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Car insurance discounts for nurses can help workers in this profession reduce coverage costs when buying auto insurance. We'll break down everything you should know about auto insurance discounts for nurses below.
Best car insurance discounts for nurses
Car insurance discounts for nurses are available from many different insurance companies. Here are some of the best car insurance discounts for nurses we've found:
| Offer | Best For | Next Steps |
|---|---|---|
Geico
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
Great For: Partnerships with dozens of nursing organizations | |
Nationwide
Rating image, 3.50 out of 5 stars.
3.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
Great For: Discounts for members of American Nurses Association | |
AAA
Rating image, 4.00 out of 5 stars.
4.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
Great For: Discounts for members of American Society of Registered Nurses and others | |
Liberty Mutual
Rating image, 3.50 out of 5 stars.
3.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
Great For: Discounts for members of American Nurses Association and others |
How to get car insurance discounts for nurses
Getting car insurance as a nurse isn't as simple as checking a "Nurse" box on an application. Here are some things nurses should keep in mind when looking for the best car insurance discounts for nurses:
- Professional organizations: In many cases, to get car insurance savings, nurses will need membership in a specific professional organization that partners with the insurer.
- Other discounts: When comparing car insurance rates, nurses also shouldn't forget to look into other non-nurse car insurance discounts. Comparing quotes can help individuals get the whole picture of discounts, savings, and rates between companies.
- Regional differences: It's also helpful to be aware that discounts, including discounts for membership in professional organizations. can vary by region.
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Geico: Many partner organizations
2024 Award Winner
Partnerships with dozens of nursing organizationsGeico
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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= Best
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= Excellent
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= Good
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= Fair
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= Poor
= Best
= Excellent
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= Fair = PoorPros
- Nationwide coverage
- Affordable premiums
- High customer satisfaction
- Efficient claims handling process
- Great online application and account management experience
Cons
- Limited insurance coverage beyond auto insurance
- Fewer local agents than competitors
Benefits for nurses
Geico offers a searchable database of partner organizations that makes it easy to find car insurance discounts for nurses. Nurses who are members of partner organizations will benefit from a reduction in auto insurance premium costs.
Nationwide: American Nurses Association
Discounts for members of American Nurses AssociationNationwide
Rating image, 3.50 out of 5 stars.
3.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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= Best
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= Excellent
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= Good
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= Fair
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= Poor
= Best
= Excellent
= Good
= Fair = PoorPros
- Easy to customize coverage to meet insurance needs
- Safe driving rewards
- Multiple discounts available
Cons
- Not available in every state
- Below-average customer satisfaction ratings
Benefits for nurses
Nationwide is in partnership with the American Nurses Association. Members are entitled to exclusive auto insurance discounts.
AAA: American Society of Registered Nurses and others
Discounts for members of American Society of Registered Nurses and othersAAA
Rating image, 4.00 out of 5 stars.
4.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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= Best
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= Excellent
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= Good
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= Fair
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= Poor
= Best
= Excellent
= Good
= Fair = PoorPros
- Affordable insurance
- Excellent customer service
- Multiple discounts available
Cons
- Some regions' premiums are more expensive than others
- Need AAA membership
Benefits for nurses
AAA has partnered with the American Society of Registered Nurses to offer car insurance discounts for nurses. Depending on location, AAA may also have a relationship with other nursing organizations as well. Through these partnerships, nurses can save on insurance coverage if they purchase a policy from AAA.
Liberty Mutual: American Nurses Association and others
Discounts for members of American Nurses Association and othersLiberty Mutual
Rating image, 3.50 out of 5 stars.
3.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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= Best
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= Excellent
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= Good
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= Fair
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= Poor
= Best
= Excellent
= Good
= Fair = PoorPros
- Easy to customize coverage to meet insurance needs
- Multiple discounts available
- Additional benefits for teachers
Cons
- Poor customer satisfaction
- Credit-based insurance scoring
Benefits for nurses
Liberty Mutual has partnered with the American Nurses Association, along with other professional organizations. Nurses who are members of a partner organization that works with Liberty Mutual will see a reduction in premiums.
What to know about car insurance discounts for nurses
Car insurance discounts for nurses can help nurses pay less for the auto insurance coverage required. To get these discounts, nurses should take the following steps:
- Research which insurance companies offer special savings for medical professionals. Some insurers offer discounts to employees in certain industries, such as people in the medical field. Others offer discounts for memberships in professional organizations such as the American Society of Registered Nurses. Insurers generally have a list online of what types of jobs or memberships entitle drivers to save on their auto coverage.
- Determine what the requirements are to qualify for a discount. For example, nurses may need to provide proof of membership in specific organizations to max out their car insurance discounts for nurses.
- Provide information to their insurers about their professional affiliation when applying for auto insurance coverage. Nurses should be sure to disclose which organizations they are a part of so they can qualify for all discounts available to them.
Nurses should shop around and explore top auto insurance options to find the company offering the most affordable coverage after taking discounts into account.
How much do nurses save on car insurance?
Nurses can save on auto coverage by claiming car insurance discounts for nurses. This could involve joining member organizations or choosing a specific insurance company to buy auto insurance from.
Insurers may also consider nurses to be less risky to insure because of their chosen profession or because they have received an advanced education in order to enter the nursing field. Many insurers offer lower rates for those with professional degrees, for example. Nurses would qualify for these savings.
The exact amount of money that nurses can save on car insurance varies based on many factors including region and professional affiliation. The premium savings could be as much as 15% to 20% in certain circumstances. Comparing car insurance rates can help nurses find the best car insurance in their area.
Car insurance discounts through nursing organizations
Many factors impact car insurance costs, including professional affiliation. Nurses may be able to save money on car insurance because of their memberships in various nursing organizations. For example:
- The Association of Women's Health, Obstetric and Neonatal Nurses has partnered with Geico. As a result, members of this organization can save on auto insurance premium costs if their policy is purchased from Geico.
- The American Nurses Association has partnerships with Liberty Mutual and with Nationwide. Buying insurance through either of these insurance companies can entitle members of the ANA to car insurance discounts for nurses.
Nurses should find out about membership requirements in these organizations if they are interested in saving on car insurance. They should also disclose their professional affiliation to different insurance companies when they are applying for auto insurance coverage.
FAQs
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Progressive does not specifically advertise car insurance discounts for nurses. However, nurses may be able to find other ways to save on Progressive insurance coverage. Progressive offers discounts for homeownership, for getting online quotes, and for signing up for coverage online -- among other things.
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Medical professionals may sometimes qualify for cheaper car insurance. Discounts could be available for medical professionals who are members of certain organizations. For example, members of the The American Nurses Association may be eligible for discounted auto insurance from Nationwide and/or Liberty Mutual.
Medical professionals may also be offered lower rates if insurers believe they are more likely to drive safely. Both their profession and the advanced education they are required to have could potentially entitle medical professionals to cheaper coverage.
Our Insurance Expert
Christy Bieber is a full-time personal finance and legal writer with more than a decade of experience. She has a JD from UCLA as well as a degree in English, Media and Communications with a Certificate in Business Management from the University of Rochester. In addition to writing for The Ascent and The Motley Fool, her work has also been featured regularly on MSN Money, CNBC, and USA Today. She also ghost writes textbooks, serves as a subject matter expert for online course design, and is a former college instructor.
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