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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

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June 29, 2024 | By Chris Neiger

Kiss 5% Savings Account Rates Goodbye When the Fed Cuts Rates

Lower savings rates are likely on the horizon. Read on to find out what you should do with your money once rates fall.
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June 28, 2024 | By Kailey Hagen

These Popular Savings Accounts Could Cost You Hundreds of Dollars per Year

If you want your savings to grow as quickly as possible, you need the right savings account. Here's one type you should avoid.
A person holding a bunch of dollar bills in front of their face
June 28, 2024 | By Steven Porrello

5 Smart Ways to Invest $1,000 Right Now

In this high-rate environment, you have plenty of great opportunities to invest $1,000. Read on to learn the top five ways.
A couple does their personal finances using a laptop and notebook.
June 28, 2024 | By Chris Neiger

Kiss 5% CD Rates Goodbye When the Fed Cuts Rates at the End of 2024

CD rates could fall soon. Read on to find out how to get the maximum CD rate now.
A person holding a bunch of dollar bills in front of their face
June 27, 2024 | By Emma Newbery

Act Now to Get This Checking Account Welcome Bonus of up to $500

The Axos Bank Rewards Checking Account is paying up to $500 to qualifying new customers. Find out how to earn the bonus and decide whether it's right for you.
A smiling person sitting at a table in a coffee shop and looking at a phone in their hand
June 26, 2024 | By Steven Porrello

Have a Chase Savings Account? You Might Be Missing Out on $400-Plus per Year

Rate-wise, Chase savings accounts pale in comparison to today's high APYs. Find out what you could be missing here.
A bank teller smiles to a customer from behind her desk.
June 24, 2024 | By Kailey Hagen

These 8 Banks Will Pay New Members a Bonus of $300 or More

Bank account bonuses can pay new customers hundreds or even thousands of dollars. Here are some of the best bonuses available now.
A pile of money with a seedling growing out of it
June 24, 2024 | By Steven Porrello

The 6% CD Is Finally Back. Here's How to Get This Market-Leading Rate

The best CD rate on the market today comes from Nuvision Credit Union. Find out how to snag this lucrative offer before it disappears.
A pile of currency bills
June 23, 2024 | By Kristi Waterworth

CDs vs. Stocks: What Should You Invest in Now?

When you're looking to invest, the returns stocks can offer can be appealing, but so can the steady nature of CDs. Which is best right now? Find out here.
Two people sitting in a window at home and looking at the phone in one of their hands.
June 23, 2024 | By Ashley Maready

Should You Open a New Bank Account Just for the Bonus?

Free cash for opening a new bank account can sweeten the deal. But see why you should consider more than just that bonus.
Man reading newspaper and looking at a tablet
June 21, 2024 | By Matt Frankel, CFP®

Here Are the Latest Interest Rate Predictions for 2024 -- And What They Mean for Your Bank Accounts

Nobody knows for sure where interest rates will head next. But here's what the policymakers and stock market are telling us.
A man looking upset while reading something on his phone.
June 21, 2024 | By Steven Porrello

Yes, Banks Can Take Money From Your Account Without Your Permission. Here's How It Happens

Banks can take money from your checking account, savings account, and CDs under one condition. Read on to discover how it's done and how you can prevent it.
Young man pausing from using his laptop to look at a calendar.
June 18, 2024 | By Kristi Waterworth

This Bank Offers a 100-Year CD That Pays 4.75%

Are you looking for a CD that will outlast you? Well, a 100-year CD at 4.75% isn't a bad deal. Read on to learn more.
A dollar bill against a pink background
June 18, 2024 | By Steven Porrello

3 Easy $200 Bank Bonuses Practically Anyone Can Get Right Now

Earning a bank bonus can give your budget some breathing room this month. Read on for three bonuses that are low-hanging fruit.
A person standing at a picnic table in a park and putting a coin in a piggy bank.
June 18, 2024 | By Dana George

Your Checking Account Is Probably Costing You Money. Here Are 4 Better Options

Keeping money in most checking accounts means losing funds every month. Find out why and what you can do about it.
Two women looking at charts on tablet and laptop
June 18, 2024 | By Steven Porrello

Should You Open a CD in Your HSA?

Opening a high-yield CD in an HSA could put your medical savings to work. Learn when you should (and shouldn't) use CDs to grow your HSA funds.
A man wearing a medical mask and taking money out of an ATM on the street.
June 17, 2024 | By Dana George

4 Smartest Places to Keep Your Emergency Fund

If your emergency savings account sits in a checking account, you're losing money. Keep reading to learn about four better places to save money.
A person sitting on a couch and writing on a piece of paper next to a laptop open on a table.
June 17, 2024 | By Chris Neiger

CD Rates Are Now Above 5%, but They Still Don't Come Close to 1980s' Returns

CD rates are impressive, but not historically high. Read on to find out why they're still a good investment option.
A bank manager helps a woman open up a new account.
June 16, 2024 | By Steven Porrello

3 Reasons to Switch Banks Even if It Means You Get a Lower Interest Rate

Your bank might be paying you a generous interest rate. But read on to see why switching to another bank could make more sense.
Mature man reads the label on a milk carton.
June 16, 2024 | By Emma Newbery

3 Ways CDs Can Help You Beat Inflation

Inflation is not great for savers as it eats into the value of your funds. Find out how CDs and other savings accounts can help you stay ahead of inflation.
A red piggy bank against a yellow background
June 14, 2024 | By Chris Neiger

5 Habits of Millionaires That Will Improve Your Finances

Millionaires have good financial habits you can imitate. Read on to learn how to improve your finances with a few simple changes.
Young man pausing from using his laptop to look at a calendar.
June 14, 2024 | By Chris Neiger

3 Reasons to Sit Out Sky-High CD Rates

CD rates are through the roof. Read on to find out how you can do better elsewhere.
A pile of money with a seedling growing out of it
June 13, 2024 | By Steven Porrello

3 Fantastic Reasons to Invest in a 100-Year CD

A 100-year CD might mature when you're no longer living, but that doesn't mean it's not a smart investment. Learn how 100-year CDs could help you and your family.
Man sits at laptop and appears to be in thought.
June 12, 2024 | By Steven Porrello

This Is the Absolute Worst CD You Can Get in 2024

CDs aren't created equal. Find out which type of CD is paying high rates, but could result in lost interest.
A dollar bill against a pink background
June 12, 2024 | By Ashley Maready

Never Put Your Emergency Fund in This Bank Account

Got some cash put aside for unplanned expenses? See why you should resist the impulse to lock it up in a CD.