If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.
This auto insurer is a good fit for: Vehicle enthusiasts who love to customize their cars and drivers willing to pay a little extra for great customer support
Monthly premium costs:
Dairyland's online and mobile tools are simple to navigate. They enable customers to get quotes, view their policy details, and file claims easily. This kind of convenience is pretty standard for auto insurers today, so it's nice to see Dairyland embracing the digital revolution.
Dairyland Insurance gives its drivers a choice of several car insurance deductibles. It also offers discounts to drivers who pay their bills quarterly, semi-annually, or yearly as opposed to monthly. Drivers can choose their policy start date as well. This gives them some control over when their monthly payments are due.
Drivers with custom vehicles should look into Dairyland's optional special equipment coverage. Certain restrictions may apply, so reach out to Dairyland Insurance to check exactly what it covers.
Dairyland Insurance's auto insurance rates were considerably above average in our quote comparison. This was especially true for young drivers and those with accidents on their records. While the company does have some car insurance discounts, it doesn't offer as many as some of its competitors. But rates are different for everyone. It's still worth getting a quote to see what Dairyland Insurance can offer.
Dairyland Insurance hasn't appeared in large-scale auto insurance satisfaction surveys. That makes it difficult to compare its customer service to that of its competitors. But the reviews that do exist for the company are largely positive.
If excellent customer service is a top priority: State Farm is one of the industry leaders in customer satisfaction. It's scored high in every region of the J.D. Power U.S. Auto Insurance Satisfaction survey that it appeared in. It also offers more optional coverages than Dairyland Insurance. But it doesn't offer a comparable option for special equipment.
If low cost matters most: Progressive offers affordable base rates and plenty of discounts to help drivers save. It has appeared in more customer satisfaction surveys than Dairyland Insurance, but its customer reviews aren't as impressive.
Dairyland's monthly premium costs were much higher than the rates we've seen with some national insurers. This was especially true for drivers with accidents on their record and younger drivers. Interestingly, Dairyland Insurance was one of the few insurers to offer cheap auto insurance to adult male drivers, all other factors being equal.
|35-year-old female, clean record||35-year-old male, clean record||35-year-old female, one accident||18-year-old male, clean record|
Dairyland Insurance has relatively few discounts compared to many of its competitors. The ones it does offer are pretty common, like multi-car and homeowners discounts. Those who qualify for one or more of these discounts will receive a lower rate on their premiums. Here's a full list of all the Dairyland auto insurance discounts available:
Dairyland doesn't offer the variety of insurance that some of its competitors do. But its selection of vehicle insurance types is fairly comprehensive. It's missing boat and RV coverage. That said, it will definitely be considered one of the best car insurance companies by those interested in its rarer policy options, like dirt bike insurance.
Dairyland Insurance offers all the standard auto insurance coverage required by law. It also has a few common add-ons, like rental car reimbursement and roadside assistance. Its rarest coverage option is special equipment coverage. This pays to repair or replace certain equipment drivers add to their vehicles after they've purchased them.
Dairyland Insurance hasn't appeared in any national customer satisfaction surveys. This makes it challenging to measure how its customer service stacks up to some of its competitors.
That said, the reviews that are out there are largely positive. It has a 4.4 out of 5 rating from over 5,000 customers on TrustPilot and has an A+ rating with the Better Business Bureau.
Our Insurance Expert
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. The Ascent does not cover all offers on the market. Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team.
The Ascent is a Motley Fool service that rates and reviews essential products for your everyday money matters.
Copyright © 2018 - 2023 The Ascent. All rights reserved.