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Banking Articles | Page 30

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

A person sitting at a desk in a sunny home office and typing on a laptop.
July 30, 2024 | By Steven Porrello

3 Reasons to Get a Synchrony Savings Account Before the End of August

The Synchrony Bank High Yield Savings account has a strong APY and no monthly fees. Find out why it's one of the best online savings accounts here.
Man sits at counter with phone on laptop utilizing online banking.
July 30, 2024 | By Steven Porrello

This Bank Will Pay You $10 a Month for the Rest of Your Life

Often, banks make you pay a monthly fee to use a checking account. But this bank will pay you instead. Learn how to make $10 monthly on a new checking account.
A person sitting at an office desk and looking at a cell phone with a contemplative expression.
July 29, 2024 | By Lyle Daly

The Unexpected Downsides of Keeping Too Much in a CD, Even With Rates Above 5%

Thanks to high interest rates, CDs have become a popular place to put savings. Make sure you know about their downsides before you open one.
A pile of money with a seedling growing out of it
July 29, 2024 | By Steven Porrello

If You Put $1,000 in a CD 1 Year Ago, Here's How Much It Could Be Worth Today

The best CD rates last year were around 5.35% APY. Here's how much this would have earned you with a $1,000 deposit.
A woman looking at her finances with a laptop and phone.
July 28, 2024 | By Cole Tretheway

I've Covered the Best (and Worst) Savings Accounts for Years. Here Are My Top 3 Takeaways

Saving more money may be easier than you think. Here's what I've learned from years of covering the best savings accounts.
A dollar bill against a pink background
July 28, 2024 | By Lyle Daly

Last Chance: Here's How Long You Have Until CD Rates Could Drop

CD rates are expected to drop in 2024. See when it's likely to happen based on recent projections.
A calculator, pad, and pen against a yellow background
July 28, 2024 | By Steven Porrello

Here's Why You Should Open a 12-Month CD -- Even When Rates Are Falling

CD rates are starting to decline. Here's why delaying a new 12-month CD could cost you in lost interest.
A women sitting at a sunny desk with a laptop, calendar, and planner.
July 28, 2024 | By Steven Porrello

3 Reasons Not to Renew Your CD in 2024, Even With Rates at 5.20%

Certificates of deposit (CDs) can pay a lot of interest, but they're not for everyone. Learn why you shouldn't renew your CD in 2024.
A woman using an ATM on a sunny street.
July 27, 2024 | By Ashley Maready

I Only Keep a $500 Cushion in My Checking Account -- Here's Why

Figuring out how much money to keep in your checking can be a minefield. Learn why one writer keeps it simple with just $500.
A person standing across from a teller at a bank counter and writing a check.
July 27, 2024 | By Emma Newbery

The 4 Best Checking Accounts for High-Income Households

The right checking account can help high earners make the most of their money. Find out what perks make these banks stand out from the crowd.
A stack of coins against a yellow background
July 26, 2024 | By Ashley Maready

Is an MMA the Best Place for Your Emergency Fund Now?

A high-yield savings account may not automatically be best for your rainy day cash. Learn more about money market accounts and their advantages here.
A red piggy bank against a yellow background
July 26, 2024 | By Ashley Maready

This Might Be the Perfect Bank Account for Your Emergency Fund

Money market accounts come with convenience and high APYs. Learn why they're worth a closer look for your emergency fund.
A young businessperson does paperwork in coffee shop and checks their phone.
July 25, 2024 | By Lyle Daly

3 Reasons I'll Pick a Savings Account Over a CD Any Day

CDs are paying impressive rates, but I'm not interested. See why I prefer keeping my money in a savings account to find out if you should do the same.
Woman appearing upset with head in her hands as she reads letter.
July 25, 2024 | By Lyle Daly

4 Biggest Mistakes You Can Make With Your Checking Account

Checking accounts are perfect for paying bills and managing your money. Just make sure to avoid these costly checking account mistakes.
A red piggy bank against a yellow background
July 25, 2024 | By Lyle Daly

4 Biggest Mistakes You Can Make With Your Savings Account

Lots of people make costly mistakes with their savings accounts. Check out the biggest and most common mistakes so you know what not to do.
Older woman getting assistance from a bank teller.
July 25, 2024 | By Steven Porrello

Ranked: The Safest Banks in America

The safest banks in America have large assets and security measures to protect against cyberattacks. Find out which banks rank high for safety.
A couple talking to a bank officer at a desk.
July 25, 2024 | By Cole Tretheway

Avoid These Common Mistakes When Choosing a Safe Bank for Your Money

Skip the fees and keep things simple. Find out how to avoid common mistakes when picking banks.
A child puts coins into differently sized piggy banks under the happy supervision of her parent.
July 24, 2024 | By Ashley Maready

Hands Down, This Is My Favorite High-Yield Savings Account Feature

High-yield savings accounts pay real money on your saved cash -- but they also have other excellent benefits. Read on to learn one writer's top HYSA feature.
A woman with a check in hand puts numbers into a calculator
July 24, 2024 | By Steven Porrello

Act Fast to Get a $540 Bonus on This Free Checking Account

Laurel Road is offering up to $540 on a Loyalty Checking account, plus $10 monthly when you meet requirements. Find out how to earn this amazing offer.
Happy woman reviewing paperwork and a laptop at home
July 24, 2024 | By Matt Frankel, CFP®

Limited-Time Offer: This 9-Month CD Pays 5.10%

Discover is offering a CD with one of the best rates we've found. But you need to act quickly. Find out the details.
A class pot filled with coins and a sprout growing
July 22, 2024 | By Steven Porrello

3 Surprising Reasons Barclays Bank Has the Best CDs Right Now

Barclays Online CDs have competitive rates, no minimums, and several terms to choose from. Find out if it's the right CD provider for your savings.
Bank teller assisting a customer with cash transaction.
July 20, 2024 | By Cole Tretheway

Here's What Happens When You Bank With One of the Safest Financial Institutions

The safest financial institutions are extremely stable. Find out how they can keep your money more secure than other banks.
A pile of money with a seedling growing out of it
July 20, 2024 | By Kailey Hagen

Lock In Penalty-Free CD Rates of 4.00% or More With These 5 Banks Right Now

Penalty-free CDs give you the guaranteed rates without the downside of early withdrawal penalties. Here are some of the best ones available now.
A pile of money with a seedling growing out of it
July 19, 2024 | By Emma Newbery

Raisin's Mix of High APY Accounts Could Revolutionize Saving

With one login, you can access savings accounts and CDs from around 70 institutions. Find out how Raisin's platform could boost your savings balance.
Two men in thought looking at a laptop screen together.
July 19, 2024 | By Kailey Hagen

You Can Still Lock in a 5.00% APY CD. But Should You?

CD rates are expected to drop, but 5.00% APYs are still around. Here's how to know if you should lock one in now.