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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Stressed woman holding phone looks at bills.
Aug. 5, 2024 | By Natasha Etzel

You Won't Believe How Many Americans Can't Cover a $400 Emergency

An emergency expense can cause stress, but having savings could help. Find out how many Americans can't afford to pay for a $400 emergency with cash.
Well-dressed mature couple enjoying wine with a fancy meal.
Aug. 4, 2024 | By Lyle Daly

Study Shows: Here's How Much Money the Richest Americans Have in the Bank

Bank account balances vary significantly between lower-, middle-, and upper-class families. Find out exactly how much the richest Americans have in the bank.
Customer paying in restaurant with mobile pay
Aug. 3, 2024 | By Steven Porrello

3 Surprising Reasons Your Bank Would Close Your Checking Account

Banks can close your checking account at any time without notifying you in advance. Learn why your bank would close your account here.
A dollar bill against a pink background
Aug. 3, 2024 | By Ashley Maready

Moving Your Money? Here's How to Make Sure Your New Bank Is Secure

It's crucial to ensure your cash is safe in the bank. Keep reading to learn how.
A glass jar full of bills and coins
Aug. 2, 2024 | By Brittney Myers

5 Best Places to Put $10,000 Right Now

Everyone wants their money to work for them. Consider these options to keep $10,000 growing.
Older woman getting assistance from a bank teller.
Aug. 2, 2024 | By Steven Porrello

How Withdrawing $10,000 From Your Bank Could Cause You a Headache

Withdrawing $10,000 from your checking account might be more complicated than you think. Here's how it could come back to haunt you.
Pillow
Aug. 2, 2024 | By Ashley Maready

This Small Money Move Can Help You Sleep Better at Night

We could all use a good night's sleep. Read on to learn why building an emergency fund is one of the best things you can do for yourself.
A smiling person sitting on a couch near a window and holding a cell phone.
Aug. 2, 2024 | By Ashley Maready

Here's Why You Need to Open a High-Yield Savings Account ASAP

No HYSA yet? You should act now. Keep reading to find out why higher rates on savings accounts aren't forever.
A woman looking something up on her laptop while sitting at a table in her home.
Aug. 2, 2024 | By Brittney Myers

5 Best Places to Put $1,000 Right Now

Even $1,000 can grow into much more if you put it to work. Here are a few smart places to put $1,000 today.
A hand holding a rolled up wad of bills
Aug. 1, 2024 | By Kailey Hagen

You've Got One Month Left to Earn This Bank Account Bonus Worth Up to $400

PNC Bank is offering a bank account bonus worth up to $400 and the requirements are pretty reasonable. Here's what you need to know.
Couple using laptop and calculator together smiling.
Aug. 1, 2024 | By Emma Newbery

Did You Know How Lucrative Buying CDs Can Be?

With some banks offering CD rates of over 5%, CDs can be extremely profitable. Find out how much you'd make with different amounts over different terms.
A pile of bills
Aug. 1, 2024 | By Lyle Daly

How to Build a $2,500 Emergency Fund by 2025

Everyone needs emergency savings. Prepare for the unexpected by seeing exactly how to build a $2,500 emergency fund by the end of the year.
A hand tossing an iphone in the air
Aug. 1, 2024 | By Emma Newbery

Is Your Online Bank Safe From Hackers? Here's How to Tell

Identity theft cost Americans over $23 billion last year, and that's only one form of cybercrime. Find out how to keep your online accounts safe from hackers.
A class pot filled with coins and a sprout growing
Aug. 1, 2024 | By Steven Porrello

The Single Best CD Strategy for Making Money With CDs in August

The best strategy for CDs in 2024 helps you lock in high CD rates while minimizing risks. Learn how to optimize CDs in August before rates start to change.
A man looking upset while reading something on his phone.
July 31, 2024 | By Kailey Hagen

2 Reasons You Could Regret Opening a CD Right Now

Many are trying to lock in high CD rates while they still can, but this isn't a decision to rush. Here are two reasons you might regret opening a CD now.
A person sitting at a desk in a sunny home office and typing on a laptop.
July 30, 2024 | By Steven Porrello

3 Reasons to Get a Synchrony Savings Account Before the End of August

The Synchrony Bank High Yield Savings account has a strong APY and no monthly fees. Find out why it's one of the best online savings accounts here.
Man sits at counter with phone on laptop utilizing online banking.
July 30, 2024 | By Steven Porrello

This Bank Will Pay You $10 a Month for the Rest of Your Life

Often, banks make you pay a monthly fee to use a checking account. But this bank will pay you instead. Learn how to make $10 monthly on a new checking account.
A person sitting at an office desk and looking at a cell phone with a contemplative expression.
July 29, 2024 | By Lyle Daly

The Unexpected Downsides of Keeping Too Much in a CD, Even With Rates Above 5%

Thanks to high interest rates, CDs have become a popular place to put savings. Make sure you know about their downsides before you open one.
A woman looking at her finances with a laptop and phone.
July 28, 2024 | By Cole Tretheway

I've Covered the Best (and Worst) Savings Accounts for Years. Here Are My Top 3 Takeaways

Saving more money may be easier than you think. Here's what I've learned from years of covering the best savings accounts.
A dollar bill against a pink background
July 28, 2024 | By Lyle Daly

Last Chance: Here's How Long You Have Until CD Rates Could Drop

CD rates are expected to drop in 2024. See when it's likely to happen based on recent projections.
A calculator, pad, and pen against a yellow background
July 28, 2024 | By Steven Porrello

Here's Why You Should Open a 12-Month CD -- Even When Rates Are Falling

CD rates are starting to decline. Here's why delaying a new 12-month CD could cost you in lost interest.
A woman using an ATM on a sunny street.
July 27, 2024 | By Ashley Maready

I Only Keep a $500 Cushion in My Checking Account -- Here's Why

Figuring out how much money to keep in your checking can be a minefield. Learn why one writer keeps it simple with just $500.
A person standing across from a teller at a bank counter and writing a check.
July 27, 2024 | By Emma Newbery

The 4 Best Checking Accounts for High-Income Households

The right checking account can help high earners make the most of their money. Find out what perks make these banks stand out from the crowd.
A stack of coins against a yellow background
July 26, 2024 | By Ashley Maready

Is an MMA the Best Place for Your Emergency Fund Now?

A high-yield savings account may not automatically be best for your rainy day cash. Learn more about money market accounts and their advantages here.
A young businessperson does paperwork in coffee shop and checks their phone.
July 25, 2024 | By Lyle Daly

3 Reasons I'll Pick a Savings Account Over a CD Any Day

CDs are paying impressive rates, but I'm not interested. See why I prefer keeping my money in a savings account to find out if you should do the same.