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Best 1-Year CD Rates of December 2024

Review Updated
Matt Frankel, CFP®
Ashley Maready
Nathan Alderman
Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation. Terms may apply to offers listed on this page. APY = Annual Percentage Yield. APYs are subject to change at any time without notice.

Twelve-month CD rates can help to build savings quickly while keeping funds flexible. If you prefer not to tie up funds for several years, 12-month CDs could be the perfect term length for you.

Here are the best 1-year CD rates, factors to include in your decision, and alternatives that can also maximize your savings.

  • Our team of experts assessed 100+ banking institutions
  • We evaluate all banking institutions across the same 4 key criteria: annual percentage yield (APY), brand reputation, fees and minimum requirements, and additional perks
  • Our bank ratings are never influenced by our advertising partners
  • We strictly feature products that offer federal insurance and high customer satisfaction, keeping our recommendations unbiased

Robin Hartill, CFP®, is Motley Fool Money’s Head of Product Ratings and has worked for The Motley Fool since 2020. Her work has appeared in various national publications, including Yahoo! Finance, NerdWallet, Investopedia, and MSNBC. She previously wrote The Penny Hoarder’s syndicated “Dear Penny” personal finance advice column.

How to compare 1-year CDs

Twelve-month CDs are often the point where rates make a big jump from those of shorter CDs. Here are some other factors besides CD rates to consider when comparing 1-year CDs.

Ratings Methodology
Rates as of Nov. 21, 2024
Best 1-year certificates of deposits (CDs) of December 2024 picks.
Bank & CD Offer APY Term Min. Deposit Next Steps
APY: 4.10% Term: 1 Year Min. Deposit:  $0
Open Account for Discover® Bank CD

On Discover Bank's Secure Website.

APY: 4.25% Term: 1 Year Min. Deposit:  $0
Open Account for Barclays Online CD

On Barclays' Secure Website.

Member FDIC.
APY: 4.00% Term: 1 Year Min. Deposit:  $500
Open Account for

On Secure Website.

Member FDIC.
APY: 4.00% Term: 1 Year Min. Deposit:  $2,500
Open Account for LendingClub CD

On LendingClub's Secure Website.

APY: 4.10% Term: 1 Year Min. Deposit:  $500
APY: 4.40% Term: 1 Year Min. Deposit:  $0
APY: 4.10% Term: 1 Year Min. Deposit:  $2,500
Member FDIC.
APY: 4.50% Term: 1 Year Min. Deposit:  $1,000
Huntington Bank Standard CD
Member FDIC.
APY: 0.05% Term: 1 Months Min. Deposit:  $1,000
APY: 4.30% Term: 1 Months Min. Deposit:  $1
Member FDIC.
APY: 3.80% Term: 3 Months Min. Deposit:  $1,500
Member FDIC.
APY: 4.50% Term: 3 Months Min. Deposit:  $1,000
APY: up to 2.01% Term: 3 Months Min. Deposit:  $2,500 for Standard, $5,000 for Special
APY: 2.00% Term: 3 Months Min. Deposit:  $0
Open Account for Discover® Bank CD

On Discover Bank's Secure Website.

APY: 2.00% Term: 3 Months Min. Deposit:  $500
APY: 4.05% Term: 3 Months Min. Deposit:  $1
Open Account for

On Secure Website.

