Who is a 2-year CD right for?

A 2-year CD is right for someone who is looking for guaranteed returns with a predictable outcome and is comfortable receiving the invested funds after two years.

Why should I get a 2-year CD?

The interest rates for 2-year CDs are typically higher than those for traditional savings accounts, making it a practical choice for anyone who wants to yield better dividends on their savings.

Is a 2-year CD worth it?

A 2-year CD is worth it for someone who has a mid- to long-term investment plan who wants to grow their money securely and wants a higher return than a traditional savings account.

How does a 2-year CD work?

A 2-year CD is a bank deposit account that requires the account holder to leave their funds on deposit for a period of two years. In exchange for leaving the money on deposit, a 2-year CD pays a fixed interest rate, or APY, for the entire term.

Best 2-Year CD Rates of January 2025

Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation. Terms may apply to offers listed on this page. APY = Annual Percentage Yield. APYs are subject to change at any time without notice.

Are you looking to maximize your savings without much risk? A certificate of deposit (CD) is a great low-risk investment that offers a guaranteed return. The 2-year CD is a popular choice because it provides a decent return over a short period.

However, not all CDs are created equal. Our experts bring you the best 2-year CD rates to help you get the most out of your investment.

Why trust The Motley Fool

Our team of experts assessed 100+ banking institutions
We evaluate all banking institutions across the same 4 key criteria: annual percentage yield (APY), brand reputation, fees and minimum requirements, and additional perks
Our bank ratings are never influenced by our advertising partners
We strictly feature products that offer federal insurance and high customer satisfaction, keeping our recommendations unbiased

Our picks for the best 2-year CDs

Prime Alliance Bank CD 2 Year: 4.15% APY
Marcus by Goldman Sachs High Yield CD 2 Year: 3.70% APY
Synchrony Online CD 2 Year: 3.90% APY
Bask Bank CD 2 Year: 3.75% APY
Capital One 360 CD 2 Year: 3.50% APY
Quontic CD 2 Year: 3.35% APY

How to compare the best 2-year CD rates

When seeking the best 2-year CD rates, it's crucial to understand the factors that impact a good rate. Several financial institutions will offer high interest rates. However, don't just settle for the first offer that comes your way.

Here are a few factors to keep in mind when comparing 2-year CDs.

Minimum deposit

Consider whether you can meet the minimum deposit requirement for each CD you're considering. Typically, banks require a minimum deposit, which can range from a few hundred dollars to several thousand dollars, to open a CD. If you can't meet the minimum deposit, you may not be able to take advantage of the interest rate being offered.

Fees

Learn whether the bank charges any fees for opening or maintaining the CD. This can eat away at the interest you earn. Be sure to read the terms and conditions carefully to understand any fees associated with the CD.

Withdrawal penalties

Early withdrawal from a CD typically incurs a penalty fee. However, the amount of the fee can vary from one bank to another. Before opening a CD, make sure you understand the penalty fee and how it may impact your savings goals.

Compounding interest

When comparing 2-year CD rates, consider whether the interest on the CD is compounded daily, monthly, quarterly, or annually. The more frequently interest is compounded, the more your savings will grow over time.

Interest payouts

Consider when the bank pays out the interest earned on the CD. Some banks pay out interest at the end of the 2-year term, while others pay out annually or monthly. The more frequently interest is paid out, the more you can earn in interest over time.

CD maturity

It's also important to consider what happens when the CD matures -- that is, when the CD term ends and the funds are available for withdrawal or reinvestment. Most CDs will automatically renew at the end of the term if you don't take action, so be sure to understand the bank's policies regarding CD maturity and how you can reinvest or withdraw your funds.

Bank or credit union reputation

Lastly, review the reputation of the bank or credit union. Check to see if it is FDIC insured or NCUA insured, which means that your deposits are backed by the government. Research the bank's customer service reviews, branches and ATM availability, and online banking options.

