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Discover it® Cash Back
- Rare combo of long intro APR + cash back
- No annual fee, plus big bonus-category rewards
Why I Like This Offer
Discover it® Cash Back
This card does two jobs really well: the 0% intro APR for 15 months on purchases and balance transfers (then 17.49% - 26.49% Variable APR) gives you a clean runway to tackle both old and new debt, and the cash back setup gives you ongoing value long after the intro offer ends. It's a rare combo that's hard to beat.
*Earn 5% cash back on rotating quarterly categories you activate, up to the quarterly maximum.
- $0 annual fee
- Up to 5%* cash back
Bank of America® Travel Rewards credit card
- Earn an unlimited 1.5 points for every $1 spent on all purchases, with no caps or expiration dates.
- Easy welcome offer worth $250, and no annual fee
Why I Like This Offer
Bank of America® Travel Rewards credit card
Most of my favorite cards are of the no-annual-fee variety, including the Bank of America Travel Rewards card. I also love the utter simplicity of it -- just use it anywhere and get 1.5X points on everyday purchase.
- Welcome offer: 25,000 points (worth $250 travel credit)
- $0 annual fee
On Bank of America's Secure Website.
Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card
- Unlimited 1.5% cash back on everything with no caps, no categories, and no annual fee to offset your rewards.
- Up to 2.62% cash back if you qualify for Preferred Rewards for Business, which makes this one of the highest flat-rate earners available.
Why I Like This Offer
Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card
The $500 welcome bonus is straightforward and attainable. Spend $5,000 in the first 90 days and you’ve got real cash back in hand, plus 0% intro APR on purchases for seven billing cycles to help manage upfront business expenses.
- $500 cash back welcome bonus
- 1.5% cash back on all purchases
On Bank of America's Secure Website.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.