Banking Articles

An envelope with various bills sticking out

Sept. 12, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Sept. 12, 2025

High-yield savings accounts are paying up to 5.00% APY today -- compare the best rates and find the perfect place to grow your money.

Woman looks skeptically at her cellphone.

Sept. 12, 2025 | By Ryan Wilcox

The $400 a Year Penalty of Keeping Your Cash in a Chase Savings Account

Leaving $10,000 in a Chase savings account means you could be missing out on $400 a year in interest. Learn how to earn more today.

Man appears to be in thought while looking at laptop screen.

Sept. 11, 2025 | By Joel O'Leary

HYSA vs. CD: Where Should You Keep Your Cash in September 2025?

CD and high-yield savings rates are peaking. Here's how to decide where your cash can earn the most in September 2025.

A jar that says emergency savings is on a bookshelf and full of cash.

Sept. 11, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today: Sept. 11, 2025 -- Up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see the top rates and choose a good place to grow your money before rates dip.

Young man with money flying out of his wallet

Sept. 10, 2025 | By Jake FitzGerald

This Lazy but Avoidable Banking Mistake Could Cost You $8,000 in 5 Years

Keeping savings in a big-bank account could cost you thousands of dollars. Here's how much you might stand to lose in five years.

Woman using cell phone with concerned look on her face.

Sept. 10, 2025 | By Joel O'Leary

Here's How a Wells Fargo Savings Account Could Quietly Cost You $5,000

Wells Fargo's low savings rates could drain your future earnings. Here's how to avoid missing out on thousands of dollars in interest.

woman smiling and holding a large pile of cash

Sept. 10, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Sept. 10, 2025 -- Earn up to 5.00% APY

Earn up to 5.00% APY with today's top high-yield savings accounts -- check the best rates and find the ideal spot to grow your money.

Red percent sign amid white dollar signs

Sept. 9, 2025 | By Jake FitzGerald

Looking for the Best High-Yield Savings Rates on Sept. 9, 2025? Earn up to 5.00% APY Today

Today's top high-yield savings accounts offer up to 5.00% APY -- explore the best rates and choose the right place to grow your money faster.

Sept. 9, 2025 | By Ryan Wilcox

The Hidden Cost of a Wells Fargo Savings Account Could Be a Free Flight

Wells Fargo's savings account pays just 0.01% APY. See how switching to a high-yield savings account could earn you hundreds more per year.

A block indicating the direction of rates being changed to a different direction.

Sept. 8, 2025 | By Joel O'Leary

Rate Cut Playbook: How to Lock in a High Yield in September 2025

All signs are pointing towards the Fed cutting rates soon. Here's how to lock in a high yield this September and make the most of your cash.

Person holding money with laptop, notebook, and piggy bank nearby.

Sept. 8, 2025 | By Jake FitzGerald

Why I'm Moving Money Out of High-Yield Savings in September 2025

HYSA rates are likely dropping soon. Here's why I'm moving some cash in September 2025 to lock in higher yields.

Person smiling using tablet and phone while sitting outdoors.

Sept. 8, 2025 | By Joel O'Leary

How Many Bank Accounts Do You Really Need?

Learn a simple bank account setup that helps you save more, stay organized, and earn top interest while rates are high.

Piggy bank with "emergency fund" written on it

Sept. 8, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Sept. 8, 2025 -- Earn up to 5.00% APY

Earn up to 5.00% APY with today's high-yield savings accounts -- check the best rates and pick the right spot to help your money grow.

Person makes calculations and writes them in a notebooks while a piggy bank sits nearby.

Sept. 7, 2025 | By Jake FitzGerald

Should You Open a 6-Month CD Before Interest Rates Start to Drop?

The Fed is likely to cut rates on September 17. Locking in a 6-month CD now before rates start to drop could prove to be a wise decision. Find out more.

Blocks spelling FED with another block featuring an up arrow and a down arrow being turned.

Sept. 6, 2025 | By Ryan Wilcox

Here's the Single Best Strategy for Investing in CDs When Rates Are About to Fall

Learn how building a CD ladder can help you maximize long-term earnings, even once interest rates start to fall.

Sept. 6, 2025 | By James McClenathen

Best CD Rates This Week, Sept. 6, 2025: Up to 4.54% APY

This week's top CDs offer up to 4.54% APY. With a rate cut likely in a little over a week, it's a smart time to lock in a strong return before rates decline.

Jar full of money with plant growing out of it.

Sept. 6, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Sept. 6, 2025

High-yield savings accounts are paying up to 5.00% APY today -- compare the best rates and find the perfect place to grow your money.

Sept. 5, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today: Sept. 5, 2025 -- Up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see the top rates and choose the right place to grow your money.

Person holding big pile of bills in one hand comparing to very small stack in the other.

Sept. 4, 2025 | By Ryan Wilcox

Most Americans Are Getting Ripped Off by Their Bank -- Are You One of Them?

Learn how moving your savings out of a big bank could earn you hundreds of dollars a year in additional interest.

A series of ladders arranged at different heights.

Sept. 4, 2025 | By Joel O'Leary

The No. 1 Strategy for Investing in CDs Right Now

Learn how to build a smart CD ladder in 2025 that takes advantage of high interest rates before they fall, especially on long-term terms.

A downward trending red arrow over top hundred dollar bills.

Sept. 4, 2025 | By Jake FitzGerald

Should You Move Cash From Savings to CDs Before Rates Fall?

CD rates are still above 4%, but not for long. Here's why moving cash now could save you hundreds in lost interest.

Woman holding a fan of cash and celebrating.