Jack Caporal

Research Director | TMFJackCap

Expertise

Data collection, analysis, and visualization; consumer research & insights; financial education

NUMBER OF PUBLICATIONS: 92 | LAST PUBLISH DATE: 06-02-2026

Past Experience

Reporter and Policy Analyst

Summary

Jack Caporal is the Research Director for The Motley Fool and Motley Fool Money and has worked full-time for the company since 2021. Jack leads efforts to identify and analyze trends shaping investing and personal financial decisions across the United States. His research has appeared in thousands of media outlets including Harvard Business Review, The New York Times, Bloomberg, and CNBC, and has been cited in congressional testimony. He previously covered business and economic trends as a reporter and policy analyst in Washington, D.C. He serves as Chair of the Trade Policy Committee at the World Trade Center in Denver, Colorado. He holds a B.A. degree in International Relations with a concentration in International Economics from Michigan State University.

Jack's Recent Articles

• Nearly 1 in 7 Americans Aren't Paying Their Bills on Time
  Jun 2, 2026
  Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
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• Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
  Jun 2, 2026
  Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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• Credit Card Late Fee Statistics: Who Pays Most Often?
  Jun 2, 2026
  Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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• The Average Savings Account Balance In The U.S. – Here’s How Much Americans Have in the Bank
  Jun 2, 2026
  Learn the average savings account balance in the U.S., why medians matter, how your savings compare to national benchmarks, and strategies to boost your savings.
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• How Many Americans Have Credit Cards? Ownership, Balance-Carrying, and Application Rates
  May 27, 2026
  82% of Americans had a credit card in 2025, but 45% carried a balance. Ownership and balance rates by income, age, and race.
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• Here's How Much It Costs to Raise a Child
  May 19, 2026
  It costs roughly $300,000 to raise a child. Read on for expenditures by category and age.
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• Financial Firsts: When Americans Hit Their Money Milestones
  May 18, 2026
  Survey: 68% of Gen Z haven't bought a home. See when Americans open accounts, buy cars, invest, and hit other financial firsts, by generation.
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• Historical CD Rates: Average Rates Over Time and in May 2026
  May 18, 2026
  CD rates have gone through ups and downs since 2009. The Motley Fool has compiled average CD rates over that period. Learn more here.
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• Average Savings Account Interest Rate in May 2026
  May 18, 2026
  The national average savings account interest rate is 0.38% APY as of May 2026, per FDIC data. See how rates have changed and where to …
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• The Average Checking Account Interest Rate in May 2026
  May 18, 2026
  The national average checking account interest rate is 0.07% APY as of May 2026, per FDIC data. See how rates compare and where to find …
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• 2026 Cryptocurrency Investor Trends Survey: Ownership Plateaus Despite Record Bitcoin Price
  May 15, 2026
  22% of Americans own crypto, according to Motley Fool Money's new survey on crypto ownership, sentiment, and what would make skeptics invest.
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• The Average House Price by State in 2026
  May 13, 2026
  The median house price in the United States as of the first quarter of 2026 is $403,200. See how states compare here.
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• Average Credit Card Debt in America
  May 12, 2026
  Credit card debt totaled $1.28 trillion as of the fourth quarter of 2025. Read on for more credit card debt statistics and trends.
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• Average American Household Debt in 2026: Facts and Figures
  May 12, 2026
  American households carry more than $18 trillion in debt, and the average household debt is $105,056. Read on for more household debt statistics.
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• The Median Monthly Mortgage Payment in 2026 by State, City, and More
  May 11, 2026
  The median monthly mortgage payment is $2,070 -- read on for mortgage payment statistics by city, state, income, and more.
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• Financial Anxiety and Mental Health Survey: 44% of Americans Say They Have High Financial Stress
  May 11, 2026
  44% of Americans rate their financial anxiety as high or extremely high. See what's causing it and how people cope.
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• How Much Do Americans Spend on Gas Every Month?
  Apr 30, 2026
  Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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• The Average Credit Score in the U.S.
  Apr 29, 2026
  The average credit score in America is 714. Find out how yours compares in this full report by Motley Fool Money.
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• Average U.S. Income: How Much Do Americans Earn?
  Apr 28, 2026
  What's the median U.S. income by state, gender, age, family size, and more? Read on to find out what the research says.
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• Average Tax Refund in 2026, by Income, Age, and Filing Status
  Apr 27, 2026
  The average tax refund is $3,676 as of March 2026, per IRS data -- up 10.6% year over year. See refund amounts by income, age, …
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• Credit Card Rewards Statistics: Who Earns the Most Points?
  Apr 21, 2026
  Americans earned $47 billion in credit card rewards in 2024, but let 2.8% expire. See who earns the most, who forfeits the most, and how …
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• The Largest Mortgage Lenders in the U.S.
  Apr 21, 2026
  More than 4,800 institutions provided over 6 million mortgages adding up to over $2 trillion in 2024. Read on to see the largest mortgage lenders.
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• Average Credit Card Interest Rate in February 2026
  Apr 20, 2026
  The average credit card interest rate is1% APR as of February 2026, per Federal Reserve data. See how rates are set and what they mean …
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• The Average Cost of Airfare: How Much Is a Plane Ticket?
  Apr 13, 2026
  The average cost of a domestic plane ticket is $370 as of the third quarter of 2025. Motley Fool Money has the latest airfare data …
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• Lottery Statistics and Revenue by State
  Apr 10, 2026
  Americans shelled out $104.7 billion on lottery tickets in 2024, a record high. But is playing the lottery a good investment?
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