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There are a lot of benefits to having good credit. You'll have an easier time qualifying for a credit card and have plenty more options to choose from. You can even earn impressive rewards in the process. There are various best credit cards for good credit, including cash back cards, 0% intro APR cards, cards with impressive sign-up bonuses, and cards that offer the ability to earn significant rewards. We've outlined the best credit cards for good credit so you know which cards to consider:
Credit Cards for Good Credit
| Card | Rating | Great For |
|---|---|---|
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Rating image, 5.00 out of 5 stars.
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Great For: Sign-up bonus and cash rewards |
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 BEST OF 2022 |
Rating image, 4.50 out of 5 stars.
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Great For: Travel sign-up bonus |
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BEST OF 2022 |
Rating image, 5.00 out of 5 stars.
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Great For: Unlimited cash rewards |
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Rating image, 5.00 out of 5 stars.
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Great For: No annual fee and sign-up bonus |
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Rating image, 4.50 out of 5 stars.
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Great For: Unlimited cash back |
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Rating image, 4.50 out of 5 stars.
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Great For: Long 0% intro APR offer |
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BEST OF 2022
Terms apply
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Rating image, 5.00 out of 5 stars.
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Great For: U.S. supermarkets rewards |
|
BEST OF 2022 |
Rating image, 5.00 out of 5 stars.
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Great For: One-card wallet |
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Rating image, 4.50 out of 5 stars.
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Great For: Dining and entertainment |
The Ascent's Picks for Best Credit Cards for Good Credit:
- Sign-up bonus and cash rewards: Discover it® Cash Back
- Travel sign-up bonus: Chase Sapphire Preferred® Card
- Unlimited cash rewards: Wells Fargo Active Cash℠ Card
- No annual fee and sign-up bonus: Chase Freedom Flex℠
- Unlimited cash back: Capital One Quicksilver Cash Rewards Credit Card
- Long 0% intro APR offer: Citi Simplicity® Card
- U.S. supermarkets rewards: Blue Cash Preferred® Card from American Express
- One-card wallet: U.S. Bank Altitude® Go Visa Signature® Card
- Dining and entertainment: Capital One SavorOne Cash Rewards Credit Card
Great for: Sign-up bonus and cash rewards
Apply Now
On Discover's Secure Website.
Rating image, 5.00 out of 5 stars.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. 5.00/5
Apply Now
On Discover's Secure Website.
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Includes a robust rewards program and rich sign-up bonus offer that has unlimited upside. Somehow this card also packs in a great intro APR offer for no annual fee. Read Full Review
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- Rotating bonus categories
- Sign-up bonus offer
- Great intro APR offer
- No annual fee
- No foreign transaction fee
- No fixed bonus categories
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- INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
- Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
- Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Redeem cash back in any amount, any time. Rewards never expire.
- Use your rewards at Amazon.com checkout.
- No annual fee.
- Discover is accepted nationwide by 99% of the places that take credit cards.
- Click "APPLY NOW" to see rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
BEST OF 2022Chase Sapphire Preferred® Card
Great for: Travel sign-up bonus
Apply Now
On Chase's Secure Website.
Rating image, 4.50 out of 5 stars.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. 4.50/5
Apply Now
On Chase's Secure Website.
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With a big sign-up bonus, the sky’s the limit for this top-rated travel rewards card. Plus, the premium points program for travel and dining make it a no brainer for travel enthusiasts everywhere. Read Full Review
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- Big sign-up bonus
- Travel rewards
- Dining rewards
- Flexible travel points
- Consumer and travel protections
- Has an annual fee
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- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
- Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
- With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
- Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 03/31/22.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
BEST OF 2022Great for: Unlimited cash rewards
Apply Now
On Wells Fargo's Secure Website.
Rating image, 5.00 out of 5 stars.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. 5.00/5
Apply Now
On Wells Fargo's Secure Website.
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A standout cash back card with one of the highest unlimited rewards rates we've come across. The inclusion of a hefty sign-up bonus and versatile 0% intro APR offer are the cherries on top. Read Full Review
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- Unlimited 2% cash rewards
- Long 0% intro APR offer
- Generous cash rewards sign-up bonus
- No annual fee
- No bonus categories
- Foreign transaction fees
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- Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
- Earn unlimited 2% cash rewards on purchases
- 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 14.99% to 24.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
- $0 annual fee
- No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
- Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash℠ Card
- Select "Apply Now" to learn more about the product features, terms and conditions
Great for: No annual fee and sign-up bonus
Apply Now
On Chase's Secure Website.
