Published in: Credit Cards | July 24, 2020
By: Lyle Daly
With limited time bonus offers available exclusively to new cardholders, there has never been a better time to get the Chase Freedom Unlimited® credit card.
The Chase Freedom Unlimited® credit card consistently ranks highly among credit cards. It has an unlimited 1.5% cash back rate on every purchase, plus it includes some great introductory offers and doesn't charge an annual fee.
While it was an excellent cash back credit card before, Chase has just given it a major upgrade. As of July 24, new cardholders get two limited-time bonus offers. Considering the value they offer, these perks are a good reason to consider the Chase Freedom Unlimited® credit card.
Chase has added the following limited-time, new-cardholder bonuses to the Chase Freedom Unlimited® credit card:
Those are in addition to the card's existing features, which include:
Several credit cards offer 1.5% back on every purchase, but they almost never have bonus categories. This Chase card does, and 5% back on groceries is an extremely high rate in one of the biggest expense categories consumers have.
The Chase Freedom Unlimited® credit card is a leader in several areas and doesn't have any glaring weaknesses. If you want to maximize your rewards, it has one of the top cash back rates and sign-up bonuses. This card also has one of the longest 0% intro APRs on purchases -- perfect for major expenses or big purchases.
It's a tough card to beat, especially since it doesn't cost you a thing. The only complaint (among those who already have the card) is the limit on its 12-month 5% cash back rate at grocery stores: it's only available to new customers.
If you want to apply for the Chase Freedom Unlimited® credit card, you'll likely need a good credit score or better to get approved. To put that into numerical terms, a FICO® Score from 670 to 739 is considered good credit.
Chase also has a unique application rule for its credit cards. It's called the Chase 5/24 rule, and it means your application is automatically denied if you've opened five or more credit cards within the last 24 months.
It's not hyperbole to say this is the perfect time to get the Chase Freedom Unlimited® credit card. These are the best bonuses the card has had to date, and they give it a strong combination of valuable perks.
There probably won't be a better offer with this card anytime soon, especially since it already offers so much. But it's a limited-time deal, so it could go away at any moment. If you're interested, it's a good idea to apply soon and take advantage of an offer that doesn't come around often.
As long as you pay them off each month, credit cards are a no-brainer for savvy Americans. They protect against fraud far better than debit cards, help raise your credit score, and can put hundreds (or thousands!) of dollars in rewards back in your pocket each year.
But with so many cards out there, you need to choose wisely. This top-rated card offers the ability to pay 0% interest on purchases until late 2021, has some of the most generous cash back rewards we’ve ever seen (up to 5%!), and somehow still sports a $0 annual fee.
That’s why our expert – who has reviewed hundreds of cards – signed up for this one personally. Click here to get free access to our expert’s top pick.
We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. The Ascent does not cover all offers on the market. Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team.
The Ascent is a Motley Fool service that rates and reviews essential products for your everyday money matters.
Copyright © 2018 - 2020
The Ascent. All rights reserved.