First National Bank Standard CD
Member FDIC.
APY: 1.00% Term: 3 Months Min. Deposit:  $500
Huntington Bank Standard CD
Member FDIC.
APY: 0.05% Term: 3 Months Min. Deposit:  $1,000
APY: 3.71% Term: 3 Months Min. Deposit:  $10,000
APY: 4.30% Term: 3 Months Min. Deposit:  $1
Member FDIC.
APY: 4.90% Term: 3 Months Min. Deposit:  $1,000
Member FDIC.
APY: up to 4.75% Term: 3 Months Min. Deposit:  $1,000
Member FDIC.
APY: up to 4.63% Term: 3 Months Min. Deposit:  $1,000
APY: 3.00% Term: 3 Months Min. Deposit:  $0
APY: up to 4.51% Term: 4 Months Min. Deposit:  $2,500 for Standard, $5,000 for Special
First National Bank Special CD
Member FDIC.
APY: 4.75% Term: 5 Months Min. Deposit:  $5,000 or $10,000, depending on term
APY: 5.50% Term: 5 Months Min. Deposit:  $2,500
APY: 4.90% Term: 5 Months Min. Deposit: 
APY: up to 2.01% Term: 6 Months Min. Deposit:  $2,500 for Standard, $5,000 for Special
Member FDIC.
APY: 3.50% Term: 6 Months Min. Deposit:  $500
APY: 5.21% Term: 6 Months Min. Deposit:  $1
Member FDIC.
APY: 3.00% Term: 6 Months Min. Deposit:  $1,000
APY: 4.50% Term: 6 Months Min. Deposit:  $10,000
Valley Bank CD
Member FDIC.
APY: 4.75% Term: 6 Months Min. Deposit:  $500
APY: 3.95% Term: 6 Months Min. Deposit:  $2,500
First Internet Bank of Indiana CD
Member FDIC.
APY: 4.35% Term: 6 Months Min. Deposit:  $1,000
APY: 4.65% Term: 6 Months Min. Deposit:  $500
APY: 4.20% Term: 6 Months Min. Deposit:  $0
APY: 4.10% Term: 6 Months Min. Deposit:  $500
APY: 3.70% Term: 6 Months Min. Deposit:  $0
Open Account for Discover® Bank CD

On Discover Bank's Secure Website.

Member FDIC.
APY: 4.25% Term: 6 Months Min. Deposit:  $500
Open Account for

On Secure Website.

Member FDIC.
APY: 4.70% Term: 6 Months Min. Deposit:  $1,000
APY: 3.90% Term: 6 Months Min. Deposit:  $0
Member FDIC.
APY: 4.00% Term: 6 Months Min. Deposit:  $2,500
Open Account for LendingClub CD

On LendingClub's Secure Website.

APY: 4.70% Term: 6 Months Min. Deposit:  $500
Member FDIC.
APY: 4.75% Term: 6 Months Min. Deposit:  $1,500
Member FDIC.
APY: 1.00% - 4.00% Term: 6 Months Min. Deposit:  $250.00
Member FDIC.
APY: 3.00% Term: 6 Months Min. Deposit:  $1,000
Open Account for CIT Bank CD

On CIT's Secure Website.

APY: 4.40% Term: 6 Months Min. Deposit:  $0
First Tech CD
APY: up to 4.91% Term: 6 Months Min. Deposit:  $500
Member FDIC.
APY: up to 4.35% Term: 6 Months Min. Deposit:  $1,000
Republic Bank of Chicago CD
Member FDIC.
APY: 0.50% Term: 6 Months Min. Deposit:  $1,000
APY: 4.00% Term: 6 Months Min. Deposit:  $1
Member FDIC.
APY: 5.30% Term: 6 Months Min. Deposit:  $1,000
APY: 5.00% Term: 6 Months Min. Deposit:  $1,000
Member FDIC.
APY: 0.05% Term: 6 Months Min. Deposit:  $1,000
APY: 4.50% Term: 6 Months Min. Deposit:  $500
Fidelity CD
Member FDIC.
APY: 5.25% Term: 6 Months Min. Deposit:  $1,000
First National Bank Standard CD
Member FDIC.
APY: 1.00% Term: 6 Months Min. Deposit:  $500
APY: 3.75% Term: 6 Months Min. Deposit:  $1
Open Account for

On Secure Website.

