4 Valentine's Day Gifts You Can Find at Costco This Month

The average consumer expects to spend about $186 on Valentine's Day this year, reports the National Retail Federation. But you may want to stick to a lower budget, especially if you're still paying off lingering debt from the holidays and getting your personal finances back into shape.

The good news is that Costco has a variety of Valentine's Day gifts you can buy at a much lower price point. And if you are able to spend something in the ballpark of $186, there are options available from the warehouse club giant's jewelry section, too. Here are some specific gifts worth checking out this month.

1. Ghirardelli Chocolate Assortment Valentine's Duet Hearts

Nothing screams "I love you" on Valentine's Day like an assortment of delicious chocolate. Costco is selling a 15.2-ounce Ghirardelli mix that includes milk chocolate, caramel, and sea salt caramel hearts. The online price is just $17.99, but in case you're new to Costco, you should know that prices are almost always less expensive in stores. So you may want to head over to your local warehouse club and snag this item directly off the shelf.

2. Hickory Farms Deluxe Valentine's Day Savory Snacks Gift Box

Who says all food-related Valentine's Day gifts have to be of the sweet variety? Costco is selling a savory snack assortment that includes cheddar cheese, crackers, and beef summer sausage.

Fair warning: This collection of savory items doesn't come cheap. For $54.99 online, you're going to pay considerably more than what a bag of chocolate hearts will cost you. But if you can swing this gift box, your recipient might be thrilled.

3. Mrs. Fields Happy Valentine's Day Cookie Combo Tin

You could go the chocolate route for Valentine's Day this year. But if you really want to wow that special sweets lover in your life, consider an assortment of cookies and brownies instead. Costco is selling a generously sized tin for $36.99 that features 44 individual baked goods in total.

The only catch here is that this is an online-only special. And it could take a good three to five days to arrive (possibly more), depending on your location. So if it's a gift you're interested in, buy it now.

4. A 14-karat gold heart necklace

Costco's jewelry section is an area of the store (or website) you shouldn't overlook, as it's loaded with quality items that could make for a perfect Valentine's Day gift. If you're looking to splurge without totally emptying your savings account, Costco is selling a 14-karat yellow gold heart necklace for $199.99.

Customers who have purchased this particular item give it an overall rating of 4.5 out of five stars online, which is encouraging. However, if you're not happy with your purchase, or it just doesn't end up suiting your recipient's taste, you can always bring it back to Costco for what should be a hassle-free refund.

There are just a few of the great gift items Costco has available for Valentine's Day. But don't put off your shopping for too long. Some of these items are likely limited-time specials that may sell out or leave the shelves soon. And you may find other gift baskets through Costco.com that can only be shipped, which means the clock is ticking down. So all told, it pays to carve out some time sooner rather than later to finish up your Valentine's Day shopping.