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Rates as of Jan. 13, 2025

Best Certificates of Deposits (CDs) of January 2025 picks.
Bank & CD Offer	APY	Term	Min. Deposit	Next Steps
Quontic CD Member FDIC.	APY: 3.35%	Term: 2 Year	Min. Deposit: $500	Open Account for On Secure Website.
Prime Alliance Bank CD Member FDIC.	APY: 4.15%	Term: 2 Year	Min. Deposit: $500	Read Review
Bask Bank CD Member FDIC.	APY: 3.75%	Term: 2 Year	Min. Deposit: $1,000	Read Review
Marcus by Goldman Sachs High Yield CD Member FDIC.	APY: 3.70%	Term: 2 Year	Min. Deposit: $500	Read Review
Synchrony Online CD Member FDIC.	APY: 3.90%	Term: 2 Year	Min. Deposit: $0	Read Review
Capital One 360 CD Member FDIC.	APY: 3.50%	Term: 2 Year	Min. Deposit: $0	Read Review
Huntington Bank Standard CD Member FDIC.	APY: 0.05%	Term: 1 Months	Min. Deposit: $1,000
Freedom Bank High-Yield CDs from Raisin	APY: 4.30%	Term: 1 Months	Min. Deposit: $1	Read Review
Wells Fargo Standard CD Member FDIC.	APY: up to 2.01%	Term: 3 Months	Min. Deposit: $2,500 for Standard, $5,000 for Special	Read Review
Bread Savings CD Member FDIC.	APY: 3.80%	Term: 3 Months	Min. Deposit: $1,500	Read Review
Flushing Bank CD Member FDIC.	APY: 4.50%	Term: 3 Months	Min. Deposit: $1,000	Read Review
Discover® Bank CD Member FDIC.	APY: 2.00%	Term: 3 Months	Min. Deposit: $0	Open Account for Discover® Bank CD On Discover Bank's Secure Website.
Western Alliance Bank CD	APY: 4.17%	Term: 3 Months	Min. Deposit: $1	Open Account for On Secure Website.
First National Bank Standard CD Member FDIC.	APY: 1.00%	Term: 3 Months	Min. Deposit: $500
Huntington Bank Standard CD Member FDIC.	APY: 0.05%	Term: 3 Months	Min. Deposit: $1,000
NexBank Standard CD Member FDIC.	APY: 3.71%	Term: 3 Months	Min. Deposit: $10,000	Read Review
Third Federal Standard CD Member FDIC.	APY: 2.00%	Term: 3 Months	Min. Deposit: $500	Read Review
Freedom Bank High-Yield CDs from Raisin	APY: 4.30%	Term: 3 Months	Min. Deposit: $1	Read Review
Bask Bank CD Member FDIC.	APY: 4.65%	Term: 3 Months	Min. Deposit: $1,000	Read Review
Chase Standard CD Member FDIC.	APY: up to 4.75%	Term: 3 Months	Min. Deposit: $1,000	Read Review
Popular Direct CD Member FDIC.	APY: 4.65%	Term: 3 Months	Min. Deposit: $10,000	Read Review
Charles Schwab CD Member FDIC.	APY: up to 4.63%	Term: 3 Months	Min. Deposit: $1,000	Read Review
Ally High Yield CD Member FDIC.	APY: 3.00%	Term: 3 Months	Min. Deposit: $0	Read Review
Wells Fargo Standard CD Member FDIC.	APY: up to 4.51%	Term: 4 Months	Min. Deposit: $2,500 for Standard, $5,000 for Special	Read Review
My Banking Direct CD Member FDIC.	APY: 5.50%	Term: 5 Months	Min. Deposit: $2,500	Read Review
Pacific Western Bank Member FDIC.	APY: 4.90%	Term: 5 Months	Min. Deposit: —	Read Review
First National Bank Special CD Member FDIC.	APY: 4.75%	Term: 5 Months	Min. Deposit: $5,000 or $10,000, depending on term
