Jack Caporal

Research Director | TMFJackCap

Expertise

Data collection, analysis, and visualization; consumer research & insights; financial education

NUMBER OF PUBLICATIONS: 93 | LAST PUBLISH DATE: 08-24-2026

Past Experience

Reporter and Policy Analyst

Summary

Jack Caporal is the Research Director for The Motley Fool and Motley Fool Money and has worked full-time for the company since 2021. Jack leads efforts to identify and analyze trends shaping investing and personal financial decisions across the United States. His research has appeared in thousands of media outlets including Harvard Business Review, The New York Times, Bloomberg, and CNBC, and has been cited in congressional testimony. He previously covered business and economic trends as a reporter and policy analyst in Washington, D.C. He serves as Chair of the Trade Policy Committee at the World Trade Center in Denver, Colorado. He holds a B.A. degree in International Relations with a concentration in International Economics from Michigan State University.

Jack's Recent Articles

• How Many Americans Own Certificates of Deposits?
  Aug 26, 2025
  Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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• Wage Garnishment Laws in All 50 States
  Aug 21, 2025
  Wage garnishment rules vary by state. Read on for a rundown of wage garnishment rules in all 50 states.
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• The 10 Most Affordable Cities With High Salaries and Low Cost of Living in the Midwest
  May 8, 2025
  Many Midwestern cities have a low cost of living. Discover the 10 most affordable places to live in the Midwest U.S.
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• The 10 Most Affordable Places With High Salaries and Low Cost of Living in the West
  May 9, 2025
  The Western United States is one of the most expensive regions in the country. See the exceptions on this list of the 10 most affordable …
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• The Largest Brokerage Firms in 2025
  Aug 12, 2025
  Vanguard has $10.1 trillion worth of assets under management, making it the largest brokerage firm by that measure. Learn more here.
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• How Many Americans Have a Credit Card With An Annual Fee?
  Jul 30, 2025
  19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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• Credit and Debit Card Market Share by Network and Issuer
  Jul 28, 2025
  Motley Fool Money has the latest statistics on credit card market share and debit card market share, including the most popular issuers and networks.
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• Survey: Most Believe They're Overpaying for Their Subscriptions
  Jul 22, 2025
  Fifty-seven percent of respondents think they’re paying too much for subscriptions. Learn more in Motley Fool Money's Subscription Sanity survey.
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• Survey: Car Insurance Shopping Preferences and Trends
  Jul 1, 2025
  The Motley Fool Motley Fool Money surveyed 2,000 Americans on their auto insurance shopping preferences and habits. Learn what we found out.
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• Study: Most Americans Have One or Two Credit Cards
  Jul 1, 2025
  Most Americans don't have more than a couple credit cards. How many credit cards should you have? Find out what the research says.
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• How Natural Disasters Impact the Personal Finances of Americans
  May 30, 2025
  Each year, more than 20 weather events cost the economy 1 billion dollars or more. Read on to learn how this affects Americans' wallets.
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• Study: Race, Ethnicity, and Personal Finance in America
  May 29, 2025
  The racial wealth gap is established. But what about differences in personal finances? We surveyed 2,000 Americans for the latest on race and finances in …
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• The 10 Most Affordable Cities With High Salaries and Low Costs of Living
  May 20, 2025
  McKinney, Texas tops the list of the 10 most affordable cities in the US. Check out the other 9 most affordable places to live and …
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• Personal Bankruptcy Statistics: Chapter 7 and Chapter 13
  May 16, 2025
  Are bankruptcies increasing or decreasing? Who files bankruptcy the most? Find the answers and more in these Chapter 7 and Chapter 13 bankruptcy statistics.
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• The 10 Most Affordable Cities With High Salaries and Low Cost of Living in the South
  May 9, 2025
  The South is home to many of the most affordable cities in the country. Check out the 10 most affordable places to live in the …
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• Financial Literacy Statistics: The Average American Scores Just 48%
  May 9, 2025
  Scores have stayed around 50% for nearly 10 years. Read on for a deep dive into financial literacy data.
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• The 10 Most Affordable Cities With High Salaries and Low Cost of Living in the Northeast
  May 8, 2025
  The Northeastern United States has high salaries and costs of living. Check out the 10 most affordable places to live in the Northeast U.S.
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• Tariffs Are Already Raising Home Prices -- Here's How Much and Why
  Apr 25, 2025
  Tariffs on homebuilding materials could add thousands to the cost of a new home. Here's how tariffs may impact buyers, builders, and mortgage rates.
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• The Average Cost of a Wedding
  Apr 9, 2025
  The average cost of a wedding is $33,000. Read on for a wedding budget breakdown.
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• SNAP Statistics and Eligibility Changes for 2023
  Sep 11, 2024
  SNAP helps over 42 million low-income households afford groceries each month -- but big changes have impacted the program. Read on to see how.
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• Study: Americans Value Credit Card Rewards Over Trust
  Feb 14, 2025
  How do Generation Z, Millennials, Gen Xers, and Baby Boomers use credit cards differently? We surveyed 2,000 Americans to find out.
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• What Customers Want From Banks: Online Banking Trends and Consumer Priorities
  Aug 29, 2024
  We surveyed 2,000 consumers to find out the most important banking features: security and fraud protection, customer service, and online banking access.
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• How Your Driving Record Impacts Your Car Insurance Payment
  Sep 4, 2024
  A DUI can add over $1,000 to the annual cost of car insurance. See how your driving record changes your auto insurance payment here.
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• Average Closing Costs on a House
  Mar 5, 2025
  What are the average closing costs on a house? What's included in closing costs? We have state-by-state figures to give you the best data.
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• Survey: The Hidden Costs of Homeownership
  Mar 3, 2025
  Over a third of homeowners run into unexpected costs after closing on their new home -- find out what they are and how much they …
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