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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Young woman using her laptop.
April 22, 2025 | By Ryan Wilcox

Forget CDs in April 2025, Even With Rates Over 4%. Here's Where to Put Your Money Instead

Current CD rates may be tempting, but there's a smarter way to grow your savings. Here's why high-yield savings accounts deserve a closer look.
Man with glasses looking at laptop.
April 20, 2025 | By James McClenathen

CD Rates Are Over 4%. Here's Why I'm Still Saying No in April 2025

CDs don't grow fast enough for my long-term savings, and they're not flexible enough for my emergency fund. Here's where I'm putting my money instead.
Happy couple reviewing paperwork at a desk with a laptop in their home
April 20, 2025 | By Ryan Wilcox

How to Get 10x the Average Savings APY in 30 Minutes

The national average savings APY is just 0.41%, but you can earn 4% or more by switching to a high-yield savings account. Find out how easy it is to make the change.
Woman taking notes while using a laptop
April 18, 2025 | By Brooklyn Sprunger

Why I Locked $20K in a LendingClub CD (and Don't Regret It One Bit)

I locked $20K in a LendingClub CD when rates started to drop. Here's how it fits into my savings plan and why now might be the time to lock in your rate, too.
A pile of money with a seedling growing out of it
April 16, 2025 | By Jake FitzGerald

Earn up to 5% APY in a High-Yield Savings Account Today, April 16, 2025

Today's highest savings account rates feature accounts up to 5.00% APY. Explore the best savings rates and take advantage of high rates while they last.
A glass jar full of big bills and a gold coin with a percentage sign next to it.
April 15, 2025 | By Joel O'Leary

Why I'm Putting My $25,000 in an HYSA Instead of a CD

CDs are offering solid rates, but I'm sticking with my HYSA. Here's why I prefer flexibility and where I'm parking my $20,000-plus cash in an emergency fund.
Man reading newspaper and looking at a tablet
April 5, 2025 | By James McClenathen

Here's When CD Rates Are Expected to Drop

The Federal Reserve is expected to lower interest rates by 0.50 points in the second half of 2025. Here's how and when that could affect CD rates.
An American flag over a yellow background
April 3, 2025 | By Jake FitzGerald

Trump Tariffs: Here Are 4 Smart Things to Do With Your Money Right Now

New tariffs could drive up prices on everyday goods. Learn four smart money moves to protect your finances, from saving more to making strategic purchases.
Woman looking at mobile banking app.
April 1, 2025 | By Jake FitzGerald

Is This The Biggest Secret in Banking? Here's Why You Probably Have Too Much Money in Your Checking Account

If you're keeping too much money in your checking account you're likely missing out on hundreds of dollars a year. Find out how to change that now.
A young woman takes a picture of a check with her phone.
March 30, 2025 | By Jake FitzGerald

Here's How Much Money You Should Keep in Your Checking Account -- It's Probably Less Than You Think

Keeping too much money in your checking account is definitely costing you. Find out how to best take advantage of your savings.
Couple using laptop and calculator together smiling.
March 29, 2025 | By Jake FitzGerald

Here's How Long It Takes to Double Your Money in a High-Yield Savings Account

High-yield savings accounts are the best place to keep your short-term savings. Find out now how fast your money can grow.
A pile of bills
March 26, 2025 | By James McClenathen

The Best CD Rates Today, March 26, 2025: Up to 4.65% APY

Today's best certificates of deposit (CDs) have APYs of up to 4.65%. Lock one in today while rates are still high.
Grey-haired woman holding glasses rests hand on chin and looks thoughtful.
March 25, 2025 | By Jake FitzGerald

When Should You Cash In Your CDs Early? Here's What You Need to Know

You might be tempted to cash in your CDs early -- but that can seriously cost you. Find out what you need to know before you follow through.
A pile of money with a seedling growing out of it
March 24, 2025 | By Jake FitzGerald

Here's How Much Money You Can Make With $5,000 in a High-Yield Savings Account

Most people don't pay attention to how much interest their savings account pays. That's a huge mistake that can cost you thousands. Find out more here.
Man with glasses using laptop looks away appearing to be in thought.
March 24, 2025 | By Jake FitzGerald

3 Signs You're Keeping Too Much Money in Your Checking Account

Everyone needs a checking account, but leaving too much money in yours can be costing you thousands. Do you check the box for any of these three warning signs?
A red piggy bank against a yellow background
March 22, 2025 | By Jake FitzGerald

Warren Buffett's Simple Cash Trick That Could Keep You Out of Debt

Yeah, Warren Buffett is a billionaire, but this might be his most relatable financial advice ever. Check out what you're missing.
A pile of money with a seedling growing out of it
March 15, 2025 | By James McClenathen

Here's How Much $20,000 Would Earn in a 6-Month CD Right Now

Investing $20,000 in a 6-month CD could earn you $460 if you get the best rates available. See if buying CDs makes sense for you right now.
Worried looking mature couple with documents, phone, and laptop.
March 11, 2025 | By Jake FitzGerald

5 Money Mistakes Retirees Keep Making

You can't afford to waste money in retirement. Read on to make sure you're not making any of these costly mistakes.
Young couple skeptically looks at information on a laptop screen
March 11, 2025 | By Jake FitzGerald

CDs vs. High-Yield Savings Accounts: Which One Actually Makes You More Money?

CDs and high-yield savings accounts are both great places to keep your cash. Find out how your savings goals may determine which option makes you more money.
A puzzled woman holds a piggy bank
March 10, 2025 | By James McClenathen

3 Signs You Have Too Much Money in Savings

Savings accounts are essential financial tools, but you don't want to stash all your money in one. Find out when you may want to put your money elsewhere.
Wealthy man in a suit counting money.
March 8, 2025 | By Jake FitzGerald

Here's Why Millionaires Rarely Use Savings Accounts Like the Rest of Us

The wealthiest among us look to put their money to work for them. Find out how you can best copy their process.
Woman with glasses making calculations.
March 7, 2025 | By James McClenathen

Forget CDs, Even With Rates up to 4.50%. Here's Where to Put Your Money Instead

CDs offer less flexibility than savings accounts and lower returns than the stock market. Here are some good reasons to put your money elsewhere.
A pile of money with a seedling growing out of it
March 7, 2025 | By Jake FitzGerald

How to Grow a $500 Emergency Fund Into $5,000 Faster Than You Think

Reaching a savings goal can seem impossible. But with the right type of account and a couple of good habits, anyone can have thousands in the bank.
Smiling couple sit at table with paperwork.
March 2, 2025 | By Jake FitzGerald

Act Fast: 3 High-Yield Savings Accounts Still Offering APYs of 4.00% or Higher

You can still easily earn 10 times the national average rate on your savings account. Find out what accounts to apply for today.
Two men in thought looking at a laptop screen together.
March 2, 2025 | By James McClenathen

The 3 Biggest Mistakes You Can Make When Investing in CDs

Investing in CDs is simple and safe -- if you follow a few basic rules. Here are some big CD investing mistakes and how to avoid them.