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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

An hourglass on top of a calendar.
Oct. 2, 2025 | By James McClenathen

Best CD Rates Today, Oct. 2, 2025: Snag 4.45% APY Before Rates Drop Further

The best CDs today are paying up to 4.45% APY. After last month's Fed rate cut, it's a smart time to lock in a solid return before high yields slip away.
Person makes calculations and writes them in a notebooks while a piggy bank sits nearby.
Oct. 2, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Oct. 2, 2025

High-yield savings accounts are still paying up to 5.00% APY today -- but rates this high likely won't be available much longer. Snag one before they drop.
Happy couple looking at paperwork and cellphone.
Oct. 1, 2025 | By Joel O'Leary

5 Stealth Wealth Habits That Keep Me Happy (Without Looking Flashy)

True wealth isn't about showing off. These stealth wealth habits help me stay financially free, enjoy life, and keep stress low -- without needing to look rich.
Sad woman with money flying out of wallet
Oct. 1, 2025 | By Jake FitzGerald

Here's Why Ignoring CD Rates Could Be the Most Expensive Mistake You Make in 2025

CD rates are slipping in 2025. Lock in today's high yields before they fall further and protect your savings.
Two men looking at a laptop together in a cafe.
Oct. 1, 2025 | By Joel O'Leary

My Best Friend Didn't Even Know He Was Earning 0.01% -- I Showed Him This 4.00% APY Account

See how a simple account switch turned dusty savings into $100 a month passive income, and how you can do the same.
Blocks spelling FED with another block featuring an up arrow and a down arrow being turned.
Oct. 1, 2025 | By Jake FitzGerald

Next Fed Meeting: It Starts Oct. 28 and Here's What to Expect

The Fed meets Oct. 28 to 29 and is expected to cut rates again. Here's what it means for credit cards, savings, and your wallet.
Piggy bank with "emergency fund" written on it
Sept. 30, 2025 | By Ryan Wilcox

If You're Saving $15,000 With Wells Fargo, You Could Be Making $500 More a Year

Your Wells Fargo savings account is earning next to no interest. Here's why it's time to open a high-yield savings account.
Rolled-up wad of cash placed in small beach chair on a sandy beach.
Sept. 30, 2025 | By Joel O'Leary

I'm Saving for a Vacation -- and This 4.00% APY Account Is Speeding It Up

A high-yield savings account is helping me reach a big travel goal faster. Here's how it's working and why it might help you too.
Elderly woman appears concerned about letter she's reading
Sept. 30, 2025 | By Jake FitzGerald

Will Social Security, Medicare, and Other Benefits Stop in a Government Shutdown?

Social Security and Medicare payments continue during a shutdown, but delays and service disruptions are still likely. Read on to learn more.
Person holding phone and paperwork on a clipboard and making calculations while sitting on a couch.
Sept. 30, 2025 | By Joel O'Leary

Here's What $25K Earns in a Big Bank vs. a High-Yield Account

Big bank savings accounts have notoriously low interest rates, while high-yield savings accounts pay way more. Here's how much $25,000 can really earn.
A couple counts dollar bills together at home.
Sept. 30, 2025 | By Joel O'Leary

This Account Could Help You Save $5,000 Faster

If you've hit a savings plateau, here's how this high-yield account can help you grow past $5,000 faster, without changing your daily routine.
Vault filled with stacks and rolls of money.
Sept. 30, 2025 | By Ryan Wilcox

The 3 Safest Places to Park Your Cash in September 2025

Looking for a way to earn more while keeping your money safe? Learn why HYSAs, CDs, and index ETFs are all great options.
Mature couple sledding together in the snow.
Sept. 29, 2025 | By Jake FitzGerald

7 High-Return, Low-Risk Investments for Retirees

smiling young man in suit and glasses
Sept. 29, 2025 | By Joel O'Leary

4 Safe Money Moves Millionaires Swear By

Millionaires use safe and proven strategies to grow and protect their wealth. Here are four money moves they rely on.
A woman standing in front of a green while while thinking about a decision with her finger resting on her chin.
Sept. 29, 2025 | By Joel O'Leary

6-Month vs. 5-Year CDs: What's Best for Your Money Now?

The Fed just cut rates, and more cuts will likely follow. Here's how to decide between a 6-month CD, a 5-year CD, or a more flexible savings option.
A person looks over paperwork and uses a tablet in their kitchen.
Sept. 28, 2025 | By Joel O'Leary

6 Things I'm Doing to Make My Finances Way Less Complicated

Here are six simple money moves I'm making to simplify my finances, reduce stress, and stay on track with my goals.
woman smiling with coffee and computer
Sept. 28, 2025 | By Joel O'Leary

Why I'm Keeping My High-Yield Savings Account Even as Rates Drop

Even as interest rates fall, high-yield savings accounts still pay better than big banks. Here's why I'm sticking with mine.
Piggy bank surround by cash stacks
Sept. 28, 2025 | By Joel O'Leary

Got $50K Sitting in the Bank? Here's Why That Could Be a Mistake

Put your $50K to better use with smart strategies like high-yield savings, CD ladders, and low-risk investing for long-term growth.
Person upset or confused over what she sees on her laptop screen.
Sept. 27, 2025 | By Ryan Wilcox

The 3 Biggest Mistakes You Can Make When Investing in CDs

CDs can be a smart way to grow your money, but simple mistakes could cost you. Learn how to avoid the biggest CD pitfalls today.
A man sleeping soundly in his bed.
Sept. 27, 2025 | By Joel O'Leary

Earn 4.00% APY While You Sleep With This Set-and-Forget Savings Account

This award-winning savings account earns an impressive APY after setting up direct deposit, perfect for building steady savings on autopilot.
Woman sitting on sofa holding cash and using a calculator.
Sept. 27, 2025 | By Ryan Wilcox

Here's How Much Money You Can Make With $10,000 in a High-Yield Savings Account

Still keeping your $10,000 in a traditional savings account? Learn how one simple switch can earn you hundreds more in interest every year.
An upset man reading over his bills with his hand on his face.
Sept. 26, 2025 | By Joel O'Leary

If You See This One Thing on Your Bank Statement, It's Time to Switch Accounts

Overdraft fees are extremely annoying. Here's what they really mean -- and how switching banks can help you avoid them for good.
Metal bank vault door, open and showing inside.
Sept. 26, 2025 | By Ryan Wilcox

Have $50K in Savings? Here's What to Do With It

Keeping too much cash in your savings account could be costing you. Here's where to put your money instead.
Padlock on top of cash
Sept. 26, 2025 | By James McClenathen

Best CD Rates Today, Sept. 26, 2025: Up to 4.45% APY Still Available -- Lock In Before High Rates Disappear

CDs today are paying up to 4.45% APY. After last week's Fed rate cut, it's wise to lock in a solid return now before these elevated yields decline.
Several hundred-dollar bills in an envelope.
Sept. 26, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Sept. 26, 2025 -- Earn up to 5.00% APY

Today's top high-yield savings accounts offer up to 5.00% APY -- explore the best rates and choose the right place to grow your money faster.