Banking Articles

Man reading newspaper and looking at a tablet

Aug. 21, 2024 | By Kristi Waterworth

Fed Rate Cuts Are Coming: Lock In Your High CD Rate Now

Locking in your CD rates now is a smart move, before they drop across the board. Find out more here.

A couple withdraws money from an ATM machine.

Aug. 21, 2024 | By Emma Newbery

Forget Checking Accounts: Money Market Accounts Pay Higher Interest

Top MMAs pay APYs of over 5.00% right now. Find out how you can put these hybrid accounts to work for you.

Aug. 20, 2024 | By Kristi Waterworth

Here's How Much the Average American Needs in Savings

Have you ever wondered if your emergency fund is enough? Read on to find out just what you need to meet the average household expenses.

A stack of coins against a yellow background

Aug. 20, 2024 | By Matt Frankel, CFP®

This Is How Much Money You Can Make With $10,000 in a CD Ladder

A CD ladder can be a great way to combine reliable income and financial flexibility. Here's how much interest you can expect.

A pile of money with a seedling growing out of it

Aug. 20, 2024 | By Jamie Matthews

I Never Thought I'd Open a CD. Here's What Finally Changed My Mind

I've never considered myself a CD girl, but fear of missing out finally convinced me to open one. Read on to learn more about my reasoning.

A happy couple on a couch with receipts and a laptop.

Aug. 20, 2024 | By Kailey Hagen

High APY or a Cash Sign-Up Bonus? These 3 Banks Have Both

High APYs and account bonuses both have their merits, but it can be hard to choose between them. Learn more about the three banks where you don't have to.

Woman sitting on sofa holding cash and using a calculator.

Aug. 19, 2024 | By Natasha Etzel

Only Have a $1,000 Emergency Fund? Here's Why That's OK

An emergency fund is a great way to prepare financially for the unexpected. Learn why $1,000 is a great savings goal to start with as you establish your fund.

A woman sitting in a sunny window seat and checking her tablet.

Aug. 19, 2024 | By Kailey Hagen

Want to Grow Your Savings Without Cutting Spending? You Need One of These

Saving money is hard, so it helps to have tools that make it easier. Here's something every saver needs in their arsenal.

A globe in a stand against an orange background

Aug. 18, 2024 | By Natasha Etzel

Hoping to Afford a $5,000 Vacation Next Year? Do This Now

It's never too early to start thinking about your next vacation. Find out why you may want to start saving for your upcoming trip today.

Young man pausing from using his laptop to look at a calendar.

Aug. 18, 2024 | By Kristi Waterworth

Lock in High Interest CDs Now Before the Fed Lowers Rates in September

When the Fed drops rates in September, CD rates will also fall. Learn why now is the time to lock in those 5% rates while you can.

Aug. 18, 2024 | By Matt Frankel, CFP®

Prediction: Here's Where CD Rates Are Headed Over the Next Year

Nobody has a crystal ball that can predict interest rates. But read on for my best educated prediction.

Woman using laptop at home for work or study.

Aug. 18, 2024 | By Brittney Myers

3 Reasons You Should Open a Long-Term CD Before the August Inflation Report

The Consumer Price Index update for August could have a wide impact. Find out how CDs may be affected.

Aug. 18, 2024 | By Emma Newbery

How Much Money Should You Keep in Your Checking Account? Here's the Sweet Spot

Almost 80% of Americans live paycheck to paycheck. Find out how you can build your checking account balance.

An adult checks their online brokerage account using their tablet and smartphone.

Aug. 17, 2024 | By Ashley Maready

3 Things You Must Do When Your Savings Reach $500,000

Got a lot of money in savings? Read on for a few crucial moves to keep your money safe and maximize it for the future.

Man sits at counter with phone on laptop utilizing online banking.

Aug. 17, 2024 | By Ashley Maready

Is $10,000 Too Much to Keep in a Checking Account?

Too much cash in your checking account could cost you money. Keep reading to find out why -- and where you should put the excess.

Aug. 17, 2024 | By Lyle Daly

Here's Why I'm Not Worried About My Savings Account if Rates Drop

Interest rates are expected to decrease later this year. Find out why there's no need to worry about your savings account even if that happens.

A man looking at his phone while standing along a waterfront with a city skyline behind him.

Aug. 16, 2024 | By Dana George

This Is How Much Money You Can Make With $1,500 in a CD Ladder

A CD ladder allows you to stagger your investments. Find out how much you can earn over five years by investing just $1,500.

Aug. 16, 2024 | By Cole Tretheway

3 Reasons I Switched to a Chime Checking and Savings Account

I switched from my old bank to Chime for the perks. Find out what the banking app offers that traditional banks don't.

Aug. 16, 2024 | By Ashley Maready

3 Unexpected Advantages of Online Banks Over Brick-and-Mortar Banks

Banking can be done entirely within the confines of the internet. Read on to see how online banks edge out their traditional cousins.

Aug. 16, 2024 | By Robin Hartill, CFP

Is Time Running Out to Lock in a CD Yielding 5% or More?

If the Federal Reserve cuts interest rates, expect CD yields to drop. Find out if a high-yielding CD is a good place to store your savings if that happens.