You Can Earn 6% Cash Back With This Rewards Credit Card While Shopping Prime Day 2023 Deals
KEY POINTS
- If you plan to participate in Prime Day, using a rewards credit card to pay for your purchases is an excellent way to get rewarded for shopping.
- Prime members who pay for their Amazon purchases using the Prime Visa credit card can earn 6% cash back on July 11 and July 12.
With Prime Day 2023 just around the corner, now is the ideal time to start thinking about what you'll add to your cart during the two-day sales event. Many Amazon Prime members use this annual event to purchase items they've saved up for all year. Now is also an excellent time to consider how you'll pay for your Prime Day finds. Using the right cash back credit card at checkout can earn you 6% on your Amazon spending. Here's what you need to know.
Use this credit card to earn 6% cash this Prime Day
The Prime Visa lets cardholders earn cash back on their spending. Non-Prime members earn unlimited 3% cash back on eligible Amazon and Whole Foods purchases. But Prime members can earn an unlimited 5% cash back on these purchases.
If you're a Prime member and have this rewards credit card in your wallet, you can earn even more cash back this Prime Day thanks to a Prime Day exclusive offer. An extra rewards boost could be valuable if you plan to spend a significant amount of money.
When using the Prime Visa credit card at checkout on July 11 or July 12, Prime members can earn 6% cash back on eligible Amazon and Whole Foods purchases. Make sure you add this cash back card to your Amazon wallet so you don't miss out on cash back boost.
Don't miss these other perks that come with the Prime Visa card
In addition to earning rewards on your Amazon and Whole Foods spending, you can take advantage of other Prime Visa perks offered to cardholders. Here are some more ways you can earn rewards using this card, regardless of whether you shop on Prime Day:
- Earn 3% (or 5% for Prime members) on travel booked through the Chase travel portal
- Earn 2% back at gas stations
- Earn 2% back on restaurant spending
- Earn 2% back on local transit and rideshare expenses
- Earn 1% on other purchases
Prime Visa cardholders can also earn 10% back or more on limited-time rotating items and categories on Amazon. The nice thing about a cash back credit card like this is you don't have to wait to use your rewards. Cardholders can redeem their rewards as soon as the next day at Amazon.com or for cash back, gift cards, or travel at Chase.com.
The Prime Visa credit card also includes benefits like extended warranty protection, purchase protection, baggage delay insurance, and travel accident insurance. This card could be a solid option for frequent Amazon shoppers and Prime members who want to earn rewards.
Keep your finances in mind while shopping this Prime Day
It can be exciting filling your virtual cart with money-saving deals. But it's essential to keep your finances in mind as you shop. If you're not careful, you may spend over your budget. If you worry that you might go overboard, you may want to make a shopping list before July 11 rolls around and do your best to stick with it once Prime Day arrives.
Once your credit card bill comes due, it's recommended that you pay your entire credit card balance to avoid paying credit card interest fees. By doing this, you can avoid credit card debt. For additional tips to help you shop smarter, check out our personal finance resources.
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