a Big Impact on Your Finances in 2026
Here are some simple money tweaks for 2026 that can help you save more, spend smarter, and grow your wealth.
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Save Big on Business Trips and More: The Best Business Credit Cards This Week, Dec. 22, 2025
Business credit cards are one of the best ways to save on business expenses of all kinds. Here are some of our favorite options available now.
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Renters in These States Are Getting Hit Hard by the Pandemic Economy
Amy Fontinelle Oct. 27, 2021
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The COVID-19 pandemic has affected nearly everyone, but renters are having an especially difficult time. Read on for the 12 states where the situation is worst.
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Americans' Top Financial Priorities in the 2024 Presidential Election
We asked 2,000 Americans what their top financial priorities are heading into the 2024 election. Inflation was top of mind. Read on for more findings.
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Study: When Does the Average American Get Their First Credit Card?
Motley Fool Money Staff Oct. 27, 2021
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The average American gets their first credit card at the age of 20, and here’s the impact.
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COVID-19 Fraud Statistics: Over $480 Million in Losses and Counting
Lyle Daly Oct. 27, 2021
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COVID-19 and stimulus check fraud is a growing problem. Americans have already lost over $100 million. These fraud statistics show the scope of the issue.
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Study: Generational Credit Card Habits
The Motley Fool Motley Fool Money surveyed 2,000 Americans on their credit card habits and found some generational differences. Find out if they apply to you.
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How Will Climate Change Impact Homeowners Insurance in All 50 States?
A look at how climate change will impact homeowners insurance in all 50 states.
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Can These Three 2025 Winners Keep Winning?
Dec. 22, 2025
We look back to look forward and predict whether three of 2025's biggest winners can keep winning in 2026. Can Micron Technology (NASDAQ: MU), Robinhood …
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Interview with MichaelAaron Flicker: Hacking the Human Mind
Dec. 21, 2025
MIchaelAaron Flicker is the co-author of Hacking The Human Mind: The Behavioral Science Secrets Behind 17 of the World’s Best Brands. Motley Fool contributor Rich …
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How to Review and Rebalance Your Portfolio
Dec. 20, 2025
It’s almost 2026, and soon you’ll be receiving your year-end statements for all your investment accounts. You’ll also hear a lot of advice about reviewing …
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OpenAI Wants Another $100 Billion
Dec. 19, 2025
The AI trade continues to be the biggest topic on the market and this week we got reports that OpenAI is looking to raise another …
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Hidden Gem Stocks We Love at the End of the Year
Dec. 18, 2025
While many people are checking off items on their holiday shopping lists, we're making a list (and checking it twice) of stocks we would be …
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Ford Takes $19.5 Billion EV Hit. Is the EV Revolution Over
Dec. 17, 2025
Electric vehicles were supposed to disrupt the auto industry, but sales are down, subsidies are going away, and Ford is pivoting away from EVs and …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.