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Banking Articles | Page 28

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

A red piggy bank against a yellow background
Aug. 16, 2024 | By Emma Newbery

Do You Need $20,000 in Savings? Here's How to Find Out

Whether it's $5,000 or $20,000, an emergency fund can help you handle the unexpected. Learn how to work out what you need and how to build it.
A pile of money with a seedling growing out of it
Aug. 15, 2024 | By Brittney Myers

3 Great CDs to Check Out in August

Interest rates may go down soon, so it's good to lock in rates right now. Start with these three competitive CDs.
Two men in thought looking at a laptop screen together.
Aug. 14, 2024 | By Kailey Hagen

Prediction: 5.00% APY CDs Won't Be Around Much Longer. Should You Open One Now?

Cooling inflation means the end of 5.00% APY CDs is near. Here's how to decide if you should open one now.
A couple discusses their finances with a bank associate.
Aug. 14, 2024 | By Emma Newbery

Don't Miss Out: CD Rates Might Start Falling in September

Banks are still offering CD rates of 4% or 5%, but that won't last for much longer. Act now to lock in a high APY before rates fall.
A glass jar full of bills and coins
Aug. 14, 2024 | By Natasha Etzel

How to Build a $1,000 Emergency Fund Before 2025

Having $1,000 in an emergency fund is a good way to prepare for unexpected expenses. Here are several strategies to save $1,000 over the next few months.
A calculator, pad, and pen against a yellow background
Aug. 13, 2024 | By Natasha Etzel

Here's One Benefit to Interest Rates Staying Unchanged for Now

A recent Fed meeting resulted in no interest rate changes. Here's why savers can benefit from the federal funds rate remaining steady.
Man uses laptop while another person sits behind him on the couch.
Aug. 13, 2024 | By Lyle Daly

4 Benefits of Keeping All Your Money With the Same Bank

Many Americans have accounts with multiple banks. Find out why using the same bank for all your accounts could be a better way to go.
A person sitting at a sunny dining room table and typing on a laptop.
Aug. 13, 2024 | By Kristi Waterworth

3 Reasons to Open a CD in August

There are plenty of rumors swirling around about the federal funds rate being cut in September. Now is the time to buy a CD -- here's why.
A red piggy bank against a yellow background
Aug. 13, 2024 | By Chris Neiger

Don't Ignore These High-Yield Savings Opportunities in August

You have your pick of high-yield returns for your cash right now. Read on to find out which one might be best for you.
A wallet with a fan of five bills coming out of it
Aug. 13, 2024 | By Kailey Hagen

Wells Fargo Is Paying New Checking Account Customers up to $300. Here's How You Can Claim Yours

Wells Fargo is running a competitive checking account bonus for a few more weeks. Here's what you have to do to get it.
A red piggy bank against a yellow background
Aug. 13, 2024 | By Kristi Waterworth

Don't Wait Until the Fed Lowers Rates to Take Advantage of the Gain in CD Rates Since 2021

CD rates are likely to fall next month, but they're still high historically. Now is the time to transition from other investments. Find out why here.
A stack of coins against a yellow background
Aug. 13, 2024 | By Lyle Daly

3 Ways to Boost Your Savings Right Now by Opening a CD

CDs are still offering fantastic rates. Check out a few strategies you can follow to earn more from your savings with a CD.
A person using a wheelchair types on a laptop at a desk at home.
Aug. 13, 2024 | By Matt Frankel, CFP®

Last Chance: Invest in CDs Before Rates Get Cut

The Federal Reserve is widely expected to start cutting rates in September. Here's what it could mean for CDs.
A wallet on top of a green background
Aug. 13, 2024 | By Danielle Antosz

Only 40% of Americans Feel Financially Secure: How Do You Stack Up?

How is Americans' financial security expressed in numbers -- and how can you find your own? Learn more here.
A pile of money with a seedling growing out of it
Aug. 12, 2024 | By Emma Newbery

​​Prediction: CD Rates Are About to Fall

A likely Fed rate cut in September signals the beginning of the end for the recent bonanza of high interest. Find out what moves to make before CD rates fall.
Concerned older woman looking at a credit card while on the phone.
Aug. 12, 2024 | By Dana George

5 Major Bank Account Scams and How to Avoid Them

Bank scams tend to rise during times of inflation. Keep reading for five bank scams that can happen at any time.
A pile of bills
Aug. 11, 2024 | By Lyle Daly

Here's How Many Americans Have Enough Money in Their Emergency Funds

Everyone needs emergency savings in case of unexpected financial issues. Check out recent data on how Americans are doing with their emergency funds.
A young adult uses their laptop at home during breakfast.
Aug. 11, 2024 | By Steven Porrello

Here's How Making a Lot of Small Deposits Could Cause You Trouble

The Bank Secrecy Act requires financial institutions to report transactions over $10,000. Find out why making small deposits could be seen as suspicious.
A red piggy bank against a yellow background
Aug. 11, 2024 | By Natasha Etzel

This Is How Much Money You Can Make With $3,000 in a High-Yield Savings Account

Have $3,000 saved up for emergencies? Find out how much you can earn from interest by stashing your savings fund in a high-APY account.
A white piggy bank that says emergency fund next to a stack of U.S. currency.
Aug. 11, 2024 | By Steven Porrello

Should You Put Your Emergency Fund in a 3-Month CD?

Rates on 3-month CDs are starting to fall. Should you use your emergency savings to lock in a high rate? Read on to see if it's wise.
A red piggy bank against a yellow background
Aug. 10, 2024 | By Kailey Hagen

3 Reasons to Open a High-Yield Savings Account in August

High-yield savings accounts are great homes for your emergency fund and short-term savings. Here are three reasons to open one now.
A woman meeting with bank associate at a desk.
Aug. 10, 2024 | By Kailey Hagen

3 Reasons to Switch Banks in August

There's never been a better time to switch banks. Here are three reasons you should consider making a change this month.
A calculator, pad, and pen against a yellow background
Aug. 9, 2024 | By Steven Porrello

Should You Break a CD Contract to Get a New CD at a Better Rate?

If your CD has a rock-bottom rate, is it worth withdrawing for a new CD contract? Here's how to do the math for yourself.
A hand tossing an iphone in the air
Aug. 9, 2024 | By Ashley Maready

4 Smart Ways to Avoid Overdrafting Your Bank Account

Overdrafting your bank account can be expensive and a bit embarrassing. Learn a few tried-and-true tips to make sure it doesn't happen to you.
A wallet with a fan of five bills coming out of it
Aug. 8, 2024 | By Kailey Hagen

New U.S. Bank Customers Have Until September 26th to Get a $450 Bonus. Here's How

U.S. Bank is offering a tempting bonus to new checking account customers. Here's what you have to do to get it.