Please ensure Javascript is enabled for purposes of website accessibility

This device is too small

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.

Skip to main content
Advertiser Disclosure Many of the offers that appear on this site are from companies from which The Motley Fool receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear) and may influence which products we write about, but our product ratings are not influenced by compensation. We do not include all companies or offers available in the marketplace. Websites may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened.
    |    Accessibility Options

Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

All Topics Banks Insurance Personal Loans Brokerages Mortgages Credit Cards Cryptocurrency

Recent Articles

A young woman takes a picture of a check with her phone.
March 30, 2025 | By Jake FitzGerald

Here's How Much Money You Should Keep in Your Checking Account -- It's Probably Less Than You Think

Keeping too much money in your checking account is definitely costing you. Find out how to best take advantage of your savings.
Couple using laptop and calculator together smiling.
March 29, 2025 | By Jake FitzGerald

Here's How Long It Takes to Double Your Money in a High-Yield Savings Account

High-yield savings accounts are the best place to keep your short-term savings. Find out now how fast your money can grow.
A pile of bills
March 26, 2025 | By James McClenathen

The Best CD Rates Today, March 26, 2025: Up to 4.65% APY

Today's best certificates of deposit (CDs) have APYs of up to 4.65%. Lock one in today while rates are still high.
Grey-haired woman holding glasses rests hand on chin and looks thoughtful.
March 25, 2025 | By Jake FitzGerald

When Should You Cash In Your CDs Early? Here's What You Need to Know

You might be tempted to cash in your CDs early -- but that can seriously cost you. Find out what you need to know before you follow through.
A pile of money with a seedling growing out of it
March 24, 2025 | By Jake FitzGerald

Here's How Much Money You Can Make With $5,000 in a High-Yield Savings Account

Most people don't pay attention to how much interest their savings account pays. That's a huge mistake that can cost you thousands. Find out more here.
Man with glasses using laptop looks away appearing to be in thought.
March 24, 2025 | By Jake FitzGerald

3 Signs You're Keeping Too Much Money in Your Checking Account

Everyone needs a checking account, but leaving too much money in yours can be costing you thousands. Do you check the box for any of these three warning signs?
A red piggy bank against a yellow background
March 22, 2025 | By Jake FitzGerald

Warren Buffett's Simple Cash Trick That Could Keep You Out of Debt

Yeah, Warren Buffett is a billionaire, but this might be his most relatable financial advice ever. Check out what you're missing.
A pile of money with a seedling growing out of it
March 15, 2025 | By James McClenathen

Here's How Much $20,000 Would Earn in a 6-Month CD Right Now

Investing $20,000 in a 6-month CD could earn you $460 if you get the best rates available. See if buying CDs makes sense for you right now.
Worried looking mature couple with documents, phone, and laptop.
March 11, 2025 | By Jake FitzGerald

5 Money Mistakes Retirees Keep Making

You can't afford to waste money in retirement. Read on to make sure you're not making any of these costly mistakes.
Young couple skeptically looks at information on a laptop screen
March 11, 2025 | By Jake FitzGerald

CDs vs. High-Yield Savings Accounts: Which One Actually Makes You More Money?

CDs and high-yield savings accounts are both great places to keep your cash. Find out how your savings goals may determine which option makes you more money.
A puzzled woman holds a piggy bank
March 10, 2025 | By James McClenathen

3 Signs You Have Too Much Money in Savings

Savings accounts are essential financial tools, but you don't want to stash all your money in one. Find out when you may want to put your money elsewhere.
Wealthy man in a suit counting money.
March 8, 2025 | By Jake FitzGerald

Here's Why Millionaires Rarely Use Savings Accounts Like the Rest of Us

The wealthiest among us look to put their money to work for them. Find out how you can best copy their process.
Woman with glasses making calculations.
March 7, 2025 | By James McClenathen

Forget CDs, Even With Rates up to 4.50%. Here's Where to Put Your Money Instead

CDs offer less flexibility than savings accounts and lower returns than the stock market. Here are some good reasons to put your money elsewhere.
A pile of money with a seedling growing out of it
March 7, 2025 | By Jake FitzGerald

How to Grow a $500 Emergency Fund Into $5,000 Faster Than You Think

Reaching a savings goal can seem impossible. But with the right type of account and a couple of good habits, anyone can have thousands in the bank.
Smiling couple sit at table with paperwork.
March 2, 2025 | By Jake FitzGerald

Act Fast: 3 High-Yield Savings Accounts Still Offering APYs of 4.00% or Higher

You can still easily earn 10 times the national average rate on your savings account. Find out what accounts to apply for today.
Two men in thought looking at a laptop screen together.
March 2, 2025 | By James McClenathen

The 3 Biggest Mistakes You Can Make When Investing in CDs

Investing in CDs is simple and safe -- if you follow a few basic rules. Here are some big CD investing mistakes and how to avoid them.
A pot of change with a plant growing out of it
March 1, 2025 | By James McClenathen

CDs vs. T-Bills: Where Should You Put Your Money Now?

CDs and T-bills are both safe ways to earn guaranteed interest. Read on to learn some key differences between the two.
Well-dressed couple walking through greenery drinking champagne.
Feb. 28, 2025 | By James McClenathen

How Much Money Does It Take to Be 'Rich'? Here's What the Numbers Say

No single number can tell you how wealthy you are, but net worth comes close. Find out the net worth of the wealthiest Americans and how to calculate yours.
A pile of bills
Feb. 28, 2025 | By Jake FitzGerald

Is $10,000 Too Much Money to Keep in Your Checking Account?

There's no single perfect number for everyone, but you definitely don't want to keep too much money in your checking account. Find out why now.
Man uses laptop while another person sits behind him on the couch.
Feb. 25, 2025 | By James McClenathen

Forget CDs: You Could Lock in a 4.4% Yield for 10 Years

10-year Treasury notes offer a guaranteed yield of over 4%, but you need to understand them before you invest. Learn the essentials.
A red piggy bank against a yellow background
Feb. 25, 2025 | By Jake FitzGerald

Tired of Low Interest Rates? This Bank Account Could Change Everything

If you're settling for a low interest rate on your savings account, you're not alone. Find out now about the magic of high-yield savings accounts.
A pile of money with a seedling growing out of it
Feb. 24, 2025 | By James McClenathen

Should You Open a 5-Year CD in 2025?

Today's best 5-year CD rates look pretty tempting. But should you lock in a CD now or put your cash elsewhere? Find out here.
A women sitting at a sunny desk with a laptop, calendar, and planner.
Feb. 24, 2025 | By Jake FitzGerald

Should You Open a 6-Month CD in 2025?

A CD might not sound like the most exciting investment. But are you in a position to turn down a guaranteed return? Find out now.
An insurance broker and an older couple discuss finances while standing in a kitchen holding folders.
Feb. 23, 2025 | By Jake FitzGerald

The 4 Safest Places for Retirees to Keep Their Money

Protecting your money is important for everyone in retirement. Find out four of the best places to park your cash now.
An older couple sit together and go over their investment portfolio.
Feb. 23, 2025 | By James McClenathen

How Much Money Should Retirees Have in Cash?

Keeping one to two years' worth of expenses in cash allows retirees to cover near-term expenses and avoid selling investments at a loss. Read on to learn more.