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Must Reads
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Your Bank Won't Tell You This About the Fed's Rate Cut
Banks won't say it out loud, but the Fed's latest rate cut means your savings will soon earn less. Here's how to stay ahead.
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Here's How Much the Fed Rate Cut Will Actually Save You on Credit Card Debt
Interest rates were cut by a small amount, and your credit card's APR may go down even less. Here's how to save real money on …
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This Simple Change Could Boost Your Retirement Savings by $33,000 to $600,000
Americans contribute 12% to their 401(k)s on average. Increasing that to 15% could make them a lot richer by retirement age. Here's how.
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6-Month vs. 5-Year CDs: What's the Best Investment in October 2025?
With interest rates on the decline, now's a smart time to lock up your money in a CD. Learn the pros and cons of 6-month …
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Does Having Multiple Credit Cards Hurt Your Credit Score?
Multiple cards don't hurt your credit by themselves. Learn what actually moves your FICO® Score, how many cards is too many, and simple steps to …
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3 Savings Accounts Crushing Wells Fargo on Interest Rates
Want to say farewell to Wells Fargo? Learn how these top high-yield savings accounts can help you earn much more today.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,100 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Microsoft Gets $135 Billion OpenAI Stake
Oct. 29, 2025
Microsoft has agreed to a deal that will allow OpenAI to become a for-profit company, likely paving the way for an IPO. The tech giant’s …
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Ripple Effects of the Government Shutdown
Oct. 28, 2025
Host Emily Flippen is joined by Motley Fool analysts Jason Hall and Keith Speights to unpack how a prolonged U.S. government shutdown ripples through markets …
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AI’s Power Problem
Oct. 27, 2025
AIs are hungry and growing more insatiable by the day. Will we be able to sustainably generate the power needed to feed the AI beast? …
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Interview with Scott D. Anthony: Epic Disruptions
Oct. 26, 2025
Scott D. Anthony is a professor of strategy at Dartmouth's Tuck School of Business and author of the new book, Epic Disruptions: 11 Innovations that …
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Sahil Bloom on the 5 Types of Wealth
Oct. 25, 2025
Sahil Bloom writes The Curiosity Chronicle newsletter and is the managing partner of SRB Ventures, a venture investment firm. He is also the author of …
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Investing After Cloud Outages & The End for Electric Vehicles?
Oct. 24, 2025
We discuss how cloud outages may impact stocks beyond Amazon. Plus, GM’s great results may show how weak EV sales will be in the U.S. …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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