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Must Reads
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This Bank of America Card Offers 6% Cash Back and a $200 Bonus
Ready to earn 6% back in the spending category of your choice, plus $200? Here's how you can with the Bank of America® Customized Cash …
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The No. 1 Mistake People Make With High-Yield Savings Accounts
The biggest mistake with high-yield savings accounts is keeping too much money parked in them long term.
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Get $175 at Lululemon and Restaurants With the Amex Platinum's Q4 Perks
The Amex Platinum's quarterly Resy and lululemon credits provide $700 a year in value. Here's how you can start taking advantage today
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$50K in the Bank? Here's When It's Too Much -- and What to Do Instead
Keeping too much cash in your savings account could be costing you. Here's where you should put your money instead.
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5 Money-Saving Hacks I Learned From Millionaires
Millionaires drive boring cars, use credit card points, max out the right accounts, leverage real estate, and actually pay attention to their numbers.
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Here's What Happens to Your Bank Account After You Die
Here's what happens to your bank account when you die, from joint ownership and beneficiaries to the probate process.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Tariffs, Social Shopping, and an EV Reset
Oct. 07, 2025
As Prime Day kicks off, we’re asking the big questions. Emily Flippen is joined by Jason Hall and Dan Caplinger to tackle three timely stories: …
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The AI Infrastructure Opportunity: 3 Fools Weigh In
Oct. 06, 2025
Asit Sharma, Yasser El-Shimy, and Tim Beyers debate whether the hundreds of billions presently committed to AI infrastructure will pay off for shareholders. Are we …
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Interview with Barry Ritholtz: How Not To Invest
Oct. 05, 2025
What are the biggest mistakes investors make? Motley Fool Chief Investment Officer Andy Cross and analyst Jason Moser talk with Barry Ritholtz, author of How …
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Make the Most of Your Cash and Credit Cards
Oct. 04, 2025
The Federal Reserve is lowering interest rates, which can be good for borrowers but not so good for savers. Robert Brokamp speaks with Brendan Byrnes, …
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Apple’s Headset Strategy & Tesla’s EV Sales Windfall
Oct. 03, 2025
We discuss what Apple and Meta Platforms see as the future of tech hardware and whether or not Tesla’s latest delivery boon is a peak …
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Open AI’s Worth Half a Trillion Dollars
Oct. 02, 2025
In a little less than 10 years, OpenAI has gone from an idea to a half-trillion dollar company, and its ambitions for the next several …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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