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Banking Articles | Page 31

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

A glass jar tipped over with coins falling out
May 5, 2024 | By Steven Porrello

​​Don't Make These 3 Common Expensive Mistakes With Your CDs

CDs are FDIC-insured and relatively risk free. But if you make any of these three errors, you could be missing out on bigger returns. Read on for more.
A person holding a cell phone while looking out a window surrounded by house plants.
May 5, 2024 | By Kailey Hagen

If a Savings Account Doesn't Have These 5 Features, It's Not Worth Your Time

There are thousands of savings accounts out there. Focus on these five criteria to find the best one for you.
A young woman working on a laptop in a sunny cafe.
May 5, 2024 | By Matt Frankel, CFP®

3 Unique CDs That Could Be Great Investments in 2024

These aren't your ordinary CDs. But they make good financial sense for a lot of savers. Read on to learn why.
A young adult sits cross-legged while typing on a laptop in their bedroom.
May 4, 2024 | By Chris Neiger

How To Start Your First CD: A Young Investor's Guide

CDs can be a good investment option. Read on to find out what you need to know before you open one up.
A person holding a bunch of dollar bills in front of their face
May 4, 2024 | By Emma Newbery

This Checking Account Pays a Welcome Bonus of Up to $600. Is It Worth It?

The Associated Bank is offering welcome bonuses of $300 to $600 to new customers. Find out how to decide if a sign-up bonus is a good deal.
A red piggy bank against a yellow background
May 4, 2024 | By Cole Tretheway

Here's What Happens When You Open and Immediately Close a Bank Account

You could lose bonuses and pay fees when you open and immediately close a bank account. Find out what happens next.
A red piggy bank against a yellow background
May 4, 2024 | By Lyle Daly

These 5 Savings Accounts Pay Higher Rates Than Most CDs

CDs aren't the only way to get a big return on your money. Take a look at five high-yield savings accounts that could earn you even more.
A mature couple sitting at a kitchen table with papers, a laptop, and a calculator.
May 4, 2024 | By Kailey Hagen

3 Little-Known Perks of High-Yield Savings Accounts

The interest rate is important when choosing a savings account, but it's not the only factor. Here are three other benefits you may want to watch for.
An older couple sit together and go over their investment portfolio.
May 3, 2024 | By Lyle Daly

The 4 Safest Places for Retirees to Put Their Money

When you're retired, your savings needs to last you the rest of your life. Learn about the safest places you can put your money to make that happen.
A pile of bills
May 3, 2024 | By Lyle Daly

Should You Move Your Emergency Fund Into a CD Before Rates Drop?

CD rates are high right now, but this won't last forever. Find out if you should lock in a high rate for your emergency fund by putting it into a CD.
A red piggy bank against a yellow background
May 2, 2024 | By Natasha Etzel

Here's Why I Wouldn't Keep My Emergency Fund in a CD

It pays to choose the right bank account for your savings. Discover why you may want to put your emergency fund in a high-yield savings account instead of a CD.
A pile of money with a seedling growing out of it
May 2, 2024 | By Ashley Maready

5 Factors to Weigh When Choosing Your First CD

CDs are red hot right now. Here's how to choose between multiple options from multiple banks.
Two people holding shopping bags take money from an ATM machine while out on the town.
May 2, 2024 | By Kailey Hagen

3 Checking Account Features That Are Overrated and 3 That Really Matter

Some checking account features are worth your time, and others are just gimmicks. Learn how to tell which is which.
A calculator, pad, and pen against a yellow background
May 2, 2024 | By Steven Porrello

The Single Best Strategy for Maximizing CD Profits in May 2024

CDs continue to pay out at generous rates in May 2024. Find out how to make CDs work even harder for you this month.
An older man uses his laptop to read the news while sitting in a coffee shop.
May 1, 2024 | By Kailey Hagen

How Much Money Should You Keep in a Savings Account in Retirement?

This important decision affects how long your money will last. Here's how to decide how much you should keep in savings in retirement.
Man reading newspaper and looking at a tablet
May 1, 2024 | By Matt Frankel, CFP®

I Bond Interest Rates Just Fell. Are They Still a Smart Place to Put Your Money to Work?

The yield from inflation-protected savings bonds just got lower. But keep reading to learn the rest of the story.
Man with glasses using laptop looks away appearing to be in thought.
May 1, 2024 | By Chris Neiger

Young Investor? Avoid These Mistakes When Starting Your First CDs

CDs can be a great place to put your money, but there are a few drawbacks. Read on to find out a few common pitfalls investors should look out for.
A red piggy bank against a yellow background
April 30, 2024 | By Kailey Hagen

3 Little-Known CD Perks to Watch For

CDs are a great way to grow your wealth, but it can be tough to know which to choose. Here are three CD perks that could make a difference for you.
A piggy bank with hundred-dollar bills sticking out the top.
April 30, 2024 | By Lyle Daly

The Unexpected Downsides of Keeping Too Much in a Savings Account, Even With Rates Above 5%

It's possible to overfund your savings account, and it causes more issues than you may realize. Check out the unexpected downsides of doing this.
Male teacher interacts with classroom of high school students.
April 29, 2024 | By Cole Tretheway

3 of the Best Checking Accounts for High Schoolers Under 18

Checking accounts replace cash in wallets. Here's where to find the best checking accounts for high school teens.
Senior couple sitting on couch together going over information on a laptop and other documents.
April 29, 2024 | By Kailey Hagen

Are CDs a Good Investment for Seniors?

CDs offer a safe way to grow the wealth you've worked so hard to build. Find out how to know if they're right for you.
A man wearing a medical mask and taking money out of an ATM on the street.
April 29, 2024 | By Lyle Daly

The Unexpected Downside of Keeping Too Much Money in Your Checking Account

A checking account isn't the place to keep large amounts of money. Discover a rarely discussed downside of doing so and how it could lead to financial issues.
A hand holding four hundred dollar bills that are on fire
April 28, 2024 | By Kailey Hagen

5 Little-Known Bank Fees That Could Cost You a Fortune

The right bank account could make you money, but too many fees could cost you more than you earn. Here are five fees to watch out for.
A smiling woman looking at the phone in her hand while sitting at a desk in her living room with her laptop open in front of her.
April 28, 2024 | By Kailey Hagen

Can't Decide Which Bank Is Right for You? 5 Questions to Ask Yourself

The bank you choose has a serious effect on your finances. Take a look at five questions to consider when deciding which institution to work with.
Three Students Walking Together Carrying Their Books And Laughing
April 27, 2024 | By Ashley Maready

3 Effective Ways for College-Bound Teens to Maximize Their HYSA

Opening a savings account before you go off to college can help build a lifelong habit. Keep reading to learn what to consider when you're a beginning saver.