Jack Caporal

Research Director | TMFJackCap

Expertise

Data collection, analysis, and visualization; consumer research & insights; financial education

NUMBER OF PUBLICATIONS: 95 | LAST PUBLISH DATE: 12-02-2025

Past Experience

Reporter and Policy Analyst

Summary

Jack Caporal is the Research Director for The Motley Fool and Motley Fool Money and has worked full-time for the company since 2021. Jack leads efforts to identify and analyze trends shaping investing and personal financial decisions across the United States. His research has appeared in thousands of media outlets including Harvard Business Review, The New York Times, Bloomberg, and CNBC, and has been cited in congressional testimony. He previously covered business and economic trends as a reporter and policy analyst in Washington, D.C. He serves as Chair of the Trade Policy Committee at the World Trade Center in Denver, Colorado. He holds a B.A. degree in International Relations with a concentration in International Economics from Michigan State University.

Jack's Recent Articles

• Are You Well-Paid? Compare Your Salary to the Average U.S. Income
  Sep 11, 2025
  What's the average U.S. salary by state? What's the average salary in the U.S.? What's the average salary by age? Read on to find out …
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• How Many Americans Own Certificates of Deposits?
  Aug 26, 2025
  Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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• Personal Loan Statistics for 2025
  Aug 22, 2025
  U.S. personal loan balances hit a record high of $257 billion in the second quarter of 2025. Check out all the most notable personal loan …
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• Wage Garnishment Laws in All 50 States
  Aug 21, 2025
  Wage garnishment rules vary by state. Read on for a rundown of wage garnishment rules in all 50 states.
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• The 10 Most Affordable Cities With High Salaries and Low Cost of Living in the Midwest
  May 8, 2025
  Many Midwestern cities have a low cost of living. Discover the 10 most affordable places to live in the Midwest U.S.
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• Identity Theft and Credit Card Fraud Statistics for 2025
  Aug 15, 2025
  Our experts reviewed the data to understand trends on identity theft, credit card fraud, and data breaches. Check out the latest in this in-depth report.
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• The 10 Most Affordable Places With High Salaries and Low Cost of Living in the West
  May 9, 2025
  The Western United States is one of the most expensive regions in the country. See the exceptions on this list of the 10 most affordable …
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• The Largest Brokerage Firms in 2025
  Aug 12, 2025
  Vanguard has $10.1 trillion worth of assets under management, making it the largest brokerage firm by that measure. Learn more here.
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• Credit Card Rewards Statistics: Who Earns the Most Points?
  Aug 4, 2025
  Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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• How Many Americans Have a Credit Card With An Annual Fee?
  Jul 30, 2025
  19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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• Study: How Rich Americans Use Credit Cards
  Jul 29, 2025
  How do high-net-worth Americans use credit cards? Which types and brands do they prefer? Do they have good habits? We surveyed 1,500 of them to …
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• Credit and Debit Card Market Share by Network and Issuer
  Jul 28, 2025
  Motley Fool Money has the latest statistics on credit card market share and debit card market share, including the most popular issuers and networks.
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• Average House Price by State in 2025
  Jul 24, 2025
  The median house price in the United States as of the second quarter of 2025 is $410,800. See how states compare here.
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• Survey: Most Believe They're Overpaying for Their Subscriptions
  Jul 22, 2025
  Fifty-seven percent of respondents think they’re paying too much for subscriptions. Learn more in Motley Fool Money's Subscription Sanity survey.
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• Survey: Car Insurance Shopping Preferences and Trends
  Jul 1, 2025
  The Motley Fool Motley Fool Money surveyed 2,000 Americans on their auto insurance shopping preferences and habits. Learn what we found out.
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• Study: Most Americans Have One or Two Credit Cards
  Jul 1, 2025
  Most Americans don't have more than a couple credit cards. How many credit cards should you have? Find out what the research says.
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• Millennial Home-Buying and Homeownership Statistics
  Jun 25, 2025
  Over 50% of millennials are now homeowners, but it took them longer to reach that threshold than older generations. Read our homeownership trends report to …
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• Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
  Jun 13, 2025
  Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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• Nearly 1 in 6 of Americans Aren't Paying Their Bills on Time
  Jun 11, 2025
  Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
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• Here's How Much It Costs to Raise a Child
  Jun 4, 2025
  It costs roughly $300,000 to raise a child. Read on for expenditures by category and age.
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• America's Wasteful Spending Habits: From DoorDash to Dead Subscriptions
  Jun 3, 2025
  Explore wasteful spending statistics revealing how Americans overspend, like frequent DoorDash orders and impulse buys, across generations.
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• How Natural Disasters Impact the Personal Finances of Americans
  May 30, 2025
  Each year, more than 20 weather events cost the economy 1 billion dollars or more. Read on to learn how this affects Americans' wallets.
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• Study: Race, Ethnicity, and Personal Finance in America
  May 29, 2025
  The racial wealth gap is established. But what about differences in personal finances? We surveyed 2,000 Americans for the latest on race and finances in …
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• Financial Stress and Mental Health Survey: Statistics for 2025
  May 21, 2025
  Financial anxiety is widespread among Americans. Get the latest data and strategies to cope with financial stress here.
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• The 10 Most Affordable Cities With High Salaries and Low Costs of Living
  May 20, 2025
  McKinney, Texas tops the list of the 10 most affordable cities in the US. Check out the other 9 most affordable places to live and …
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