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Must Reads
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My 9-Year-Old Nephew Has an $8,000 Investment Portfolio -- Here's How
Learn how I built an $8,000 custodial investment account for my nephew, and how it could grow into something much bigger over time.
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The 3 Types of Money I Keep in My High-Yield Savings Account (and 2 I Don't)
A high-yield savings account is great for some cash, but not all of your money. Here's what I keep in mine, and what I put …
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Rates Are Falling. Here's Where You Can Still Get a High APY
Many banks have lowered their interest rates this year, and more cuts may be coming. But you can still earn over 4.00% APY if you're …
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Best Bank Bonuses to Grab This Week: August 17, 2025
Earn a few hundred dollars with this week's best bank bonuses -- just open an account, meet simple terms, and enjoy easy cash with no …
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Longest 0% Intro APR Card Offers This Week: August 17, 2025 -- Enjoy No Interest Until 2027
Score up to 24 months interest-free with this week's best 0% intro APR cards -- perfect for large purchases or paying off debt without extra …
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The Amex Blue Cash Preferred Card Is Our Award Winner for Food, Fuel, and a Top-Tier App
Here's how to earn top rewards on groceries, gas, and streaming while enjoying one of the best mobile apps in the business.
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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Should You Retire Sooner, and Is Your Fund Winning?
Aug. 16, 2025
Wes Moss is a Certified Financial Planner practitioner and the author of “What the Happiest Retirees Know.” In Part 2 of this conversation with Robert …
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Warren Buffett Is Making Big Buys Again
Aug. 15, 2025
Warren Buffett bought $1.6 billion of United Health stock in Q2, inflation may be ticking higher after all, and play “Ohh, No! or Let’s Go!!” …
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Making Sense of Market Hyperbole
Aug. 14, 2025
There are some stunningly large data points pulling the market in different directions between cash on the sidelines and market valuations. These numbers can be …
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Why Restaurant Stocks Have Gone Bad
Aug. 13, 2025
Restaurants are starting to see a drop in traffic and pressure from higher commodity prices and labor costs. So, it’s no surprise restaurant stocks are …
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The Business of Vice: UFC, Sports Gambling, and Tobacco’s Comeback
Aug. 12, 2025
Today on Motley Fool Money, analysts Emily Flippen and Nick Sciple discuss the reemergence of “sin stocks” and whether today’s market is building lasting moats …
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Predicting the Next Rule Breaker Buyout
Aug. 11, 2025
Having a stock you own getting acquired at a premium feels good at first, but what about the long-term gains that will be left behind …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.