APY: 3.00% Term: 6 Months Min. Deposit:  $500
Member FDIC.
APY: 5.00% Term: 6 Months Min. Deposit:  $500
NASA Federal Credit Union Share Certificate
Federally insured by NCUA.
APY: 4.80% Term: 6 Months Min. Deposit:  $1,000
Huntington Bank Standard CD
Member FDIC.
APY: 0.10% Term: 6 Months Min. Deposit:  $1,000
APY: 4.20% Term: 6 Months Min. Deposit:  $1
Vanguard Brokered CD
Member FDIC.
APY: 5.25% Term: 6 Months Min. Deposit:  $1,000
APY: 4.00% Term: 6 Months Min. Deposit:  $1,000
APY: 4.24% Term: 6 Months Min. Deposit:  $10,000
Member FDIC.
APY: Up to 4.80% Term: 6 Months Min. Deposit:  $1,000
APY: up to 4.26% Term: 7 Months Min. Deposit:  $2,500 for Standard, $5,000 for Special
APY: 5.00% Term: 7 Months Min. Deposit: 
Member FDIC.
APY: 3.50% Term: 7 Months Min. Deposit:  $500
APY: 4.75% Term: 7 Months Min. Deposit:  $500
Huntington Bank Promotional CD
Member FDIC.
APY: 5.13% Term: 7 Months Min. Deposit:  $1,000
Member FDIC.
APY: 5.25% Term: 7 Months Min. Deposit:  $1,000
Open Account for Ponce Bank CDs

On Ponce Bank's Secure Website.

Republic Bank of Chicago CD
Member FDIC.
APY: 4.34% Term: 7 Months Min. Deposit:  $1,000
First National Bank Special CD
Member FDIC.
APY: 4.50% Term: 7 Months Min. Deposit:  $5,000 or $10,000, depending on term
APY: 3.00% Term: 9 Months Min. Deposit:  $1
Open Account for

On Secure Website.

Member FDIC.
APY: up to 4.50% Term: 9 Months Min. Deposit:  $1,000
APY: 3.80% Term: 9 Months Min. Deposit:  $0
Open Account for Discover® Bank CD

On Discover Bank's Secure Website.

Member FDIC.
APY: 4.50% Term: 9 Months Min. Deposit:  $1,000
APY: 4.25% Term: 9 Months Min. Deposit:  $10,000
Member FDIC.
APY: 3.75% Term: 9 Months Min. Deposit:  $1,000
APY: 4.10% Term: 9 Months Min. Deposit:  $500
Member FDIC.
APY: 1.00% - 4.00% Term: 9 Months Min. Deposit:  $250.00
Member FDIC.
APY: 5.30% Term: 9 Months Min. Deposit:  $1,000
Huntington Bank Standard CD
Member FDIC.
APY: 0.10% Term: 9 Months Min. Deposit:  $1,000
NASA Federal Credit Union High-Yield Certificate
Federally insured by NCUA.
APY: 4.99% Term: 9 Months Min. Deposit:  $10,000
APY: 4.00% Term: 9 Months Min. Deposit:  $2,500
APY: 3.65% Term: 9 Months Min. Deposit:  $1
Member FDIC.
APY: 2.50% Term: 9 Months Min. Deposit:  $500
APY: 4.30% Term: 9 Months Min. Deposit:  $0
Member FDIC.
APY: 3.80% Term: 9 Months Min. Deposit:  $1,500
APY: 5.31% Term: 10 Months Min. Deposit:  $1
Member FDIC.
APY: 4.00% Term: 10 Months Min. Deposit:  $2,500
Open Account for

On Secure Website.

