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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Man sits at counter with phone on laptop utilizing online banking.
Feb. 4, 2025 | By Jake FitzGerald

How Much Money Should You Keep in Your Checking Account? The Answer Might Surprise You

Pretty much everyone has a checking account, but most people don't know how much money to keep in theirs. Find out the sweet spot.
Two men in thought looking at a laptop screen together.
Feb. 4, 2025 | By Jake FitzGerald

4 Signs You Should Skip CDs Despite the 4% Rates

CDs are a useful financial tool to lock in a set return -- but they're not for everyone. Learn if CDs are right for you and how to make the most of your money.
Woman making calculations as she uses her laptop.
Feb. 3, 2025 | By James McClenathen

Here's the Single Best Strategy for Investing in CDs

CD laddering can boost your savings with better interest rates and regular access to cash. Learn how it works to start your own CD ladder today.
A woman sitting at her kitchen table and typing on a laptop next to paperwork.
Feb. 3, 2025 | By Jake FitzGerald

The Bank Account Hack That Could Save You Hundreds Every Year

You could be losing hundreds of dollars a year just due to the savings account you're using. Learn the one move you can make to start earning more every year.
older couple smiling as they drive in a convertible
Feb. 2, 2025 | By James McClenathen

Do You Really Need $1 Million to Retire?

You may need $1 million to retire at 65 and keep your standard of living. However, the amount you should save depends on many factors. Find out what they are.
A young woman reviews her personal finances using print-outs and a tablet at home.
Jan. 31, 2025 | By Jake FitzGerald

Saving for Retirement? Don't Make These 5 Huge Mistakes

Everyone needs to save for retirement. Be sure you're not making any of these mistakes that will cost you later in life.
A young man sitting on his couch with his laptop open and his dog sleeping next to him.
Jan. 31, 2025 | By James McClenathen

Why I'm Moving Money Out of My High-Yield Savings Account

I'm moving money out of my high-yield savings account and into investments in my Roth IRA. Read on to learn why -- and why you may want to do the same.
Woman at computer budgeting.
Jan. 31, 2025 | By Jake FitzGerald

Master Your Money: How Google Sheets Can Help You Build the Perfect Budget

Google Sheets can't be overlooked when it comes to budgeting. It's customizable, free, and available to everyone. Learn what you're missing out on.
A woman using an ATM on a sunny street.
Jan. 28, 2025 | By Jake FitzGerald

5 Hidden Fees You're Paying at Your Bank (and How to Avoid Them)

You might be paying bank fees without even noticing. Learn what some of the most common fees are and how you can bypass them.
A pile of money with a seedling growing out of it
Jan. 27, 2025 | By James McClenathen

Here's How Much Money You Can Make With $10,000 in a High-Yield Savings Account

A high-yield savings account could earn you thousands of dollars more than an average bank account. Learn what the best savings accounts are paying now.
A smiling woman holding a piggy bank.
Jan. 27, 2025 | By James McClenathen

Ranked: The 3 Best Places to Put Your Money in 2025

These investments could return 4% to 21% per year. Learn what they are and what makes them the best places for your money.
Woman taking notes while using a laptop
Jan. 27, 2025 | By Jake FitzGerald

Cashing Out a CD at Maturity? Don't Make These 4 Common Mistakes

If you don't pay attention to your CD's maturity date, you can get locked into an account that you don't want. Learn how to make the most out of your earnings.
A young woman sitting on the floor with a calculator, laptop, and notebook.
Jan. 24, 2025 | By James McClenathen

Why I'm Not Opening Any CDs in 2025 -- Even With Rates Over 4%

There are better places for me to put my money than CDs. Find out what they are and what makes them great.
Couple using laptop and calculator together smiling.
Jan. 17, 2025 | By James McClenathen

Forget CDs, Even With Rates Over 4%. Here's Where to Put Your Money Instead

Certificates of deposit offer decent interest rates right now. But for most people, there are two better alternatives. Find out what they are.
Two people lounging next to a luxury pool surrounded by palm trees while typing on a laptop and tablet.
Dec. 11, 2024 | By Lyle Daly

3 Little-Known Ways to Get a High Net Worth

If your net worth is going up, that's a sign you're doing well financially. Learn about a few little-known ways you can increase your net worth.
A stylish young woman celebrating and throwing confetti in the air.
Dec. 10, 2024 | By Ashley Maready

This Is the Most Underrated Financial New Year's Resolution

If you lack emergency savings, it's worth prioritizing for 2025. Keep reading to find out how.
A pile of bills
Dec. 9, 2024 | By Steven Porrello

3 Reasons to Switch Banks in December 2024

Don't stay with a bank that isn't treating you well. Learn three reasons to make the switch in December 2024.
A wad of folded dollar bills
Dec. 9, 2024 | By Dana George

The 5 Best Places for Retirees to Keep Their Cash

One concern in retirement is how to protect your assets, including cash. Here are five places where your money will be safe.
A man sitting at a sunny desk and looking up something on a laptop.
Dec. 8, 2024 | By Kailey Hagen

Savings Account or CD: Which Is the Better Place for Your Savings Right Now?

Both types of accounts can help you grow your wealth, but they each have drawbacks too. Here's how to decide which is right for you.
A glass jar full of bills and coins
Dec. 8, 2024 | By Kristi Waterworth

3 Better Investments Than a HYSA Now That Rates Have Dropped

High yield savings accounts were great places to park money for a while, but their days are numbered. Find out where you should put your money now.
A woman sitting at a sunny table and writing in a notebook.
Dec. 8, 2024 | By Ashley Maready

Make These 4 Moves With Your Savings Account Before 2025

Here comes another new year -- is your savings account ready? Read on for four key steps to take between now and the ball drop.
A person holding a bunch of dollar bills in front of their face
Dec. 7, 2024 | By Robin Hartill, CFP

I Just Inherited Over $200K. Now What?

Inheriting $200,000 or any amount can be a game-changer, but it can also be overwhelming. Follow these steps if you're getting an inheritance.
A man wearing a medical mask and taking money out of an ATM on the street.
Dec. 7, 2024 | By Dana George

Why Are More Banks Closing Local Branches?

The number of local bank branches is quickly shrinking. Find out why it's happening.
A pile of currency bills
Dec. 6, 2024 | By Brittney Myers

Banks Are Closing Local Branches. Here’s What That Means for You

If it feels like you're seeing fewer local bank branches, you may be right. This is what's going on, and how it could impact you.
A pile of bills
Dec. 2, 2024 | By Matt Frankel, CFP®

I'm Retiring With $400,000. Am I in Good Shape?

Is $400,000 enough to retire comfortably? The short answer is that it depends. Find out more here.