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Must Reads
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Here's How Much More You'd Earn by Switching From Chase Savings to an HYSA
Compare what Chase Savings and a high-yield account pay on the same balance, plus which accounts are worth moving your money into.
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The Balance Transfer Card I'd Tell a Friend to Get Right Now
This Wells Fargo card gives you nearly two years of intro APR to pay down debt. Here's why it's my top balance transfer pick right now -- plus a great alternative.
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The Best Back-to-School Credit Cards for Every Kind of Shopper in 2026
See how to match a back-to-school credit card to the way you shop, from online cash back to travel rewards to interest-free financing on big buys.
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Best High-Yield Savings Rates Today, July 28, 2026: Up to 4.50% APY Still Available
The July Fed meeting concludes tomorrow. For now, top HYSAs continue to offer up to 4.50% APY. Find out more.
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What Credit Score Do You Actually Need for the Best Balance Transfer Cards?
A good credit score typically gets you approved for the best balance transfer cards. A higher score earns a bigger limit, not a longer 0% intro APR window.
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The Fastest Ways to Get Out of Credit Card Debt in 2026, Ranked
The fastest way out of credit card debt is a balance transfer card -- but it's not the only option. See all the best methods, ranked for 2026.
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The Average Credit Card Interest Rate
The average credit card interest rate is 21% APR as of May 2026, per Federal Reserve data. See how rates are set and what they mean for carrying a balance.
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The Average House Price by State in 2026
The median house price in the United States as of the second quarter of 2026 is $410,700. See how states compare here.
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Back-to-School Shopping Trends 2026: How Parents Are Financing the Bill
Back-to-school shopping trends: 34% of parents finance it with credit cards, 25% use buy now, pay later.
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The Average Checking Account Interest Rate in July 2026
The national average checking account interest rate is 0.07% APY as of July 2026, per FDIC data. See how rates compare and where to find a better rate.
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Average Savings Account Interest Rate in July 2026
The national average savings account interest rate is 0.38% APY as of July 2026, per FDIC data. See how rates have changed and where to find a better rate.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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Unbiased Reviews
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.