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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

A standard bank building structure with columns.
April 30, 2025 | By Joel O'Leary

What Really Happens If You Deposit Over $10K in Cash Right Now?

Depositing $10,000 or more in cash? Here's what to expect, what banks report, and where to park your money to earn the most interest.
An open safe showing coins and bills inside.
April 29, 2025 | By Joel O'Leary

Don't Hide Cash at Home. Here Are 3 Places to Put It Instead

Hiding cash at home might feel sneaky and safe, but it's costing you. Here are three smarter places to stash short-term savings that actually grow your money.
plant growing out of jar of coins
April 28, 2025 | By Ryan Wilcox

Here's How Much You Can Make With $10K in High-Yield Savings Right Now

With top savings accounts offering up to 4.40% APY in April 2025, your $10,000 could be earning hundreds a year. Read on to learn how.
Woman making calculations as she uses her laptop.
April 26, 2025 | By James McClenathen

Have a Wells Fargo Savings Account in April 2025? You're Probably Missing Out on $300-Plus a Year

Wells Fargo's interest rates are laughable. See how a high-yield savings account could earn you far more money for almost no work.
Young man pausing from using his laptop to look at a calendar.
April 25, 2025 | By Joel O'Leary

Cashing Out a CD in April 2025? Avoid These 4 Costly Mistakes

When a CD matures, you have a short window of time to move your cash to another vehicle. Read on for four CD cash-out mistakes to avoid in April 2025.
Woman sitting on sofa holding cash and using a calculator.
April 25, 2025 | By Ryan Wilcox

$20K in a CD Today? Here's the April 2025 Payout You Can Expect

CD rates are solid in April 2025, but high-yield savings accounts are offering comparable rates. Here's why it might be smarter to keep your $20,000 flexible.
Woman with glasses making calculations.
April 24, 2025 | By Ryan Wilcox

Forget CDs in April 2025, Even With Rates up to 4.65%. Here's Where to Put Your Money Instead

Current CD rates may be tempting, but there's a smarter way to grow your savings. Find out why high-yield savings accounts deserve a closer look.
A couple counts dollar bills together at home.
April 22, 2025 | By James McClenathen

Here's What $10K Will Earn in a 6-Month CD at April 2025's Best Rates

A $10,000 deposit in a 6-month CD could earn as much as $222.52 at today's rates. Read on to learn more about CDs and see if you should open one today.
Young woman using her laptop.
April 22, 2025 | By Ryan Wilcox

Forget CDs in April 2025, Even With Rates Over 4%. Here's Where to Put Your Money Instead

Current CD rates may be tempting, but there's a smarter way to grow your savings. Here's why high-yield savings accounts deserve a closer look.
Man with glasses looking at laptop.
April 20, 2025 | By James McClenathen

CD Rates Are Over 4%. Here's Why I'm Still Saying No in April 2025

CDs don't grow fast enough for my long-term savings, and they're not flexible enough for my emergency fund. Here's where I'm putting my money instead.
Happy couple reviewing paperwork at a desk with a laptop in their home
April 20, 2025 | By Ryan Wilcox

How to Get 10x the Average Savings APY in 30 Minutes

The national average savings APY is just 0.41%, but you can earn 4% or more by switching to a high-yield savings account. Find out how easy it is to make the change.
Woman taking notes while using a laptop
April 18, 2025 | By Brooklyn Sprunger

Why I Locked $20K in a Happen Bank CD (and Don't Regret It One Bit)

I locked $20K in a LendingClub CD when rates started to drop. Here's how it fits into my savings plan and why now might be the time to lock in your rate, too.
A glass jar full of big bills and a gold coin with a percentage sign next to it.
April 15, 2025 | By Joel O'Leary

Why I'm Putting My $25,000 in an HYSA Instead of a CD

CDs are offering solid rates, but I'm sticking with my HYSA. Here's why I prefer flexibility and where I'm parking my $20,000-plus cash in an emergency fund.
Man reading newspaper and looking at a tablet
April 5, 2025 | By James McClenathen

Here's When CD Rates Are Expected to Drop

The Federal Reserve is expected to lower interest rates by 0.50 points in the second half of 2025. Here's how and when that could affect CD rates.
Woman looking at mobile banking app.
April 1, 2025 | By Jake FitzGerald

Is This The Biggest Secret in Banking? Here's Why You Probably Have Too Much Money in Your Checking Account

If you're keeping too much money in your checking account you're likely missing out on hundreds of dollars a year. Find out how to change that now.
A young woman takes a picture of a check with her phone.
March 30, 2025 | By Jake FitzGerald

Here's How Much Money You Should Keep in Your Checking Account -- It's Probably Less Than You Think

Keeping too much money in your checking account is definitely costing you. Find out how to best take advantage of your savings.
Couple using laptop and calculator together smiling.
March 29, 2025 | By Jake FitzGerald

Here's How Long It Takes to Double Your Money in a High-Yield Savings Account

High-yield savings accounts are the best place to keep your short-term savings. Find out now how fast your money can grow.
A pile of bills
March 26, 2025 | By James McClenathen

The Best CD Rates Today, March 26, 2025: Up to 4.65% APY

Today's best certificates of deposit (CDs) have APYs of up to 4.65%. Lock one in today while rates are still high.
Grey-haired woman holding glasses rests hand on chin and looks thoughtful.
March 25, 2025 | By Jake FitzGerald

When Should You Cash In Your CDs Early? Here's What You Need to Know

You might be tempted to cash in your CDs early -- but that can seriously cost you. Find out what you need to know before you follow through.
A pile of money with a seedling growing out of it
March 24, 2025 | By Jake FitzGerald

Here's How Much Money You Can Make With $5,000 in a High-Yield Savings Account

Most people don't pay attention to how much interest their savings account pays. That's a huge mistake that can cost you thousands. Find out more here.
Man with glasses using laptop looks away appearing to be in thought.
March 24, 2025 | By Jake FitzGerald

3 Signs You're Keeping Too Much Money in Your Checking Account

Everyone needs a checking account, but leaving too much money in yours can be costing you thousands. Do you check the box for any of these three warning signs?
A red piggy bank against a yellow background
March 22, 2025 | By Jake FitzGerald

Warren Buffett's Simple Cash Trick That Could Keep You Out of Debt

Yeah, Warren Buffett is a billionaire, but this might be his most relatable financial advice ever. Check out what you're missing.
A pile of money with a seedling growing out of it
March 15, 2025 | By James McClenathen

Here's How Much $20,000 Would Earn in a 6-Month CD Right Now

Investing $20,000 in a 6-month CD could earn you $460 if you get the best rates available. See if buying CDs makes sense for you right now.
Worried looking mature couple with documents, phone, and laptop.
March 11, 2025 | By Jake FitzGerald

5 Money Mistakes Retirees Keep Making

You can't afford to waste money in retirement. Read on to make sure you're not making any of these costly mistakes.
Young couple skeptically looks at information on a laptop screen
March 11, 2025 | By Jake FitzGerald

CDs vs. High-Yield Savings Accounts: Which One Actually Makes You More Money?

CDs and high-yield savings accounts are both great places to keep your cash. Find out how your savings goals may determine which option makes you more money.