Jack Caporal

Research Director | TMFJackCap

Expertise

Data collection, analysis, and visualization; consumer research & insights; financial education

NUMBER OF PUBLICATIONS: 95 | LAST PUBLISH DATE: 12-02-2025

Past Experience

Reporter and Policy Analyst

Summary

Jack Caporal is the Research Director for The Motley Fool and Motley Fool Money and has worked full-time for the company since 2021. Jack leads efforts to identify and analyze trends shaping investing and personal financial decisions across the United States. His research has appeared in thousands of media outlets including Harvard Business Review, The New York Times, Bloomberg, and CNBC, and has been cited in congressional testimony. He previously covered business and economic trends as a reporter and policy analyst in Washington, D.C. He serves as Chair of the Trade Policy Committee at the World Trade Center in Denver, Colorado. He holds a B.A. degree in International Relations with a concentration in International Economics from Michigan State University.

Jack's Recent Articles

• Study: COVID-19 Led Americans to Prioritize Spending Over Saving
  Feb 14, 2025
  Just 29% of Americans say COVID-19 led them to prioritize saving over spending. Read on to learn more.
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• Beating Inflation: Credit Card Rewards and Points
  Feb 14, 2025
  Credit cards can mitigate inflation, particularly in hard hit categories like groceries, gas, and travel.
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• 52% of Americans Say Secret Spending or Lying About Money Is Cheating
  Feb 14, 2025
  Most Americans thinks secret spending or lying about money counts as cheating in a relationship. Find out what else Americans think about financial infidelity.
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• Record $41.5B in Back-to-School Shopping Forecasted for 2023, With 30% of Parents Using Credit Cards
  Feb 14, 2025
  Parents are expected to spend $41.5 billion on back-to-school shopping, and 30% intend to rely on credit cards. Read on to learn more.
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• This Is How Credit Card Companies Hauled in $176 Billion in 2020
  Feb 14, 2025
  Credit card companies earned $176 billion in 2020. Here's how they did it, with specific examples from Visa, Mastercard, American Express, and more.
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• Study: 26% of Americans Have Used ChatGPT for Credit Card Recommendations
  Feb 14, 2025
  Fifty-four percent of Americans surveyed by The Motley Fool Motley Fool Money have used ChatGPT to recommend a financial product. Find out more on how …
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• The Average Cost of Car Insurance in All 50 States
  Feb 12, 2025
  The national average annual cost of car insurance in 2023 was $3,017. How does your payment compare? Learn the details here.
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• Study: The Most Socially Equitable Cities in the U.S.
  Dec 16, 2024
  Is your city socially equitable? Do you think your community does a good job taking care of its members? We used six factors to rank …
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• The Average Cost of Car Ownership
  Nov 12, 2024
  Estimates put the real cost of car ownership at around $12,000 per year. See a full breakdown here.
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• Study: Rent-to-Own: Pros, Cons, and Consumer Views
  Sep 11, 2024
  Seventy percent of Americans are aware of the rent-to-own process and 79% would consider using a rent-to-own agreement in 2023, but concerns remain.
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• Electric Vehicle Tax Credits, Rebates, and EV Charger Incentives: A Complete Guide
  Sep 11, 2024
  A complete guide to federal and state incentives for electric vehicles and chargers
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• PayPal, Venmo, and Zelle: What Americans Want Out of Digital Payment Apps
  Sep 11, 2024
  Approximately three-quarters of Americans trust digital payment apps as much as credit and debit cards -- but what features do they want most? Read on …
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• How Credit Scores Impact Auto Insurance Premiums
  Sep 4, 2024
  Drivers with poor credit pay over double what drivers with excellent credit pay, on average. Read on for more details.
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• Americans' Top Financial Priorities in the 2024 Presidential Election
  Aug 26, 2024
  We asked 2,000 Americans what their top financial priorities are heading into the 2024 election. Inflation was top of mind. Read on for more findings.
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• How Will Climate Change Impact Homeowners Insurance in All 50 States?
  Apr 2, 2024
  A look at how climate change will impact homeowners insurance in all 50 states.
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• Auditing America's Financial Health
  Feb 8, 2023
  After years of improvement, America's financial health has declined heading into 2023. The average financial well-being score in February 2022 was 51.1, down from 52.4 …
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• Average American Household Debt in 2022: Facts and Figures
  Sep 30, 2022
  Curious how much debt the average American carries in 2022 and how it compares to recent years? Read on to find all the latest information …
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• The NFT Market: Average NFT Prices, Largest Marketplaces, and More
  Feb 7, 2022
  The NFT market has exploded in recent years -- but just how big is it? What do NFTs cost? And what are the most expensive …
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• The Homeowners Insurance Discounts That Save You the Most, Ranked
  Nov 30, 2021
  Homeowners insurance discounts can save you a lot -- we dug into the data to find out exactly how much each one will likely save …
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• How Do Current Mortgage Rates Compare to Average Historical Mortgage Rates?
  Oct 27, 2021
  Average mortgage rates have been at all-time lows in 2021, but how do they compared to historical mortgage rates? We dig into the data to …
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