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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Piggy bank with "emergency fund" written on it
Sept. 8, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Sept. 8, 2025 -- Earn up to 5.00% APY

Earn up to 5.00% APY with today's high-yield savings accounts -- check the best rates and pick the right spot to help your money grow.
Person makes calculations and writes them in a notebooks while a piggy bank sits nearby.
Sept. 7, 2025 | By Jake FitzGerald

Should You Open a 6-Month CD Before Interest Rates Start to Drop?

The Fed is likely to cut rates on September 17. Locking in a 6-month CD now before rates start to drop could prove to be a wise decision. Find out more.
Blocks spelling FED with another block featuring an up arrow and a down arrow being turned.
Sept. 6, 2025 | By Ryan Wilcox

Here's the Single Best Strategy for Investing in CDs When Rates Are About to Fall

Learn how building a CD ladder can help you maximize long-term earnings, even once interest rates start to fall.
An hourglass on top of a calendar.
Sept. 6, 2025 | By James McClenathen

Best CD Rates This Week, Sept. 6, 2025: Up to 4.54% APY

This week's top CDs offer up to 4.54% APY. With a rate cut likely in a little over a week, it's a smart time to lock in a strong return before rates decline.
Jar full of money with plant growing out of it.
Sept. 6, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Sept. 6, 2025

High-yield savings accounts are paying up to 5.00% APY today -- compare the best rates and find the perfect place to grow your money.
Piggy bank surround by cash stacks
Sept. 5, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today: Sept. 5, 2025 -- Up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see the top rates and choose the right place to grow your money.
Person holding big pile of bills in one hand comparing to very small stack in the other.
Sept. 4, 2025 | By Ryan Wilcox

Most Americans Are Getting Ripped Off by Their Bank -- Are You One of Them?

Learn how moving your savings out of a big bank could earn you hundreds of dollars a year in additional interest.
A series of ladders arranged at different heights.
Sept. 4, 2025 | By Joel O'Leary

The No. 1 Strategy for Investing in CDs Right Now

Learn how to build a smart CD ladder in 2025 that takes advantage of high interest rates before they fall, especially on long-term terms.
A downward trending red arrow over top hundred dollar bills.
Sept. 4, 2025 | By Jake FitzGerald

Should You Move Cash From Savings to CDs Before Rates Fall?

CD rates are still above 4%, but not for long. Here's why moving cash now could save you hundreds in lost interest.
Woman holding a fan of cash and celebrating.
Sept. 4, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Sept. 4, 2025 -- Earn up to 5.00% APY

Earn up to 5.00% APY with today's top high-yield savings accounts -- check the best rates and find the ideal spot to grow your money.
A jar labeled emergency fund holding a stash of cash.
Sept. 3, 2025 | By Jake FitzGerald

Looking for the Best High-Yield Savings Rates on Sept. 3, 2025? Earn up to 5.00% APY Today

Today's top high-yield savings accounts offer up to 5.00% APY -- explore the best rates and choose the right place to grow your money faster.
Woman using laptop and phone to track her personal finances.
Sept. 2, 2025 | By Ryan Wilcox

Too Much Money in Savings? Here's How Much You Really Need

Keeping too much cash in your savings account could cost you. Learn how much you really need in the bank -- and where to put the rest.
Happy woman hiding half her face with a fan of cash.
Sept. 2, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Sept. 2, 2025 -- Earn up to 5.00% APY

High-yield savings accounts are paying up to 5.00% APY today -- see the top rates and pick the best spot to grow your money.
A young man in a suit using an outdoor ATM.
Sept. 1, 2025 | By Joel O'Leary

Pay No ATM Fees With These 3 High-Yield Banks

Skip ATM fees and earn more interest with these high-yield banks offering fee-free access and nationwide networks.
Joel with motorbike in LA.
Sept. 1, 2025 | By Joel O'Leary

Why I Keep as Little Money as Possible in My Checking Account

My checking account used to be stuffed to the brim -- now I intentionally keep the balance low. Here's how I changed my mindset around checking accounts.
Man sitting at table with dollar bills and coins in front of him.
Sept. 1, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Sept. 1, 2025

Today's best high-yield savings accounts pay up to 5.00% APY -- compare top rates and find the perfect place to make your money grow faster.
Woman sitting at table making calculations
Aug. 31, 2025 | By Ryan Wilcox

Kept $10K in a Wells Fargo Account for 5 Years? You Missed Out on Almost $2,000 in Interest

If you're keeping $10,000 in a Wells Fargo savings account, you're missing out on hundreds of dollars in interest a year. Learn how you can earn more now.
Mature man working on something at his desk in thought.
Aug. 30, 2025 | By Joel O'Leary

Are No-Penalty CDs Worth It?

No-penalty CDs offer fixed yields and early access to your cash. Here's when they make sense, and when you might want to stick with an HYSA.
Person using laptop and phone to look at online banking.
Aug. 29, 2025 | By Jake FitzGerald

Forget Bank Branches: Here's How Online Banks Have Changed Saving Forever

Some online banks pay 4%+ APY while branch accounts pay closer to 0.01%. Here's why switching has changed saving forever.
Sad woman with money flying out of wallet
Aug. 29, 2025 | By Joel O'Leary

Had $25K in a Bank of America Savings Account for 5 Years? You Just Lost $5,000 in Interest

Keeping your savings in a low-interest account could be costing you thousands. Here's how to earn more with a smarter savings strategy.
woman smiling and holding a large pile of cash
Aug. 29, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: August 29, 2025 -- Earn up to 5.00% APY

Earn up to 5.00% APY with today's high-yield savings accounts -- check the best rates and find the ideal spot to grow your money more efficiently.
An hourglass on top of a calendar.
Aug. 28, 2025 | By Jake FitzGerald

How to Lock In Today's High Rates Before They Disappear

Don't wait for rates to fall. Here's how to lock in today's high APYs with CDs, savings accounts, and fixed annuities.
A young woman with her slippered feet kicked up on her desk at home and writing in a notebook.
Aug. 28, 2025 | By Joel O'Leary

I Write About APYs for a Living. Here's How I Earned $798 in Interest Last Year

Most people ignore APYs, but they can make a huge difference on your savings. Here's how I made $798 last year with zero risk.
A young woman wearing a hat holds a fan of hundred dollar bills.
Aug. 28, 2025 | By Jake FitzGerald

Looking for the Best High-Yield Savings Rates on August 28, 2025? Earn up to 5.00% APY Today

Today's top high-yield savings accounts offer up to 5.00% APY -- explore the best rates and choose the right place to grow your money faster.
Bank customer dealing with cash with teller.
Aug. 27, 2025 | By Joel O'Leary

Here's Why Your Checking Account Should Contain as Little Money as Possible

Keeping a big balance in your checking account feels safe, but it's costing you. Here's why you should keep it lean and move extra cash where it earns more.