Arvest Bank CD Member FDIC.	APY: up to 4.30%	Term: 6 Months	Min. Deposit: $1,000	Read Review
Citi CD Member FDIC.	APY: 3.50%	Term: 6 Months	Min. Deposit: $500	Read Review
Chase Standard CD Member FDIC.	APY: 3.00%	Term: 6 Months	Min. Deposit: $1,000	Read Review
Quontic CD Member FDIC.	APY: 4.25%	Term: 6 Months	Min. Deposit: $500	Open Account for On Secure Website.
Salem Five Bank CD Member FDIC.	APY: 4.50%	Term: 6 Months	Min. Deposit: $10,000	Read Review
Valley Bank CD Member FDIC.	APY: 4.75%	Term: 6 Months	Min. Deposit: $500
Sallie Mae CD	APY: 3.95%	Term: 6 Months	Min. Deposit: $2,500	Read Review
First Internet Bank of Indiana CD Member FDIC.	APY: 4.35%	Term: 6 Months	Min. Deposit: $1,000
Prime Alliance Bank CD Member FDIC.	APY: 4.65%	Term: 6 Months	Min. Deposit: $500	Read Review
Synchrony Online CD Member FDIC.	APY: 4.20%	Term: 6 Months	Min. Deposit: $0	Read Review
Marcus by Goldman Sachs High Yield CD Member FDIC.	APY: 4.10%	Term: 6 Months	Min. Deposit: $500	Read Review
Capital One 360 CD Member FDIC.	APY: 3.80%	Term: 6 Months	Min. Deposit: $0	Read Review
Discover® Bank CD Member FDIC.	APY: 3.70%	Term: 6 Months	Min. Deposit: $0	Open Account for Discover® Bank CD On Discover Bank's Secure Website.
Bask Bank CD Member FDIC.	APY: 4.45%	Term: 6 Months	Min. Deposit: $1,000	Read Review
LendingClub CD Member FDIC.	APY: 4.00%	Term: 6 Months	Min. Deposit: $2,500	Open Account for LendingClub CD On LendingClub's Secure Website.
Vio Bank High-Yield CD Member FDIC.	APY: 4.70%	Term: 6 Months	Min. Deposit: $500	Read Review
Bread Savings CD Member FDIC.	APY: 4.75%	Term: 6 Months	Min. Deposit: $1,500	Read Review
TD Bank CD Member FDIC.	APY: 1.00% - 4.00%	Term: 6 Months	Min. Deposit: $250.00	Read Review
CIT Bank CD Member FDIC.	APY: 3.00%	Term: 6 Months	Min. Deposit: $1,000	Open Account for CIT Bank CD On CIT's Secure Website.
Ally High Yield CD Member FDIC.	APY: 4.40%	Term: 6 Months	Min. Deposit: $0	Read Review
First Tech CD	APY: up to 4.91%	Term: 6 Months	Min. Deposit: $500
E*TRADE CD Member FDIC.	APY: 4.25%	Term: 6 Months	Min. Deposit: $0	Read Review
Charles Schwab CD Member FDIC.	APY: up to 4.35%	Term: 6 Months	Min. Deposit: $1,000	Read Review
Republic Bank of Chicago CD Member FDIC.	APY: 0.50%	Term: 6 Months	Min. Deposit: $1,000
Popular Direct CD Member FDIC.	APY: 4.40%	Term: 6 Months	Min. Deposit: $10,000	Read Review
Ponce Bank High-Yield CD from Raisin	APY: 4.00%	Term: 6 Months	Min. Deposit: $1	Read Review
Edward Jones CD Member FDIC.	APY: 5.30%	Term: 6 Months	Min. Deposit: $1,000	Read Review
Generations Bank CD Member FDIC.	APY: 5.00%	Term: 6 Months	Min. Deposit: $1,000	Read Review
BMO Bank Member FDIC.	APY: 0.05%	Term: 6 Months	Min. Deposit: $1,000	Read Review
All America Bank CD Member FDIC.	APY: 4.50%	Term: 6 Months	Min. Deposit: $500	Read Review
Fidelity CD Member FDIC.	APY: 5.25%	Term: 6 Months	Min. Deposit: $1,000
