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Must Reads
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I Made $850+ Last Year Just From My Savings Account
A high-yield savings account can pay you hundreds more a year than a savings account with an average yield. See how the math worked out for me last year.
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Here's How the Amex Platinum Can Pay for Its Annual Fee 5 Times Over in 2026
The Amex Platinum's annual fee sounds steep -- until you do the math. Here's how the card can deliver $5,000+ in first-year value in 2026.
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5 Benefits of the Capital One Venture X Rewards Credit Card
Want a premium travel card without a bunch of complex perks? The Venture X delivers five standout benefits at a reasonable annual fee. Here's what to know.
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Our 3 Favorite Balance Transfer Cards With No Annual Fee
The best no-annual-fee balance transfer cards are offering up to 21 months of 0% intro APR. Here are the three we'd recommend today.
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Our Top Cash Back Card of July 2026: Earn 2% on Purchases
The Citi Double Cash Card pays a flat 2% cash back: 1% when you buy and 1% when you pay. Here is how much you earn at every spending level.
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The Best IRA Brokers of July 2026: Matches, Low Fees, and Top Picks
IRA brokers vary widely on fees, fund selection, and contribution matches. Here's how to pick the right one for your retirement savings.
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The Average Cost of Airfare: How Much Is a Plane Ticket?
The average cost of a domestic plane ticket is $428 as of Q1 2026. Motley Fool Money has the latest airfare data by airport and route.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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Average Credit Card Processing Fees and Costs in America
Credit card processing fees hit a record $198.25B in 2025. See 2026 interchange rates by network, card type, and pricing model.
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The Average Checking Account Interest Rate in June 2026
The national average checking account interest rate is 0.07% APY as of June 2026, per FDIC data. See how rates compare and where to find a better rate.
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Average Savings Account Interest Rate in June 2026
The national average savings account interest rate is 0.38% APY as of June 2026, per FDIC data. See how rates have changed and where to find a better rate.
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $47 billion in credit card rewards in 2024, but let 2.8% expire. See who earns the most, who forfeits the most, and how credit score impacts rewards.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.