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Narrow down your financial options and get ready for your smartest year yet with this year’s list of best credit cards, bank accounts, and more.
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Must Reads
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I Lost $700 a Year in Interest With My Wells Fargo Savings Account. Why I Finally Made the Switch
I moved my savings from Wells Fargo to SoFi, and now I'm earning hundreds more in interest each year. See how you can do the …
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Get 5% Back on Gas, Utilities, and More Now With the Discover it® Cash Back Card
Earn 5% cash back on gas and EV charging this summer with this card. Plus get all your cash back matched after your first year.
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Longest 0% Intro APR Credit Cards This Week, August 3, 2025: Breathe Easier With No Interest Until 2027
Score up to 24 months interest-free with this week’s top 0% intro APR credit cards -- perfect for big purchases or paying off debt without …
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Best Bank Account Bonuses This Week: August 3, 2025
Grab quick cash with this week's top bank bonuses -- earn a few hundred dollars just for opening an account and meeting easy requirements. No …
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Is Rocket Money Worth Paying For? Here's What You Really Get
Rocket Money Premium costs as little as $6 a month. Here's a breakdown of what you get and whether it's worth the price.
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Wells Fargo Reflect: Get 0% APR for 21 Months With No Annual Fee
Get 0% intro APR for nearly two years with this Wells Fargo Card -- no annual fee, ideal for balance transfers or big purchases.
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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Nearly 1 in 6 of Americans Aren't Paying Their Bills on Time
Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
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The Real Risk
Aug. 03, 2025
How can investors separate the signal from the noise? What’s the key to achieving financial freedom? And what’s the real risk investors face?Motley Fool analyst …
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How Much Makes Someone Wealthy, and Why It Pays to Delay Social Security
Aug. 02, 2025
More people are claiming Social Security early in 2025. Robert Brokamp speaks with Dr. Michael Finke, a professor at the American College of Financial Services, …
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The Fed’s Inflation Conundrum & an AI Billionaire Battle Royale
Aug. 01, 2025
The Fed’s Inflation Conundrum & an AI Billionaire Battle RoyaleThe Fed kept rates flat this week, Apple and Amazon reported earnings, and we have the …
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Tariffs and Trade Wars Can’t Slow Big Tech’s Momentum
Jul. 31, 2025
The Federal Reserve holds rates steady for now, but an ever-evolving trade and tariff picture raises questions about for how long. Also, Meta Platforms and …
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Coffee, Chips, and Credit Cards
Jul. 30, 2025
Earnings from Starbucks, Visa, and Spotify’s earnings give us a read on the consumer and Samsung takes a big chip order from Tesla. (00:21) Travis …
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A Rough Day for Dividend Knights
Jul. 29, 2025
Between battered industries and overlooked opportunities, plenty of dividend-paying companies have slipped to the bottom of the earnings jar. Today, Emily Flippen, Matt Argersinger, and …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.