First National Bank Standard CD Member FDIC.	APY: 1.00%	Term: 6 Months	Min. Deposit: $500
Santander Bank CD Member FDIC.	APY: 4.15%	Term: 6 Months	Min. Deposit: $500	Read Review
Western Alliance Bank CD	APY: 4.05%	Term: 6 Months	Min. Deposit: $1	Open Account for On Secure Website.
Third Federal Standard CD Member FDIC.	APY: 3.00%	Term: 6 Months	Min. Deposit: $500	Read Review
NASA Federal Credit Union Share Certificate Federally insured by NCUA.	APY: 4.80%	Term: 6 Months	Min. Deposit: $1,000
Huntington Bank Standard CD Member FDIC.	APY: 0.10%	Term: 6 Months	Min. Deposit: $1,000
Freedom Bank High-Yield CDs from Raisin	APY: 4.20%	Term: 6 Months	Min. Deposit: $1	Read Review
Vanguard Brokered CD Member FDIC.	APY: 5.25%	Term: 6 Months	Min. Deposit: $1,000
EverBank Performance℠ CD	APY: 4.00%	Term: 6 Months	Min. Deposit: $1,000	Read Review
NexBank Standard CD Member FDIC.	APY: 4.24%	Term: 6 Months	Min. Deposit: $10,000	Read Review
Wells Fargo Standard CD Member FDIC.	APY: up to 2.01%	Term: 6 Months	Min. Deposit: $2,500 for Standard, $5,000 for Special	Read Review
Wells Fargo Standard CD Member FDIC.	APY: up to 4.26%	Term: 7 Months	Min. Deposit: $2,500 for Standard, $5,000 for Special	Read Review
Citi CD Member FDIC.	APY: 3.50%	Term: 7 Months	Min. Deposit: $500	Read Review
First National Bank Special CD Member FDIC.	APY: 4.50%	Term: 7 Months	Min. Deposit: $5,000 or $10,000, depending on term
Huntington Bank Promotional CD Member FDIC.	APY: 5.13%	Term: 7 Months	Min. Deposit: $1,000
Pacific Western Bank Member FDIC.	APY: 5.00%	Term: 7 Months	Min. Deposit: —	Read Review
Republic Bank of Chicago CD Member FDIC.	APY: 4.34%	Term: 7 Months	Min. Deposit: $1,000
Old National Bank CD Member FDIC.	APY: 4.75%	Term: 7 Months	Min. Deposit: $500	Read Review
Ponce Bank CDs Member FDIC.	APY: 5.25%	Term: 7 Months	Min. Deposit: $1,000	Open Account for Ponce Bank CDs On Ponce Bank's Secure Website.
Chase Standard CD Member FDIC.	APY: up to 4.50%	Term: 9 Months	Min. Deposit: $1,000	Read Review
Salem Five Bank CD Member FDIC.	APY: 4.25%	Term: 9 Months	Min. Deposit: $10,000	Read Review
Western Alliance Bank CD	APY: 3.95%	Term: 9 Months	Min. Deposit: $1	Open Account for On Secure Website.
Huntington Bank Standard CD Member FDIC.	APY: 0.10%	Term: 9 Months	Min. Deposit: $1,000
Sallie Mae CD	APY: 4.00%	Term: 9 Months	Min. Deposit: $2,500	Read Review
Discover® Bank CD Member FDIC.	APY: 3.80%	Term: 9 Months	Min. Deposit: $0	Open Account for Discover® Bank CD On Discover Bank's Secure Website.
E*TRADE CD Member FDIC.	APY: 4.25%	Term: 9 Months	Min. Deposit: $0	Read Review
Ally High Yield CD Member FDIC.	APY: 4.30%	Term: 9 Months	Min. Deposit: $0	Read Review
Forbright Bank CD Member FDIC.	APY: 5.30%	Term: 9 Months	Min. Deposit: $1,000	Read Review
Marcus by Goldman Sachs High Yield CD Member FDIC.	APY: 4.10%	Term: 9 Months	Min. Deposit: $500	Read Review
