Banking Articles

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Aug. 13, 2024 | By Chris Neiger

Don't Ignore These High-Yield Savings Opportunities in August

You have your pick of high-yield returns for your cash right now. Read on to find out which one might be best for you.

A wallet with a fan of five bills coming out of it

Aug. 13, 2024 | By Kailey Hagen

Wells Fargo Is Paying New Checking Account Customers up to $300. Here's How You Can Claim Yours

Wells Fargo is running a competitive checking account bonus for a few more weeks. Here's what you have to do to get it.

Aug. 13, 2024 | By Kristi Waterworth

Don't Wait Until the Fed Lowers Rates to Take Advantage of the Gain in CD Rates Since 2021

CD rates are likely to fall next month, but they're still high historically. Now is the time to transition from other investments. Find out why here.

A stack of coins against a yellow background

Aug. 13, 2024 | By Lyle Daly

3 Ways to Boost Your Savings Right Now by Opening a CD

CDs are still offering fantastic rates. Check out a few strategies you can follow to earn more from your savings with a CD.

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Aug. 13, 2024 | By Matt Frankel, CFP®

Last Chance: Invest in CDs Before Rates Get Cut

The Federal Reserve is widely expected to start cutting rates in September. Here's what it could mean for CDs.

Aug. 13, 2024 | By Danielle Antosz

Only 40% of Americans Feel Financially Secure: How Do You Stack Up?

How is Americans' financial security expressed in numbers -- and how can you find your own? Learn more here.

A pile of money with a seedling growing out of it

Aug. 12, 2024 | By Emma Newbery

Prediction: CD Rates Are About to Fall

A likely Fed rate cut in September signals the beginning of the end for the recent bonanza of high interest. Find out what moves to make before CD rates fall.

Concerned older woman looking at a credit card while on the phone.

Aug. 12, 2024 | By Dana George

5 Major Bank Account Scams and How to Avoid Them

Bank scams tend to rise during times of inflation. Keep reading for five bank scams that can happen at any time.

Aug. 11, 2024 | By Lyle Daly

Here's How Many Americans Have Enough Money in Their Emergency Funds

Everyone needs emergency savings in case of unexpected financial issues. Check out recent data on how Americans are doing with their emergency funds.

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Aug. 11, 2024 | By Steven Porrello

Here's How Making a Lot of Small Deposits Could Cause You Trouble

The Bank Secrecy Act requires financial institutions to report transactions over $10,000. Find out why making small deposits could be seen as suspicious.

Aug. 11, 2024 | By Natasha Etzel

This Is How Much Money You Can Make With $3,000 in a High-Yield Savings Account

Have $3,000 saved up for emergencies? Find out how much you can earn from interest by stashing your savings fund in a high-APY account.

A white piggy bank that says emergency fund next to a stack of U.S. currency.

Aug. 11, 2024 | By Steven Porrello

Should You Put Your Emergency Fund in a 3-Month CD?

Rates on 3-month CDs are starting to fall. Should you use your emergency savings to lock in a high rate? Read on to see if it's wise.

Aug. 10, 2024 | By Kailey Hagen

3 Reasons to Open a High-Yield Savings Account in August

High-yield savings accounts are great homes for your emergency fund and short-term savings. Here are three reasons to open one now.

A woman meeting with bank associate at a desk.

Aug. 10, 2024 | By Kailey Hagen

3 Reasons to Switch Banks in August

There's never been a better time to switch banks. Here are three reasons you should consider making a change this month.

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Aug. 9, 2024 | By Steven Porrello

Should You Break a CD Contract to Get a New CD at a Better Rate?

If your CD has a rock-bottom rate, is it worth withdrawing for a new CD contract? Here's how to do the math for yourself.

Aug. 9, 2024 | By Ashley Maready

4 Smart Ways to Avoid Overdrafting Your Bank Account

Overdrafting your bank account can be expensive and a bit embarrassing. Learn a few tried-and-true tips to make sure it doesn't happen to you.

Aug. 8, 2024 | By Kailey Hagen

New U.S. Bank Customers Have Until September 26th to Get a $450 Bonus. Here's How

U.S. Bank is offering a tempting bonus to new checking account customers. Here's what you have to do to get it.

Aug. 8, 2024 | By Ashley Maready

If You Put $10,000 in a High-Yield Savings Account One Year Ago, Here's How Much You'd Have Today

Want to make money on your money? A high-yield savings account can help. Read on to see how much extra cash you could've had with $10K in a HYSA for a year.

A person looking at paperwork and a laptop while standing at the kitchen counter.

Aug. 8, 2024 | By Chris Neiger

Prediction: This Popular Investment Will Lose to the Market Over the Next 5 Years

CDs are a safe bet for your money, but they can't compete with investing in the stock market. Read on to learn why.

Aug. 7, 2024 | By Kristi Waterworth

Study Shows: White Americans Have up to 6 Times More Money in the Bank Than Minorities

A recent study has shown that white Americans have significantly more savings than other racial groups. Find out what's happening and how you can help.

Two smiling people holding hands and walking down a small side street in Tokyo, Japan.

Aug. 7, 2024 | By Ashley Maready

This Bank Account Is the Best Place for Your Vacation Fund

A high-yield savings account can do great things for your finances. Learn why one writer is declaring them perfect for your vacation savings.

A woman looking at her finances with a laptop and phone.

Aug. 6, 2024 | By Kristi Waterworth

6 Signs You Need Multiple Bank Accounts

So, you have one bank account, but do you need more? Read on to learn about a few signs that you might need to open a new bank account today.

A bank teller smiles to a customer from behind her desk.