APY: 4.50% Term: 11 Months Min. Deposit:  $0
APY: 3.50% Term: 11 Months Min. Deposit:  $1,000
Huntington Bank Promotional CD
Member FDIC.
APY: 4.86% Term: 11 Months Min. Deposit:  $1,000
Republic Bank of Chicago CD
Member FDIC.
APY: 4.04% Term: 11 Months Min. Deposit:  $1,000
Member FDIC.
APY: 1.00% - 3.75% Term: 1 Year Min. Deposit:  $250.00
APY: 1.50% Term: 1 Year Min. Deposit:  $500
Huntington Bank Standard CD
Member FDIC.
APY: 0.10% Term: 1 Year Min. Deposit:  $1,000
Member FDIC.
APY: 5.25% Term: 1 Year Min. Deposit:  $1,000
NASA Federal Credit Union Share Certificate
Federally insured by NCUA.
APY: 4.40% Term: 1 Year Min. Deposit:  $1,000
APY: 4.00% Term: 1 Year Min. Deposit:  $0
First Internet Bank of Indiana CD
Member FDIC.
APY: 4.42% Term: 1 Year Min. Deposit:  $1,000
Member FDIC.
APY: 5.05% Term: 1 Year Min. Deposit:  $1,000
Member FDIC.
APY: Up to 4.30% Term: 1 Year Min. Deposit:  $1,000
APY: 4.00% Term: 1 Year Min. Deposit:  $1
APY: 4.20% Term: 1 Year Min. Deposit:  $500
APY: 4.00% Term: 1 Year Min. Deposit:  $1,000
First Tech CD
APY: up to 4.55% Term: 1 Year Min. Deposit:  $500
Member FDIC.
APY: 3.85% Term: 1 Year Min. Deposit:  $1,000
APY: 4.25% Term: 1 Year Min. Deposit:  $0
Member FDIC.
APY: 4.25% Term: 1 Year Min. Deposit:  $1,000
Valley Bank CD
Member FDIC.
APY: 4.50% Term: 1 Year Min. Deposit:  $500
APY: 4.25% Term: 1 Year Min. Deposit:  $500
Fidelity CD
Member FDIC.
APY: 5.05% Term: 1 Year Min. Deposit:  $1,000
Member FDIC.
APY: up to 4.50% Term: 1 Year Min. Deposit:  $1,000
Republic Bank of Chicago CD
Member FDIC.
APY: 0.75% Term: 1 Year Min. Deposit:  $1,000
APY: 3.75% Term: 1 Year Min. Deposit:  $1
APY: 4.51% Term: 1 Year Min. Deposit:  $5,000
APY: 4.50% Term: 1 Year Min. Deposit:  $500
Member FDIC.
APY: 2.00% Term: 1 Year Min. Deposit:  $1,000
APY: 4.35% Term: 1 Year Min. Deposit:  $0
Member FDIC.
APY: 5.00% Term: 1 Year Min. Deposit:  $5,000
Member FDIC.
APY: 4.40% Term: 1 Year Min. Deposit:  $1,000
Member FDIC.
APY: 2.50% Term: 1 Year Min. Deposit:  $500
First National Bank Standard CD
Member FDIC.
APY: 1.00% Term: 1 Year Min. Deposit:  $500
APY: 4.37% Term: 1 Year Min. Deposit:  $10,000
Member FDIC.
APY: 2.00% Term: 1 Year Min. Deposit:  $1,000
Member FDIC.
APY: 4.50% Term: 1 Year Min. Deposit:  $500
Vanguard Brokered CD
Member FDIC.
APY: 5.40% Term: 1 Year Min. Deposit:  $1,000
APY: 4.00% Term: 1 Year Min. Deposit:  $10,000
APY: 5.20% Term: 1 Year Min. Deposit:  $1,000
APY: 3.00% Term: 1 Year Min. Deposit:  $1
Open Account for

On Secure Website.

Member FDIC.
APY: 4.30% Term: 1 Year Min. Deposit:  $1,500
Republic Bank of Chicago CD
Member FDIC.
APY: 4.33% Term: 13 Months Min. Deposit:  $1,000
Member FDIC.
APY: 3.50% Term: 13 Months Min. Deposit:  $1,000
Open Account for CIT Bank CD

On CIT's Secure Website.

