Jack Caporal

Research Director | TMFJackCap

Expertise

Data collection, analysis, and visualization; consumer research & insights; financial education

NUMBER OF PUBLICATIONS: 92 | LAST PUBLISH DATE: 06-02-2026

Past Experience

Reporter and Policy Analyst

Summary

Jack Caporal is the Research Director for The Motley Fool and Motley Fool Money and has worked full-time for the company since 2021. Jack leads efforts to identify and analyze trends shaping investing and personal financial decisions across the United States. His research has appeared in thousands of media outlets including Harvard Business Review, The New York Times, Bloomberg, and CNBC, and has been cited in congressional testimony. He previously covered business and economic trends as a reporter and policy analyst in Washington, D.C. He serves as Chair of the Trade Policy Committee at the World Trade Center in Denver, Colorado. He holds a B.A. degree in International Relations with a concentration in International Economics from Michigan State University.

Jack's Recent Articles

• Is It Cheaper to Rent or Buy a Home? Comparing the Costs
  Apr 9, 2026
  Renters spent 29.8% of income on housing in 2024 vs. 17.9% for mortgaged owners. See how renting vs. owning costs compare, per BLS data.
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• American Households' Average Monthly Expenses: $6,545
  Jan 6, 2026
  The average monthly expenses for an American household total $6,545. But where does that all go? Read on to find out how much we spend …
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• Personal Loan Statistics Heading Into 2026
  Mar 20, 2026
  U.S. personal loan balances hit a record high of $276 billion in the fourth quarter of 2025. Check out all the most notable personal loan …
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• Americans Spend 13x More Time Scrubbing Toilets Than on Financial Planning. Here's the Fix.
  Mar 9, 2026
  Only 2.7% of Americans do financial planning on any given day -- and spend less time on it than it takes to brew coffee. Here's …
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• What Is the Average Down Payment on a House?
  Mar 3, 2026
  The median down payment on a house is 15% of its value. Want more down payment statistics? We have them right here.
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• The Largest Robo-Advisors: AUM, Users, and Returns
  Feb 12, 2026
  Vanguard runs the largest robo-advisor by AUM, with over $300 billion in assets. Read on to learn more.
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• America's Wasteful Spending Habits: From DoorDash to Dead Subscriptions
  Jan 29, 2026
  Discover wasteful spending trends -- and how high-yield savings accounts and budgeting tools can help curb impulse buying and grow your cash.
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• Identity Theft and Credit Card Fraud Statistics for 2025
  Jan 12, 2026
  Our experts reviewed the data to understand trends on identity theft, credit card fraud, and data breaches. Check out the latest in this in-depth report.
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• Study: How Rich Americans Use Credit Cards
  Jul 29, 2025
  How do high-net-worth Americans use credit cards? Which types and brands do they prefer? Do they have good habits? We surveyed 1,500 of them to …
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• PayPal, Venmo, and Zelle: What Americans Want Out of Digital Payment Apps
  Sep 11, 2024
  Approximately three-quarters of Americans trust digital payment apps as much as credit and debit cards -- but what features do they want most? Read on …
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• These Are the Top Financial New Year's Resolutions for 2026
  Dec 8, 2025
  See the top 2026 financial resolutions among Americans, according to a nationwide Motley Fool Money poll of 2,600 U.S. adults.
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• Motley Fool Money Newsroom
  Nov 18, 2025
  Get the latest personal finance data insights and connect with our personal finance experts in Motley Fool Money's Newsroom.
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• 2025 Buy Now, Pay Later Trends Study
  Nov 14, 2025
  Buy now, pay later services can help consumers avoid credit card interest, but they also present financial risks. Find out how consumers use BNPL services.
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• The Average Cost of a Vacation in 2025: Trends and Statistics
  Sep 29, 2025
  The average cost of a vacation in 2025 is projected to be $7,249, up nearly $1,400 from 2024. Read on for a full breakdown of …
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• Average Credit Card Processing Fees and Costs in 2025
  Sep 25, 2025
  Credit card processing fees can add up to a big expense for merchants. Here are the average fees and costs for many issuers and payment …
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• Video Game Spending Statistics
  Sep 22, 2025
  American families spend $449 on average every year on video games, including consoles and accessories. See how your spending compares.
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• The Average Checking Account Balance
  Sep 17, 2025
  How much money do Americans have in their checking accounts? Read on to see the average checking account balance by age, income bracket, and more.
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• Federal employees could lose $9,000 a month due to government shutdown
  Sep 18, 2025
  The government shutdown could mean big losses for your local economy. We outlined the millions each state's economy stands to lose if the government shutdown …
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• Hurricane Insurance Statistics
  Sep 18, 2025
  Some areas are more prone to hurricanes than others. Read on for a roundup of hurricane statistics homeowners should know when looking for insurance.
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• Wildfire Insurance Statistics
  Sep 17, 2025
  Are you at risk of a wildfire? Here's a roundup of wildfire statistics homeowners should know when looking for insurance.
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• U.S. Economy Could Lose Up to $12 Billion a Month Due to Government Shutdown
  Sep 12, 2025
  The government shutdown could mean big losses for your local economy. We outlined the millions each state's economy stands to lose if the government shutdown …
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• The Average Cost of a Divorce
  Sep 12, 2025
  How much does a divorce cost? We dug into survey results to find the average cost of divorce, including contested, uncontested, and more.
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• How Many Cars Are in the U.S.? Car Ownership Statistics for 2025
  Sep 12, 2025
  Car ownership is on the rise, but how many cars are out there? Which states have the highest ownership rates? What about EVs? Read on …
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• How Many Americans Own Certificates of Deposits?
  Aug 26, 2025
  Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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• Wage Garnishment Laws in All 50 States
  Aug 21, 2025
  Wage garnishment rules vary by state. Read on for a rundown of wage garnishment rules in all 50 states.
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