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Banking Articles | Page 32

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

A man reviewing his finances on a tablet with bills on the coffee table in front of him.
April 27, 2024 | By Natasha Etzel

How to Choose Affordable Business Banking for Your Freelance Services

Are you considering opening a business bank account for your freelance services? Affordable banking options exist. Here's what to look for and what to avoid.
A pile of money with a seedling growing out of it
April 27, 2024 | By Kailey Hagen

Having Trouble Saving Money? A CD Could Be the Answer You're Looking For

CDs offer high interest rates, and they have rules that help discourage withdrawals. Here's what you need to know about them.
Man with glasses using laptop looks away appearing to be in thought.
April 27, 2024 | By Steven Porrello

​​3 Reasons You'll Regret Not Opening a CD in 2024

CD rates have already started to fall. If you're interested in opening one, find out why you might not want to delay your decision for much longer.
Classroom full of high school students
April 26, 2024 | By Cole Tretheway

What to Look For When Opening a Checking Account in High School

High schoolers shouldn't be charged maintenance fees. Find out what to look for when opening a teen checking account.
A person holding a bunch of dollar bills in front of their face
April 26, 2024 | By Kailey Hagen

This Bank Is Offering a $2,500 Bonus to Some New Customers Until July 8

Citibank is offering a checking account bonus worth up to $2,500. Find out what you have to do to earn it.
Teen taking cash out of her wallet.
April 26, 2024 | By Cole Tretheway

What to Look for When Opening Your First Savings Account in High School

Your first savings account should be cheap and hassle free. Find out what else to look for to get the best deal.
A pile of money with a seedling growing out of it
April 25, 2024 | By Matt Frankel, CFP®

The Fed Might Not Lower Interest Rates in 2024. Here's What That Means for CD Rates

It's getting less likely we'll see significant rate cuts in 2024. And this could have implications for CDs. Keep reading to learn more.
Man reading newspaper and looking at a tablet
April 24, 2024 | By Steven Porrello

Will Hotter-Than-Expected March Inflation Push CD Rates Higher?

Annual inflation in March was higher than expected. Read on to learn how this might affect CD rates.
A woman looking at her finances with a laptop and phone.
April 24, 2024 | By Dana George

Why I'm Slowly Moving Money Out of My High-Yield Savings Account

High-yield savings accounts are awesome, but they don't have to be forever. Here's why one writer plans to move her money out soon.
A hand holding four hundred dollar bills that are on fire
April 23, 2024 | By Kailey Hagen

3 Interest-Bearing Bank Accounts That Could Cost You in the Long Run

Earning interest on your savings is great, but some accounts offer you more than others. Here are three to stay away from.
A pile of money with a seedling growing out of it
April 23, 2024 | By Matt Frankel, CFP®

Worried Interest Rates Will Keep Rising? These 3 CDs Could Be Your Best Bet

A bump-up CD can be an excellent way to protect against the possibility of rising rates. Read on to learn how.
College students working on coursework
April 23, 2024 | By Ashley Maready

Ranked: Top HYSA Options for College-Bound Teens

Ready for college? Keep reading for three excellent high-yield savings accounts that can help you get in the habit of saving money.
A man standing in his living room and looking between two pieces of paper held in each hand.
April 22, 2024 | By Steven Porrello

3 Reasons Not to Open a CD Right Now, Even With Rates at 5.30%

Despite high rates, now might not be the right time to open a new CD. Keep reading to learn when a CD is the wrong move for you.
Man sits at counter with phone on laptop utilizing online banking.
April 22, 2024 | By Matt Frankel, CFP®

2 Great Banks That Will Pay You to Open an Account

Thinking of moving to an online bank? Find out how you can get up to $300 for doing it.
A red piggy bank against a yellow background
April 22, 2024 | By Matt Frankel, CFP®

3 High-Yield Savings Accounts That Have a High APY and Other Great Perks

There's more to choosing a savings account than a high APY. Read on for three that offer some unique benefits.
A hand holding a rolled up wad of bills
April 21, 2024 | By Steven Porrello

Rakuten Users: Get a $50 Cash Back Bonus When You Open a Raisin CD

If you've never opened a Raisin account before, Rakuten is offering you a special reward. Find out how to earn a $50 bonus with a new CD or savings account.
Man sits at laptop and appears to be in thought.
April 21, 2024 | By Matt Frankel, CFP®

Should You Buy a 1-Year CD Now Before the Fed Starts Cutting Rates?

The Federal Reserve is widely expected to start lowering interest rates soon. Find out what it could mean for your CDs.
A calculator, pad, and pen against a yellow background
April 21, 2024 | By Matt Frankel, CFP®

If You Put $10,000 Into a 5-Year CD, How Much Money Will You Earn?

A CD offers safe and predictable returns, but the amount you make depends on your APY. Here's where things stand right now.
A person wearing a headscarf sitting at a desk with a laptop and holding papers.
April 20, 2024 | By Natasha Etzel

5 Reasons Why Freelancers Should Prioritize Business Banking Accounts

If you're a freelancer, you're a small business owner. Find out why you may want to use business bank accounts to keep your freelancing finances in order.
A pile of money with a seedling growing out of it
April 19, 2024 | By Natasha Etzel

Here's One Downside to a High-Yield Savings Account

A high-yield savings account is a great place to keep your savings if you want to earn interest. But rates can fluctuate. Find out what that means for savers.
Two people holding shopping bags take money from an ATM machine while out on the town.
April 19, 2024 | By Kailey Hagen

5 Debit Card Mistakes You Can't Afford to Make

Debit cards are a convenient way to make purchases, but they have their pitfalls. Here are five debit card errors you don't want to make.
A pile of money with a seedling growing out of it
April 19, 2024 | By Steven Porrello

This Online Savings Account Has a 5.55% APY. Should You Open One?

My Banking Direct High Yield Savings Account has one of the best savings rates on the market. Keep reading to see if it might be a fit for you.
A pile of money with a seedling growing out of it
April 18, 2024 | By Cole Tretheway

3 Reasons Gen Z Should Skip CDs and Invest Their Money Elsewhere

CDs are a bad fit for 20-somethings with debt and low balances. Find out why Gen Z should consider investing money elsewhere.
A red piggy bank against a yellow background
April 17, 2024 | By Matt Frankel, CFP®

This Unique Checking Account Doesn't Pay Interest -- It Does Something Even Better

Some online checking accounts have a modest APY. Keep reading to see how this Discover account offers a more valuable perk.
A pile of money with a seedling growing out of it
April 17, 2024 | By Lyle Daly

Are CDs or T-Bills a Better Investment in April 2024?

CDs and T-bills keep your money safe and pay high interest rates. Decide where to put your savings with this comparison of CD and T-bill rates for April 2024.