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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Four stacks of coins in descending height.
May 9, 2025 | By James McClenathen

Should You Open a 5-Year CD Now or Wait? May 2025 Answers Inside

Five-year CD rates are at the highest levels we're likely to see for a long time. But that doesn't mean they're a great investment for you. Find out more.
Woman handing over a check at a desk
May 8, 2025 | By James McClenathen

Do You Have Too Much Money in Your Checking Account? 3 Red Flags to Watch in May 2025

Everyone needs a checking account. But once it has enough money to cover the bills, your checking account becomes a liability. Here's why.
Man reviews paperwork and laptop at a desk
May 5, 2025 | By James McClenathen

Why I'm Moving Money Out of My High-Yield Savings Account in May 2025

I'll always have money in high-yield savings. But right now, I see a better long-term opportunity. Here's what it is -- and how you can capitalize on it, too.
A glass jar labeled "Savings" that's full of coins and bills.
May 5, 2025 | By Ryan Wilcox

Sick of Low Rates? This High-Yield Account Is Turning Heads in May 2025

Don't be content earning peanuts on your cash. Find out how to earn more than 10x the national average on your savings with this valuable account today.
Repeating pattern of dollar signs in bold colors.
May 4, 2025 | By Ryan Wilcox

Have a Bank of America Savings Account in May 2025? You're Probably Missing Out on $300-Plus a Year

Bank of America's savings accounts pay as little as 0.01% APY. Find out why you should move your money to a high-yield savings account instead.
Repeating pattern of dollar signs in bold colors.
May 1, 2025 | By James McClenathen

The 3 Biggest Mistakes You Can Make When Investing in CD in May 2025

Investing in CDs is simple and safe, so long as you avoid a few pitfalls. Here are three mistakes you definitely don't want to make this month.
A piggy bank with a small hammer beside it.
April 30, 2025 | By Joel O'Leary

Retirees: Why Now Is the Time to Switch to a High-Yield Savings Account (April 2025)

It's time to ditch low interest rates and earn over 4% APY on your cash. Find out why switching to an HYSA is a no-brainer for managing retirement income.
A standard bank building structure with columns.
April 30, 2025 | By Joel O'Leary

What Really Happens If You Deposit Over $10K in Cash Right Now?

Depositing $10,000 or more in cash? Here's what to expect, what banks report, and where to park your money to earn the most interest.
An open safe showing coins and bills inside.
April 29, 2025 | By Joel O'Leary

Don't Hide Cash at Home. Here Are 3 Places to Put It Instead

Hiding cash at home might feel sneaky and safe, but it's costing you. Here are three smarter places to stash short-term savings that actually grow your money.
plant growing out of jar of coins
April 28, 2025 | By Ryan Wilcox

Here's How Much You Can Make With $10K in High-Yield Savings Right Now

With top savings accounts offering up to 4.40% APY in April 2025, your $10,000 could be earning hundreds a year. Read on to learn how.
Woman making calculations as she uses her laptop.
April 26, 2025 | By James McClenathen

Have a Wells Fargo Savings Account in April 2025? You're Probably Missing Out on $300-Plus a Year

Wells Fargo's interest rates are laughable. See how a high-yield savings account could earn you far more money for almost no work.
Young man pausing from using his laptop to look at a calendar.
April 25, 2025 | By Joel O'Leary

Cashing Out a CD in April 2025? Avoid These 4 Costly Mistakes

When a CD matures, you have a short window of time to move your cash to another vehicle. Read on for four CD cash-out mistakes to avoid in April 2025.
Woman sitting on sofa holding cash and using a calculator.
April 25, 2025 | By Ryan Wilcox

$20K in a CD Today? Here's the April 2025 Payout You Can Expect

CD rates are solid in April 2025, but high-yield savings accounts are offering comparable rates. Here's why it might be smarter to keep your $20,000 flexible.
Woman with glasses making calculations.
April 24, 2025 | By Ryan Wilcox

Forget CDs in April 2025, Even With Rates up to 4.65%. Here's Where to Put Your Money Instead

Current CD rates may be tempting, but there's a smarter way to grow your savings. Find out why high-yield savings accounts deserve a closer look.
A couple counts dollar bills together at home.
April 22, 2025 | By James McClenathen

Here's What $10K Will Earn in a 6-Month CD at April 2025's Best Rates

A $10,000 deposit in a 6-month CD could earn as much as $222.52 at today's rates. Read on to learn more about CDs and see if you should open one today.
Young woman using her laptop.
April 22, 2025 | By Ryan Wilcox

Forget CDs in April 2025, Even With Rates Over 4%. Here's Where to Put Your Money Instead

Current CD rates may be tempting, but there's a smarter way to grow your savings. Here's why high-yield savings accounts deserve a closer look.
Man with glasses looking at laptop.
April 20, 2025 | By James McClenathen

CD Rates Are Over 4%. Here's Why I'm Still Saying No in April 2025

CDs don't grow fast enough for my long-term savings, and they're not flexible enough for my emergency fund. Here's where I'm putting my money instead.
Happy couple reviewing paperwork at a desk with a laptop in their home
April 20, 2025 | By Ryan Wilcox

How to Get 10x the Average Savings APY in 30 Minutes

The national average savings APY is just 0.41%, but you can earn 4% or more by switching to a high-yield savings account. Find out how easy it is to make the change.
A woman puts a coin into a jar labelled "savings."
April 19, 2025 | By Jake FitzGerald

This One Banking Move Could Add $1,000+ to Your Emergency Fund Over 12 Months

Want to boost your emergency savings? Switch to a high-yield account and earn $1,000+ in passive interest next year without changing your budget.
Woman taking notes while using a laptop
April 18, 2025 | By Brooklyn Sprunger

Why I Locked $20K in a LendingClub CD (and Don't Regret It One Bit)

I locked $20K in a LendingClub CD when rates started to drop. Here's how it fits into my savings plan and why now might be the time to lock in your rate, too.
A pile of money with a seedling growing out of it
April 16, 2025 | By Jake FitzGerald

Earn up to 5% APY in a High-Yield Savings Account Today, April 16, 2025

Today's highest savings account rates feature accounts up to 5.00% APY. Explore the best savings rates and take advantage of high rates while they last.
A glass jar full of big bills and a gold coin with a percentage sign next to it.
April 15, 2025 | By Joel O'Leary

Why I'm Putting My $25,000 in an HYSA Instead of a CD

CDs are offering solid rates, but I'm sticking with my HYSA. Here's why I prefer flexibility and where I'm parking my $20,000-plus cash in an emergency fund.
Man reading newspaper and looking at a tablet
April 5, 2025 | By James McClenathen

Here's When CD Rates Are Expected to Drop

The Federal Reserve is expected to lower interest rates by 0.50 points in the second half of 2025. Here's how and when that could affect CD rates.
An American flag over a yellow background
April 3, 2025 | By Jake FitzGerald

Trump Tariffs: Here Are 4 Smart Things to Do With Your Money Right Now

New tariffs could drive up prices on everyday goods. Learn four smart money moves to protect your finances, from saving more to making strategic purchases.
Woman looking at mobile banking app.
April 1, 2025 | By Jake FitzGerald

Is This The Biggest Secret in Banking? Here's Why You Probably Have Too Much Money in Your Checking Account

If you're keeping too much money in your checking account you're likely missing out on hundreds of dollars a year. Find out how to change that now.