Banking Articles | Page 25
From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.
Recent Articles
Sept. 16, 2024 | By
Steven Porrello
This Is How Much Money You Should Actually Keep in Your Checking Account
Keeping too much money in your checking account could lead to missed opportunities. Find out the golden number here.
Sept. 16, 2024 | By
Ashley Maready
CD Rates Are Likely to Fall Soon. Here's Why I'm Still Not Opening One
The days of 5% CD rates are coming to a close. Read on to learn why one writer still isn't biting -- and where her spare cash is going instead.
Sept. 16, 2024 | By
Natasha Etzel
This HYSA Is the Most Popular Among Millennials in 2024
Are you a millennial who wants to open a new savings account? Here are some of the top features millennials love about Ally's online savings account.
Sept. 16, 2024 | By
Matt Frankel, CFP®
Should You Pay Extra Toward Your Mortgage or Save Money in a CD?
If you have a low-interest mortgage, there's a mathematical reason to pay it off as slowly as possible. But is that the right move for you? Find out here.
Sept. 16, 2024 | By
Matt Frankel, CFP®
I'm About to Open a CD. Here's Why I'm Not Going for the Absolute Highest Rate
A high interest rate is certainly a priority as I shop around for CDs. But it isn't my only priority. Read on to see why.
Sept. 15, 2024 | By
Danielle Antosz
Is $25,000 Too Much to Keep in a High-Yield Savings Account?
There's nothing wrong with keeping $25,000 in an HYSA. But read on to learn how a balanced approach could help you earn higher yields.
Sept. 14, 2024 | By
Kailey Hagen
4 Chase Bank Account Bonuses You Can Get -- if You Act Fast
Bank account bonuses can make an account a lot more appealing. Check out four great offers from Chase to consider now.
Sept. 14, 2024 | By
Dana George
Here's What Happens When You Withdraw More Than $10,000 From Your Savings Account
The federal government received a report if you've ever withdrawn more than $10,000 from your bank account. Keep reading to learn why.
Sept. 14, 2024 | By
Brittney Myers
Here's How Much Interest You Can Earn on $1,000 in Savings
Reaching $1,000 in savings can be a big milestone, but it's even better when you realize that money can work for you. Here's how much it can grow.
Sept. 14, 2024 | By
Kailey Hagen
Ranked: The 3 Top Bank Account Bonuses Available Now
Bank account bonuses can make a bank account offer much more tempting. Here are some of the best bonuses available today.
Sept. 13, 2024 | By
Emma Newbery
3 Reasons Why Millennials Love High-Yield Savings Accounts
Over 40% of millennials have a savings account with an APY of over 4%. Find out why millennials have embraced high-yield savings accounts.
Sept. 13, 2024 | By
Matt Frankel, CFP®
My Savings Account Doesn't Have the Highest APY. Here's Why That's OK
A high yield from your savings is an important factor to look for. But it isn't the only one. Read on to learn what else to consider.
Sept. 13, 2024 | By
Jamie Matthews
CD Rates Are Dropping: How Locking Rates in ASAP Could Save You Hundreds of Dollars
CD rates are beginning to drop as the Fed meeting draws closer. Lock in a high APY today before rates fall further and guarantee yourself more interest.
Sept. 13, 2024 | By
Dana George
Here's What Happens if You Deposit More Than $10,000 in Cash Into Your Checking Account
If you've ever deposited more than $10,000 into checking, it's been reported to the government. See what that means -- and why it's OK.
Sept. 12, 2024 | By
Matt Frankel, CFP®
Do You Use a High-Yield Savings Account? Here's an Important Date to Mark on Your Calendar
The Federal Reserve's upcoming meeting could have big implications for your savings account interest rate. Keep reading for what you need to know.
Sept. 11, 2024 | By
Matt Frankel, CFP®
One Important Date All CD Investors Need to Know
The Federal Reserve is set to start lowering interest rates. Here's when it will happen and what you need to know.
Sept. 11, 2024 | By
Steven Porrello
3 Signs You're Keeping Too Much Money in Your Checking Account
Checking accounts aren't the best place for long-term money. Here are three signs yours might be overfunded.
Sept. 10, 2024 | By
Ashley Maready
How Much Should You Put Into a CD? Here's One Way to Decide
CDs can be useful financial tools, but you need to be careful about the money you put into one. Learn how to make an educated decision.
Sept. 10, 2024 | By
Ashley Maready
How Much Money Should You Keep in Your Savings Account? Here's the Sweet Spot
Yes, there is such a thing as too much money in savings. Keep reading to see how to decide your magic savings account target.
Sept. 10, 2024 | By
Ashley Maready
3 Reasons to Switch Banks in September
There's never a bad time to find a new home for your money. Read on for a few solid reasons to make a change this month.
Sept. 9, 2024 | By
Kailey Hagen
CD vs. Savings Account: Which Is the Best Place for Your Savings Right Now?
CDs and savings accounts can both make great homes for your savings, but the right one for you depends on your needs. Here's what you need to know.
Sept. 9, 2024 | By
Ashley Maready
Your Emergency Fund Doesn't Belong in the Stock Market -- Here's Why
Why leave your emergency cash sitting around when you could invest it? Read on to find out why it's a bad idea -- and where to put the money instead.
Sept. 9, 2024 | By
Matt Frankel, CFP®
Prediction: This Investment Will Beat 5-Year CDs
CDs can be a great way to establish a steady income stream, but they aren't the best long-term investments for everyone. Here's an alternative to consider.
Sept. 8, 2024 | By
Margo Winton Parodi
Forget CDs. Here's Why I Doubled Down on Funding My High-Yield Savings Account Instead
Opening a CD means earning interest on your money practically risk-free. Take a look at why they're not necessarily the best choice for your cash.
Sept. 8, 2024 | By
Matt Frankel, CFP®
This Is How Much Money You Can Make With $50,000 in a CD Ladder
A CD ladder can be a smart financial move. See how you might construct a $50,000 CD ladder, and what you can expect.
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