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Narrow down your financial options and get ready for your smartest year yet with this year’s list of best credit cards, bank accounts, and more.
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Must Reads
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Balance Transfer or Personal Loan: Which Crushes Debt Faster?
Want to erase debt fast? Learn whether a balance transfer or personal loan will save you more today.
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The Best Cash Rewards Card of 2025? We Think So
Unlimited 2% cash rewards, no annual fee, and a $200 bonus -- find out why else we picked the Wells Fargo Active Cash® Card as …
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Best High-Yield Savings Account Rates Today, August 4, 2025: Up to 5.00%
High-yield savings accounts are paying up to 5.00% APY today -- grow your money faster with full access and zero long-term commitment.
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The Best Balance Transfer Cards This Week, August 4, 2025: Breathe Easier With up to 2 Years of 0% APR
The best balance transfer cards now feature long 0% intro APRs and no annual fees -- compare top picks and start tackling debt interest-free.
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I Lost $700 a Year in Interest With My Wells Fargo Savings Account. Why I Finally Made the Switch
I moved my savings from Wells Fargo to SoFi, and now I'm earning hundreds more in interest each year. See how you can do the …
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Get 5% Back on Gas, Utilities, and More Now With the Discover it® Cash Back Card
Earn 5% cash back on gas and EV charging this summer with this card. Plus get all your cash back matched after your first year.
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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Consumer Stocks Spotlight: Etsy, Roblox, and Reddit
Aug. 04, 2025
Does a mixed bag of economic data forecast a good future for businesses that depend on consumer spending? We debate the results! Tim Beyers, Alicia …
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The Real Risk
Aug. 03, 2025
How can investors separate the signal from the noise? What’s the key to achieving financial freedom? And what’s the real risk investors face?Motley Fool analyst …
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How Much Makes Someone Wealthy, and Why It Pays to Delay Social Security
Aug. 02, 2025
More people are claiming Social Security early in 2025. Robert Brokamp speaks with Dr. Michael Finke, a professor at the American College of Financial Services, …
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The Fed’s Inflation Conundrum & an AI Billionaire Battle Royale
Aug. 01, 2025
The Fed’s Inflation Conundrum & an AI Billionaire Battle RoyaleThe Fed kept rates flat this week, Apple and Amazon reported earnings, and we have the …
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Tariffs and Trade Wars Can’t Slow Big Tech’s Momentum
Jul. 31, 2025
The Federal Reserve holds rates steady for now, but an ever-evolving trade and tariff picture raises questions about for how long. Also, Meta Platforms and …
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Coffee, Chips, and Credit Cards
Jul. 30, 2025
Earnings from Starbucks, Visa, and Spotify’s earnings give us a read on the consumer and Samsung takes a big chip order from Tesla. (00:21) Travis …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.