Rating image, 5.00 out of 5 stars.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. 5.00/5
Apply Now
On Chase's Secure Website.
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Deserves to be top of wallet for many cardholders due to some of the highest cash back rates for essentials, a big sign-up bonus, and no annual fee. Read Full Review
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- Competitive cash back bonus
- Lucrative cash back program
- Travel rewards
- Great intro APR
- No annual fee
- Foreign transaction fee
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- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
- 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
- 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14.99% - 23.74%.
- No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom FlexSM card
- Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
Capital One Quicksilver Cash Rewards Credit Card
Great for: Unlimited cash back
Apply Now
On Capital One's Secure Website.
Rating image, 4.50 out of 5 stars.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. 4.50/5
Apply Now
On Capital One's Secure Website.
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One of the most versatile and flexible cash-back cards we've seen. The long 0% intro APR makes the offer hard to pass up, especially if you're wanting to keep a one-card wallet that packs in a rich rewards program. Read Full Review
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- Competitive sign-up bonus
- Solid cash back rate on every purchase
- No annual fee
- Great intro APR
- No bonus categories
- No balance transfer offer
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- One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases and balance transfers for 15 months; 14.99%-24.99% variable APR after that
- $0 annual fee and no foreign transaction fees
Great for: Long 0% intro APR offer
Apply Now
On Citi's Secure Website.
Rating image, 4.50 out of 5 stars.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. 4.50/5
Apply Now
On Citi's Secure Website.
Intro APR
Purchases: 0%, 12 months
Balance Transfers: 0%, 21 months
Regular APR
14.74% - 24.74%, (Variable)
Rewards
N/A
Annual Fee
$0
Welcome Bonus
N/A
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With a long 0% intro APR offer, no late fees, no annual fee, and no penalty rate, this card is an unmatched pick. Read Full Review
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- Great intro APR
- No annual fee
- No late fees
- No penalty APR
- No rewards
- Foreign transaction fee
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- No Late Fees, No Penalty Rate, and No Annual Fee... Ever
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
- The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
- Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges
BEST OF 2022Blue Cash Preferred® Card from American Express
Great for: U.S. supermarkets rewards
Rating image, 5.00 out of 5 stars.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. 5.00/5
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The U.S. supermarkets and U.S. gas stations rewards are clear standouts, in addition to a big welcome bonus and a nice 0% intro APR offer. Read Full Review
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- Big welcome bonus
- U.S. supermarkets rewards
- U.S. gas stations rewards
- Streaming subscription rewards
- Annual fee
- Foreign transaction fee
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- Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
- $0 intro annual fee for the first year, then $95.
- Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 12 months after account opening. Plans created after that will have a monthly plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
- Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% Cash Back on select U.S. streaming subscriptions.
- 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
- 1% Cash Back on other purchases.
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- Terms Apply.
BEST OF 2022U.S. Bank Altitude® Go Visa Signature® Card
Great for: One-card wallet
Apply Now
On U.S. Bank's Secure Website.
Rating image, 5.00 out of 5 stars.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. 5.00/5
Apply Now
On U.S. Bank's Secure Website.
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A rare, great pick that offers lucrative rewards (up to 4x points), a big bonus, and a competitive 0% intro APR offer, all somehow with no annual fee. Read Full Review
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- Big sign-up bonus
- Dining rewards
- No annual fee
- 0% intro APR offer
- Streaming credit
- Balance transfer fee
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- Intro Offer: Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more.
- 4X points on dining, takeout, and restaurant delivery.
- 2X points on streaming services. Plus, a $15 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more!
- 2X points at grocery stores, grocery delivery, gas stations, and EV charging stations
- 1X point on all other eligible purchases.
- 0% Intro APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR applies, currently 14.99% - 23.99%.
- No Annual Fee
- Points never expire
- Terms and conditions apply.
Capital One SavorOne Cash Rewards Credit Card
Great for: Dining and entertainment
Apply Now
On Capital One's Secure Website.
Rating image, 4.50 out of 5 stars.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. 4.50/5
Apply Now
On Capital One's Secure Website.
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Dining and grocery spending will earn premium rewards, but that's not the only showstopper. The sign-up bonus, no annual fee, and a 0% intro APR offer can add a ton of value. Read Full Review
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- Sign-up bonus
- Dining rewards
- Entertainment rewards
- No annual fee
- Great intro APR for purchases
- Balance transfer fee
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- Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
- Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through January 2023
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases and balance transfers for 15 months; 14.99% - 24.99% variable APR after that
- No foreign transaction fee
- No annual fee
Overview of the best credit cards for good credit
Discover it® Cash Back
Great for: Cash back match
The Discover it® Cash Back card has no annual fee and earns up to 5% cash back in rotating quarterly categories you activate up to the quarterly maximum. This card offers an impressive dollar-for-dollar match on all cash back earned the first year and includes a 0% intro APR offer on purchase and balance transfers. The go-to variable rate applies after the 0% intro APR expires.
