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Must Reads
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What Happens When You Apply for Too Many Credit Cards in One Year
Applying for too many credit cards in a short window can hurt your credit score and raise red flags with lenders. Here's what actually happens.
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This Simple Mistake Can Cost You $8 Every Time You Buy Groceries
Using the wrong card at the supermarket costs the average family hundreds a year. These two no-fuss rewards cards fix that fast.
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Only Want One Credit Card? Pick One of These 3
Don't want to juggle multiple credit cards? These three award-winning picks do it all. Here's how to find the right one for you today.
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4 Reasons You Can Get Denied for a Credit Card That Have Nothing to Do With Your Score
Think an 800+ credit score guarantees card approval? Here are four reasons you can still get denied for a card that have nothing to do with your score.
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Here's the Smartest Way to Pay Off Credit Card Debt in 2026
A balance transfer card gives you up to 21 months at 0% APR to pay down debt interest-free. Here's how to use one the right way.
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The $400 Financial Test That Millions of Americans Fail
Just 44% of Americans could cover a $400 emergency using only money from their bank account.
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $47 billion in credit card rewards in 2024, but let 2.8% expire. See who earns the most, who forfeits the most, and how credit score impacts rewards.
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The Largest Mortgage Lenders in the U.S.
More than 4,800 institutions provided over 6 million mortgages adding up to over $2 trillion in 2024. Read on to see the largest mortgage lenders.
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Average Tax Refund in 2026, by Income, Age, and Filing Status
The average tax refund is $3,676 as of March 2026, per IRS data -- up 10.6% year over year. See refund amounts by income, age, filing status, and state.
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The Average Checking Account Interest Rate in April 2026
The national average checking account interest rate is 0.07% APY as of April 2026, per FDIC data. See how rates compare and where to find a better rate.
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Average Credit Card Interest Rate in February 2026
The average credit card interest rate is1% APR as of February 2026, per Federal Reserve data. See how rates are set and what they mean for carrying a balance.
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Average Savings Account Interest Rate in April 2026
The national average savings account interest rate is 0.38% APY as of April 2026, per FDIC data. See how rates have changed and where to find a better rate.
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The Jobs/Cook Era at Apple, Intel & AI, and Another SaaSpocalype
Apr. 24, 2026
AI is driving the market in multiple directions in 2026 and this week’s winner was Intel, who has such high demand it’s selling chips it …
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Earnings Season Ramps Up -- And We've Seen Some Surprises
Apr. 23, 2026
Earnings season is now in full swing, and we recently got a look at the latest results from Tesla (NASDAQ: TSLA) and some of the …
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SpaceX Goes on $60 Billion AI Buying Spree
Apr. 23, 2026
SpaceX is buying another AI company, this time it’s Cursor. The space company has transformed itself into an AI company, but does this mean it …
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Tim Cook Steps Aside – What's Next for Apple
Apr. 21, 2026
It wasn't a complete surprise, but Apple (NASDAQ: AAPL) CEO Tim Cook is stepping aside and the company's current head of hardware, Jon Ternus, will …
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Are Robotaxis Coming to a City Near You?
Apr. 20, 2026
Serial acquirer QXO has made a transformative $17 billion acquisition of TopBuild to create the second largest player in the industry. Motley Fool analysts Jason …
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Ben Carlson on Why It’s Better to Avoid a Strikeout Than to Swing for a Home run
Apr. 19, 2026
We at The Motley Fool are proponents of investing in individual stocks. But does that result in betting your financial future on too few companies? …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.