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Banking Articles | Page 33

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

A pile of currency bills
June 23, 2024 | By Kristi Waterworth

CDs vs. Stocks: What Should You Invest in Now?

When you're looking to invest, the returns stocks can offer can be appealing, but so can the steady nature of CDs. Which is best right now? Find out here.
Two people sitting in a window at home and looking at the phone in one of their hands.
June 23, 2024 | By Ashley Maready

Should You Open a New Bank Account Just for the Bonus?

Free cash for opening a new bank account can sweeten the deal. But see why you should consider more than just that bonus.
Bank teller assisting a customer with cash transaction.
June 21, 2024 | By Steven Porrello

Have an Online-Only Bank Account? This Hack Lets You Deposit Cash for Free

Depositing cash in your online-only bank account can be a hassle, not to mention costly. Learn how to start depositing cash for free today.
Man reading newspaper and looking at a tablet
June 21, 2024 | By Matt Frankel, CFP®

Here Are the Latest Interest Rate Predictions for 2024 -- And What They Mean for Your Bank Accounts

Nobody knows for sure where interest rates will head next. But here's what the policymakers and stock market are telling us.
A man looking upset while reading something on his phone.
June 21, 2024 | By Steven Porrello

Yes, Banks Can Take Money From Your Account Without Your Permission. Here's How It Happens

Banks can take money from your checking account, savings account, and CDs under one condition. Read on to discover how it's done and how you can prevent it.
Man sitting on sofa and using laptop at home.
June 20, 2024 | By Steven Porrello

Why I'm No Longer Moving My Money Into CDs -- Even Though Rates Are Up to 6%

Today's CDs are offering attractive rates. Read on to learn why a CD might not be the best place for long-term growth.
Young man pausing from using his laptop to look at a calendar.
June 18, 2024 | By Kristi Waterworth

This Bank Offers a 100-Year CD That Pays 4.75%

Are you looking for a CD that will outlast you? Well, a 100-year CD at 4.75% isn't a bad deal. Read on to learn more.
A dollar bill against a pink background
June 18, 2024 | By Steven Porrello

3 Easy $200 Bank Bonuses Practically Anyone Can Get Right Now

Earning a bank bonus can give your budget some breathing room this month. Read on for three bonuses that are low-hanging fruit.
A person standing at a picnic table in a park and putting a coin in a piggy bank.
June 18, 2024 | By Dana George

Your Checking Account Is Probably Costing You Money. Here Are 4 Better Options

Keeping money in most checking accounts means losing funds every month. Find out why and what you can do about it.
Two women looking at charts on tablet and laptop
June 18, 2024 | By Steven Porrello

Should You Open a CD in Your HSA?

Opening a high-yield CD in an HSA could put your medical savings to work. Learn when you should (and shouldn't) use CDs to grow your HSA funds.
A man wearing a medical mask and taking money out of an ATM on the street.
June 17, 2024 | By Dana George

4 Smartest Places to Keep Your Emergency Fund

If your emergency savings account sits in a checking account, you're losing money. Keep reading to learn about four better places to save money.
A person sitting on a couch and writing on a piece of paper next to a laptop open on a table.
June 17, 2024 | By Chris Neiger

CD Rates Are Now Above 5%, but They Still Don't Come Close to 1980s' Returns

CD rates are impressive, but not historically high. Read on to find out why they're still a good investment option.
A bank manager helps a woman open up a new account.
June 16, 2024 | By Steven Porrello

3 Reasons to Switch Banks Even if It Means You Get a Lower Interest Rate

Your bank might be paying you a generous interest rate. But read on to see why switching to another bank could make more sense.
Mature man reads the label on a milk carton.
June 16, 2024 | By Emma Newbery

3 Ways CDs Can Help You Beat Inflation

Inflation is not great for savers as it eats into the value of your funds. Find out how CDs and other savings accounts can help you stay ahead of inflation.
A red piggy bank against a yellow background
June 14, 2024 | By Chris Neiger

5 Habits of Millionaires That Will Improve Your Finances

Millionaires have good financial habits you can imitate. Read on to learn how to improve your finances with a few simple changes.
Young man pausing from using his laptop to look at a calendar.
June 14, 2024 | By Chris Neiger

3 Reasons to Sit Out Sky-High CD Rates

CD rates are through the roof. Read on to find out how you can do better elsewhere.
A pile of money with a seedling growing out of it
June 13, 2024 | By Steven Porrello

3 Fantastic Reasons to Invest in a 100-Year CD

A 100-year CD might mature when you're no longer living, but that doesn't mean it's not a smart investment. Learn how 100-year CDs could help you and your family.
Man sits at laptop and appears to be in thought.
June 12, 2024 | By Steven Porrello

This Is the Absolute Worst CD You Can Get in 2024

CDs aren't created equal. Find out which type of CD is paying high rates, but could result in lost interest.
A dollar bill against a pink background
June 12, 2024 | By Ashley Maready

Never Put Your Emergency Fund in This Bank Account

Got some cash put aside for unplanned expenses? See why you should resist the impulse to lock it up in a CD.
A class pot filled with coins and a sprout growing
June 9, 2024 | By Emma Newbery

This CD Mistake Could Cost You Hundreds of Dollars

If you don't take action when your CD reaches the end of its term, it may automatically renew. Find out how this could eat into your CD earnings.
A red piggy bank against a yellow background
June 9, 2024 | By Emma Newbery

Are All CDs Protected by FDIC Insurance?

FDIC insurance applies to money in CDs as well as savings, checking, and other accounts. Find out about the few scenarios where your CD won't be covered.
A glass jar full of bills and coins
June 8, 2024 | By Natasha Etzel

Here's Why a $1,000 Emergency Fund Probably Isn't Enough for You

Working hard to build your emergency fund? You'll likely want to save more than $1,000. Find out why you may need more than $1,000 in your emergency fund.
A pile of currency bills
June 6, 2024 | By Steven Porrello

Is $20,000 Too Much to Have in Your Savings Account?

Savings accounts are safe, but you don't want to overfund them. Learn when $20,000 is too much for a savings account and when it's just right.
A dollar bill against a pink background
June 5, 2024 | By Lyle Daly

Learn What Happens When You Leave a Lot of Money in Your Savings Account

It's possible to overfund your savings account. Discover the drawbacks of doing this and how to better manage your money.
Bank teller assisting a customer with cash transaction.
June 4, 2024 | By Lyle Daly

Here's What Happens When You Withdraw $10,000 From Your Bank Account

Banks need to follow special rules for withdrawals of more than $10,000. Find out what to expect if you need to withdraw this much money.