Read the full Discover it® Cash Back review
Chase Sapphire Preferred® Card
Great for: Travel rewards
The Chase Sapphire Preferred® Card is a popular card for travelers and with good reason. An impressive sign-up bonus, the ability to earn 3 points per $1 on dining, 2 points per $1 on travel, and a flexible rewards program make it a valuable card.
Read the full Chase Sapphire Preferred® Card review
Wells Fargo Active Cash℠ Card
Great for: Travel rewards
The Wells Fargo Active Cash℠ Card is among the best cash back card we've found due to its easy-to-earn cash rewards sign-bonus, versatile 0% intro APR offer, and unlimited 2% cash rewards.
Read the full Wells Fargo Active Cash℠ Card review
Chase Freedom Flex℠
Great for: Bonus category cash back
The Chase Freedom Flex℠ is a no annual fee card with a welcome bonus offer and a 15-month 0% intro APR offer for purchases and balance transfers. Cardmembers can earn up to 5% back on activated bonus categories each quarter, up to $1,500 spending each quarter.
Read the full Chase Freedom Flex℠ review
Capital One Quicksilver Cash Rewards Credit Card
Great for: Unlimited cash back
The Capital One Quicksilver Cash Rewards Credit Card gives cardmembers the ability to earn unlimited cash back on purchases, no matter the category. This card also comes with a cash back bonus offer and includes a 15-month 0% intro APR on purchases and balance transfers.
Read the full Capital One Quicksilver Cash Rewards Credit Card review
Citi Simplicity® Card
Great for: 0% intro APR offer and no late payment fee
The Citi Simplicity® Card packs in one of the best 0% intro APR offers we've come across at 21 months for balance transfers. Other standout features are no late payment fee and no penalty APR.
Read the full Citi Simplicity® Card review
Blue Cash Preferred® Card from American Express
Great for: U.S. supermarkets and streaming rewards
The Blue Cash Preferred® Card from American Express is one of the best everyday rewards cards around, offering 6% cash back on up to $6,000 in U.S. supermarkets purchases each year. You'll also earn 6% back on select streaming services, as well as 3% back on transit purchases and at U.S. gas stations. Terms apply.
Read the full Blue Cash Preferred® Card from American Express review
U.S. Bank Altitude® Go Visa Signature® Card
Great for: Bonus rewards
The U.S. Bank Altitude® Go Visa Signature® Card has no annual fee and offers the three essential we covet in a credit card: Robust rewards, a 0% intro APR, and a big sign-up bonus.
Read the full U.S. Bank Altitude® Go Visa Signature® Card review
What is a good credit score?
A good credit score is a FICO® Score between 670 and 739 or a VantageScore between 661 and 780. In both scoring systems, the full score range is 300 to 850.
You likely have good credit if you've used credit for one to two years, always make your debt payments on time, and keep your credit utilization below 30%. You may also be in this range if you've used credit for more than two years with only the occasional issue, such as one missed payment or high credit utilization.
However, keep in mind that not all good credit scores are created equal. Scores of 675 and 730 both fall in the good credit range. But the latter would help you get better terms on a mortgage and would make approval on credit card applications more likely.
Factors that affect your credit score
Several different factors influence your credit score:
- Payment history: Creditors want to see that you pay your bills on time. If you have late payments or missed payments, this will negatively impact your payment history and, in turn, your credit score. Your payment history makes up 35% of your FICO® Score, so it's important to pay all of your bills on time.
- Credit utilization: How much available credit you use matters. Your credit utilization ratio, or the ratio of your total credit card balances to your credit card makes up 30% of your credit score. The lower your credit utilization, the better off your credit will be.
- Credit inquiries: Card issuers tend to become cautious when you have multiple recent hard credit inquiries on your report. They'll wonder why you're trying to get all these new lines of credit. An approval is more likely if it has been at least three to six months since your most recent credit card application.This factor makes up 10% of your score.
- Age of credit: Your credit age is another important factor and it makes up 15% of your credit score. A variety of factors make up the age of your credit. This includes the average age of your credit accounts, the ages of each individual credit account, the age of your newest credit account, and the length of time since using each credit account. Having older accounts can help raise your credit score.