SchoolsFirst Federal Credit Union CD
Federally insured by NCUA.
APY: 5.00% Term: 13 Months Min. Deposit:  $500
Member FDIC.
APY: 4.00% Term: 13 Months Min. Deposit:  $1,000
APY: 5.15% Term: 13 Months Min. Deposit: 
First National Bank Special CD
Member FDIC.
APY: 4.00% Term: 13 Months Min. Deposit:  $5,000 or $10,000, depending on term
NASA Federal Credit Union High-Yield Certificate
Federally insured by NCUA.
APY: 4.54% Term: 15 Months Min. Deposit:  $10,000
Member FDIC.
APY: 0.50% to 1.01% Term: 15 Months Min. Deposit:  $500
Federally insured by NCUA.
APY: 5.10% Term: 16 Months Min. Deposit:  $500
APY: 4.15% Term: 1.5 Year Min. Deposit:  $500
APY: 4.00% Term: 1.5 Year Min. Deposit:  $500
Member FDIC.
APY: 3.00% Term: 1.5 Year Min. Deposit:  $1,000
Open Account for CIT Bank CD

On CIT's Secure Website.

APY: 3.90% Term: 1.5 Year Min. Deposit:  $500
Member FDIC.
APY: 1.70% Term: 1.5 Year Min. Deposit:  $1,000
Member FDIC.
APY: 1.00% - 3.00% Term: 1.5 Year Min. Deposit:  $250.00
APY: 3.80% Term: 1.5 Year Min. Deposit:  $0
Open Account for Discover® Bank CD

On Discover Bank's Secure Website.

Member FDIC.
APY: 2.50% Term: 1.5 Year Min. Deposit:  $1,000
APY: 3.98% Term: 1.5 Year Min. Deposit:  $10,000
APY: 3.70% Term: 1.5 Year Min. Deposit:  $1,000
Member FDIC.
APY: 2.45% Term: 1.5 Year Min. Deposit:  $500
APY: 3.25% Term: 1.5 Year Min. Deposit:  $0
APY: 3.50% Term: 1.5 Year Min. Deposit:  $10,000
Member FDIC.
APY: 4.25% Term: 1.5 Year Min. Deposit:  $1,000
Huntington Bank Standard CD
Member FDIC.
APY: 0.10% Term: 1.5 Year Min. Deposit:  $1,000
Vanguard Brokered CD
Member FDIC.
APY: 5.40% Term: 1.5 Year Min. Deposit:  $1,000
First National Bank Standard CD
Member FDIC.
APY: 1.00% Term: 1.5 Year Min. Deposit:  $500
Member FDIC.
APY: 3.80% Term: 1.5 Year Min. Deposit:  $1,500
Fidelity CD
Member FDIC.
APY: 5.00% Term: 1.5 Year Min. Deposit:  $1,000
APY: 4.25% Term: 1.5 Year Min. Deposit:  $0
Member FDIC.
APY: 3.75% Term: 1.5 Year Min. Deposit:  $2,500
Open Account for LendingClub CD

On LendingClub's Secure Website.

APY: 3.80% Term: 1.5 Year Min. Deposit:  $2,500
Member FDIC.
APY: 5.00% Term: 1.5 Year Min. Deposit:  $1,000
Member FDIC.
APY: 4.00% Term: 1.5 Year Min. Deposit:  $1,000
APY: 4.00% Term: 1.5 Year Min. Deposit:  $0
APY: 3.80% Term: 1.5 Year Min. Deposit:  $0
Republic Bank of Chicago CD
Member FDIC.
APY: 1.00% Term: 1.5 Year Min. Deposit:  $1,000
Member FDIC.
APY: 3.95% Term: 1.5 Year Min. Deposit:  $1,000
Member FDIC.
APY: up to 4.25% Term: 1.5 Year Min. Deposit:  $1,000
First Internet Bank of Indiana CD
Member FDIC.
APY: 4.15% Term: 1.5 Year Min. Deposit:  $1,000
APY: 3.25% Term: 1.5 Year Min. Deposit:  $0
Open Account for Barclays Online CD

On Barclays' Secure Website.

