Jack Caporal

Research Director | TMFJackCap

Expertise

Data collection, analysis, and visualization; consumer research & insights; financial education

NUMBER OF PUBLICATIONS: 95 | LAST PUBLISH DATE: 12-02-2025

Past Experience

Reporter and Policy Analyst

Summary

Jack Caporal is the Research Director for The Motley Fool and Motley Fool Money and has worked full-time for the company since 2021. Jack leads efforts to identify and analyze trends shaping investing and personal financial decisions across the United States. His research has appeared in thousands of media outlets including Harvard Business Review, The New York Times, Bloomberg, and CNBC, and has been cited in congressional testimony. He previously covered business and economic trends as a reporter and policy analyst in Washington, D.C. He serves as Chair of the Trade Policy Committee at the World Trade Center in Denver, Colorado. He holds a B.A. degree in International Relations with a concentration in International Economics from Michigan State University.

Jack's Recent Articles

• 81% of Americans Have Credit Cards, but They Aren't Distributed Equally
  Dec 2, 2025
  Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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• These Are the Top Financial New Year's Resolutions for 2026
  Nov 19, 2025
  See the latest Motley Fool Money poll on top financial resolutions for 2026, like paying off debt, saving, and investing.
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• Motley Fool Money Newsroom
  Nov 18, 2025
  Get the latest personal finance data insights and connect with our personal finance experts in Motley Fool Money's Newsroom.
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• Average American Credit Card Debt in 2025
  Nov 17, 2025
  Credit card debt totaled $1.233 trillion as of the third quarter of 2025. Read on for more credit card debt statistics and trends.
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• Historical CD Rates: Average Rates Over Time
  Nov 17, 2025
  CD rates have gone through ups and downs since 2009. The Motley Fool has compiled average CD rates over that period. Learn more here.
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• Credit Card Late Fee Statistics: Who Pays Most Often?
  Nov 14, 2025
  Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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• 2025 Buy Now, Pay Later Trends Study
  Nov 14, 2025
  Buy now, pay later services can help consumers avoid credit card interest, but they also present financial risks. Find out how consumers use BNPL services.
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• Average American Household Debt in 2025: Facts and Figures
  Nov 7, 2025
  American households carry more than $18 trillion in debt and the average household debt is $105,056. Read on for more household debt statistics for 2025.
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• The Median Monthly Mortgage Payment in 2025 by State, City, and More
  Nov 5, 2025
  The median monthly mortgage payment is $2,100 -- read on for mortgage payment statistics by city, state, income, and more.
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• American Households' Average Monthly Expenses: $6,440
  Nov 4, 2025
  The average monthly expenses for an American household total $6,440. Find out how much we spend on housing, groceries, and more.
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• The Average Cost of Airfare: How Much Is a Plane Ticket?
  Oct 31, 2025
  The average cost of a domestic plane ticket is $386 as of the second quarter of 2025. Motley Fool Money has the latest airfare data …
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• The Largest Robo-Advisors: AUM, Users, and Returns
  Oct 22, 2025
  Vanguard Digital Advisor is the largest robo-advisor by AUM, with over $333 billion in assets. Read on to learn more.
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• The Average Cost of a Vacation in 2025: Trends and Statistics
  Sep 29, 2025
  The average cost of a vacation in 2025 is projected to be $7,249, up nearly $1,400 from 2024. Read on for a full breakdown of …
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• Average Credit Card Processing Fees and Costs in 2025
  Sep 25, 2025
  Credit card processing fees can add up to a big expense for merchants. Here are the average fees and costs for many issuers and payment …
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• Video Game Spending Statistics
  Sep 22, 2025
  American families spend $449 on average every year on video games, including consoles and accessories. See how your spending compares.
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• The Largest Mortgage Lenders in the U.S.
  Sep 19, 2025
  More than 4,800 institutions provided over 6 million mortgages adding up to over $2 trillion in 2024. Read on to see the largest mortgage lenders.
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• The Average Checking Account Balance
  Sep 17, 2025
  How much money do Americans have in their checking accounts? Read on to see the average checking account balance by age, income bracket, and more.
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• 2025 Cryptocurrency Investor Trends Survey
  May 21, 2025
  Motley Fool Money surveyed 2,000 Americans to understand their views of cryptocurrency. Keep reading for the findings.
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• Federal employees could lose $9,000 a month due to government shutdown
  Sep 18, 2025
  The government shutdown could mean big losses for your local economy. We outlined the millions each state's economy stands to lose if the government shutdown …
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• Hurricane Insurance Statistics
  Sep 18, 2025
  Some areas are more prone to hurricanes than others. Read on for a roundup of hurricane statistics homeowners should know when looking for insurance.
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• The Average Credit Score in America
  Sep 17, 2025
  The average credit score in America is 715. Find out how yours compares in this full report by Motley Fool Money.
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• Wildfire Insurance Statistics
  Sep 17, 2025
  Are you at risk of a wildfire? Here's a roundup of wildfire statistics homeowners should know when looking for insurance.
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• U.S. Economy Could Lose Up to $12 Billion a Month Due to Government Shutdown
  Sep 12, 2025
  The government shutdown could mean big losses for your local economy. We outlined the millions each state's economy stands to lose if the government shutdown …
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• The Average Cost of a Divorce
  Sep 12, 2025
  How much does a divorce cost? We dug into survey results to find the average cost of divorce, including contested, uncontested, and more.
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• How Many Cars Are in the U.S.? Car Ownership Statistics for 2025
  Sep 12, 2025
  Car ownership is on the rise, but how many cars are out there? Which states have the highest ownership rates? What about EVs? Read on …
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