- Credit mix: Your credit mix is the diversity of your credit accounts. You can increase your credit score by having a variety of accounts, such as an auto loan, credit cards, and mortgage. This shows lenders that you can manage having different kinds of debts. Credit mix makes up 10% of your FICO® Score.
How to compare credit cards for good credit
When you begin to compare credit cards, you'll want to compare each card's benefits and features. You'll also want to consider your own financial situation and your goals. Here are some things to consider as you look at credit cards for good credit to find the right one for you:
- Annual fee
- Bonus offers
- Minimum spend to earn any bonus offers
- How rewards are earned
- Unlimited or limited rewards earning potential
- APR
Not all of the best credit cards for good credit are for everyone. But if you take the time to research options and consider your own personal spending and goals, you'll likely find a good fit.
How to use your credit card to build credit
Credit cards for good credit can be useful for building credit. By using your cards regularly, paying off debt, keeping credit utilization low, and keeping credit accounts open, you can improve your credit. As you continue to work hard and your credit score rises, you can eventually qualify for other cards like credit cards for excellent credit.
What are the best credit cards for a 700 credit score?
Not all of the best credit cards for good credit are the best fit for everyone. You'll want to consider whether you're:
- Looking for a rewards card
- Want to take advantage of a bonus offer
- Need an introductory 0% APR offer
- If you prefer a card with no annual fee
Making those considerations can help you narrow down card options and make choosing a credit card easier.
The Chase Sapphire Preferred® Card is one of the best cards. The sign-up bonus, rewards, and perks help to make the annual fee worth it if you qualify.
How to raise your credit score from good to excellent
Although there's nothing wrong with good credit, it's important to keep building it. With excellent credit, it's easier to get approved for any credit card you want. You can secure lower interest rates on loans, and depending on where you live, you may even pay less for car insurance.
At this stage of the game, avoiding mistakes is crucial. You can damage your credit much faster than you can improve it. To stay on the right track, you should:
- Avoid overspending: Once you've reached a good credit score, you'll gain access to larger credit lines. Don't let those big numbers convince you to spend more than usual. If your balances get too high, it can be bad for your credit utilization or put you into debt.
- Pay everything by the due date: A single missed payment can undo all your hard work. That means a missed payment on anything -- a credit card, a cell phone bill, or an overdue library book. Set up automatic payments or payment alerts so you always know when a bill's due.
- Watch your credit utilization: One way to do this is by calculating 30% of your total available credit (the credit limits on all your credit cards added together). Then make sure your balances don't exceed that number.
- Keep credit cards open: A common consumer mistake is closing credit cards for no reason. You'll be losing that card's credit line, so if you're carrying balances on any other cards, your credit utilization will increase. Of course, canceling a credit card that charges a high annual fee isn’t a bad idea. But you can always call the issuer and ask to downgrade your card to one with no annual fee if possible.
- Don't go on application sprees: While one card application isn't a big deal, at least once per month will keep you from making progress on your credit. You'll have too many hard credit inquiries, and every time you're approved for a card, your average account history will decrease.
- Guard your credit: It doesn't get much worse than doing everything right, only for an identity thief or an error to ruin your credit. To avoid this, use a free credit monitoring service for notification of changes on your credit file. Don't forget to check your credit reports for errors each year as well.
Ready to get started? Here's how to apply for a credit card (and get approved).
To recap, here are the best credit cards for good credit
FAQs
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A good credit score is a FICO® Score between 670 and 739 or a VantageScore between 661 and 780. Both systems have scores ranging from 300 to 850.
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The best card will vary depending on your needs and situation. If you're okay with paying an annual fee, the Chase Sapphire Preferred® Card is loaded with perks and has a great earning rate.
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There are a few things that you can do to raise your credit score. Don't let your card balances get too high, keep your credit utilization low, pay your bills on time and in full, and keep your credit accounts open to increase the age of your credit history. Doing all of this can improve your score. Over time, you may find that your score is high enough to qualify for credit cards for excellent credit.
About the Author
Natasha has been a freelance writer since 2015. She specializes in credit card and credit card rewards content. When not busy writing, she's either dreaming up her next credit card rewards redemption or traveling the globe. Her goal is to encourage more people to experience the world around them while making smart financial choices.
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We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. The Ascent does not cover all offers on the market. Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team. The Motley Fool has a Disclosure Policy. The Author and/or The Motley Fool may have an interest in companies mentioned.
For rates and fees for the Blue Cash Preferred® Card from American Express, click here
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