First National Bank Special CD
Member FDIC.
APY: 3.00% Term: 19 Months Min. Deposit:  $5,000 or $10,000, depending on term
APY: 3.75% Term: 2 Year Min. Deposit:  $500
Valley Bank CD
Member FDIC.
APY: 4.00% Term: 2 Year Min. Deposit:  $500
Member FDIC.
APY: 1.00% - 3.00% Term: 2 Year Min. Deposit:  $250.00
Member FDIC.
APY: up to 4.40% Term: 2 Year Min. Deposit:  $1,000
Republic Bank of Chicago CD
Member FDIC.
APY: 1.00% Term: 2 Year Min. Deposit:  $1,000
APY: 4.15% Term: 2 Year Min. Deposit:  $500
APY: 4.00% Term: 2 Year Min. Deposit:  $0
Member FDIC.
APY: 3.75% Term: 2 Year Min. Deposit:  $1,000
NASA Federal Credit Union Share Certificate
Federally insured by NCUA.
APY: 4.10% Term: 2 Year Min. Deposit:  $1,000
Member FDIC.
APY: 2.50% Term: 2 Year Min. Deposit:  $1,000
Fidelity CD
Member FDIC.
APY: 4.90% Term: 2 Year Min. Deposit:  $1,000
APY: 3.75% Term: 2 Year Min. Deposit:  $2,500
APY: 4.24% Term: 2 Year Min. Deposit:  $1,000
Member FDIC.
APY: 2.00% Term: 2 Year Min. Deposit:  $500
Member FDIC.
APY: 4.00% Term: 2 Year Min. Deposit:  $5,000
APY: 4.53% Term: 2 Year Min. Deposit:  $5,000
APY: 3.00% Term: 2 Year Min. Deposit:  $0
Open Account for Barclays Online CD

On Barclays' Secure Website.

APY: 3.70% Term: 2 Year Min. Deposit:  $500
APY: 3.60% Term: 2 Year Min. Deposit:  $0
Open Account for Discover® Bank CD

On Discover Bank's Secure Website.

Huntington Bank Standard CD
Member FDIC.
APY: 0.10% Term: 2 Year Min. Deposit:  $1,000
First National Bank Standard CD
Member FDIC.
APY: 1.00% Term: 2 Year Min. Deposit:  $500
APY: 3.60% Term: 2 Year Min. Deposit:  $0
Member FDIC.
APY: 3.35% Term: 2 Year Min. Deposit:  $500
Open Account for

On Secure Website.

Member FDIC.
APY: 1.50% Term: 2 Year Min. Deposit:  $1,000
Member FDIC.
APY: 3.00% Term: 2 Year Min. Deposit:  $1,000
Member FDIC.
APY: 3.75% Term: 2 Year Min. Deposit:  $2,500
Open Account for LendingClub CD

On LendingClub's Secure Website.

Vanguard Brokered CD
Member FDIC.
APY: 5.35% Term: 2 Year Min. Deposit:  $1,000
APY: 3.55% Term: 2 Year Min. Deposit:  $10,000
APY: 3.90% Term: 2 Year Min. Deposit:  $1,000
Member FDIC.
APY: 3.50% Term: 2 Year Min. Deposit:  $1,000
Member FDIC.
APY: 3.85% Term: 2 Year Min. Deposit:  $1,000
Member FDIC.
APY: 3.85% Term: 2 Year Min. Deposit:  $1,500
Member FDIC.
APY: 4.90% Term: 2 Year Min. Deposit:  $1,000
APY: 3.50% Term: 2 Year Min. Deposit:  $10,000
First Internet Bank of Indiana CD
Member FDIC.
APY: 3.93% Term: 2 Year Min. Deposit:  $1,000
First Tech CD
APY: up to 2.25% Term: 2 Year Min. Deposit:  $500
Member FDIC.
APY: Up to 3.55% Term: 2 Year Min. Deposit:  $1,000
APY: 3.75% Term: 2 Year Min. Deposit:  $500
APY: 3.90% Term: 2 Year Min. Deposit:  $0
Member FDIC.
APY: 3.75% Term: 25 Months Min. Deposit:  $1,000
First National Bank Special CD
Member FDIC.
APY: 3.00% Term: 25 Months Min. Deposit:  $5,000 or $10,000, depending on term
APY: 3.50% Term: 30 Months Min. Deposit:  $0
Open Account for Discover® Bank CD

On Discover Bank's Secure Website.

APY: 3.50% Term: 30 Months Min. Deposit:  $1,000
Member FDIC.
APY: 3.75% Term: 35 Months Min. Deposit:  $1,000
First National Bank Special CD
Member FDIC.
APY: 3.00% Term: 35 Months Min. Deposit:  $5,000 or $10,000, depending on term
APY: 3.75% Term: 3 Year Min. Deposit:  $500
APY: 3.60% Term: 3 Year Min. Deposit:  $0
APY: 4.00% Term: 3 Year Min. Deposit:  $0
APY: 3.60% Term: 3 Year Min. Deposit:  $2,500
APY: 3.60% Term: 3 Year Min. Deposit:  $0
Fidelity CD
Member FDIC.
APY: 4.80% Term: 3 Year Min. Deposit:  $1,000
Vanguard Brokered CD
Member FDIC.
APY: 5.35% Term: 3 Year Min. Deposit:  $1,000
Member FDIC.
APY: 4.80% Term: 3 Year Min. Deposit:  $1,000
Member FDIC.
APY: 1.00% - 2.75% Term: 3 Year Min. Deposit:  $250.00
Member FDIC.
APY: 3.00% Term: 3 Year Min. Deposit:  $1,000
First Tech CD
APY: up to 2.45% Term: 3 Year Min. Deposit:  $500
APY: 3.50% Term: 3 Year Min. Deposit:  $1,000
APY: 2.00% Term: 3 Year Min. Deposit:  $10,000
Member FDIC.
APY: 3.25% Term: 3 Year Min. Deposit:  $500
Open Account for

On Secure Website.

Member FDIC.
APY: 2.50% Term: 3 Year Min. Deposit:  $1,000
Member FDIC.
APY: up to 4.25% Term: 3 Year Min. Deposit:  $1,000
Member FDIC.
APY: 2.00% Term: 3 Year Min. Deposit:  $500
Member FDIC.
APY: 1.40% Term: 3 Year Min. Deposit:  $1,000
APY: 3.44% Term: 3 Year Min. Deposit:  $10,000
APY: 3.25% Term: 3 Year Min. Deposit:  $500
Huntington Bank Standard CD
Member FDIC.
APY: 0.10% Term: 3 Year Min. Deposit:  $1,000
APY: 3.00% Term: 3 Year Min. Deposit:  $0
Open Account for Barclays Online CD

On Barclays' Secure Website.

APY: 3.00% Term: 3 Year Min. Deposit:  $0
NASA Federal Credit Union Share Certificate
Federally insured by NCUA.
APY: 4.00% Term: 3 Year Min. Deposit:  $1,000
Member FDIC.
APY: 3.50% Term: 3 Year Min. Deposit:  $2,500
Open Account for LendingClub CD

On LendingClub's Secure Website.

Member FDIC.
APY: 3.35% Term: 3 Year Min. Deposit:  $5,000
APY: 3.65% Term: 3 Year Min. Deposit:  $500
Republic Bank of Chicago CD
Member FDIC.
APY: 1.50% Term: 3 Year Min. Deposit:  $1,000
Member FDIC.
APY: 3.50% Term: 3 Year Min. Deposit:  $1,500
First Internet Bank of Indiana CD
Member FDIC.
APY: 3.77% Term: 3 Year Min. Deposit:  $1,000
First National Bank Standard CD
Member FDIC.
APY: 1.00% Term: 3 Year Min. Deposit:  $500