Bask Bank CD Member FDIC.	APY: 4.30%	Term: 9 Months	Min. Deposit: $1,000	Read Review
Bread Savings CD Member FDIC.	APY: 3.80%	Term: 9 Months	Min. Deposit: $1,500	Read Review
TD Bank CD Member FDIC.	APY: 1.00% - 4.00%	Term: 9 Months	Min. Deposit: $250.00	Read Review
Freedom Bank No Penalty CDs from Raisin	APY: 3.65%	Term: 9 Months	Min. Deposit: $1	Read Review
Flushing Bank CD Member FDIC.	APY: 3.75%	Term: 9 Months	Min. Deposit: $1,000	Read Review
NASA Federal Credit Union High-Yield Certificate Federally insured by NCUA.	APY: 4.99%	Term: 9 Months	Min. Deposit: $10,000
Citi CD Member FDIC.	APY: 2.50%	Term: 9 Months	Min. Deposit: $500	Read Review
LendingClub CD Member FDIC.	APY: 4.25%	Term: 10 Months	Min. Deposit: $2,500	Open Account for On Secure Website.
American Express National Bank CD Member FDIC.	APY: 3.75%	Term: 11 Months	Min. Deposit: $0	Read Review
Huntington Bank Promotional CD Member FDIC.	APY: 4.86%	Term: 11 Months	Min. Deposit: $1,000
Republic Bank of Chicago CD Member FDIC.	APY: 4.04%	Term: 11 Months	Min. Deposit: $1,000
CIT Bank No-Penalty CD Member FDIC.	APY: 3.50%	Term: 11 Months	Min. Deposit: $1,000	Open Account for CIT Bank No-Penalty CD On CIT's Secure Website.
Prime Alliance Bank CD Member FDIC.	APY: 4.50%	Term: 1 Year	Min. Deposit: $500	Read Review
Chase Standard CD Member FDIC.	APY: 2.00%	Term: 1 Year	Min. Deposit: $1,000	Read Review
Ally High Yield CD Member FDIC.	APY: 4.25%	Term: 1 Year	Min. Deposit: $0	Read Review
Citizens CD Member FDIC.	APY: 5.00%	Term: 1 Year	Min. Deposit: $5,000	Read Review
Bread Savings CD Member FDIC.	APY: 4.30%	Term: 1 Year	Min. Deposit: $1,500	Read Review
NexBank Standard CD Member FDIC.	APY: 4.37%	Term: 1 Year	Min. Deposit: $10,000	Read Review
TD Bank CD Member FDIC.	APY: 1.00% - 3.75%	Term: 1 Year	Min. Deposit: $250.00	Read Review
BMO Bank Member FDIC.	APY: 2.00%	Term: 1 Year	Min. Deposit: $1,000	Read Review
Marcus by Goldman Sachs High Yield CD Member FDIC.	APY: 4.10%	Term: 1 Year	Min. Deposit: $500	Read Review
Generations Bank CD Member FDIC.	APY: 5.20%	Term: 1 Year	Min. Deposit: $1,000	Read Review
Tab Bank CD Member FDIC.	APY: 4.25%	Term: 1 Year	Min. Deposit: $1,000	Read Review
Quontic CD Member FDIC.	APY: 4.00%	Term: 1 Year	Min. Deposit: $500	Open Account for On Secure Website.
Sallie Mae CD	APY: 4.10%	Term: 1 Year	Min. Deposit: $2,500	Read Review
Synchrony Online CD Member FDIC.	APY: 4.40%	Term: 1 Year	Min. Deposit: $0	Read Review
Edward Jones CD Member FDIC.	APY: 5.05%	Term: 1 Year	Min. Deposit: $1,000	Read Review
Discover® Bank CD Member FDIC.	APY: 4.00%	Term: 1 Year	Min. Deposit: $0	Open Account for Discover® Bank CD On Discover Bank's Secure Website.
Citi CD Member FDIC.	APY: 2.50%	Term: 1 Year	Min. Deposit: $500	Read Review
Freedom Bank High-Yield CDs from Raisin	APY: 4.00%	Term: 1 Year	Min. Deposit: $1	Read Review
E*TRADE CD Member FDIC.	APY: 4.25%	Term: 1 Year	Min. Deposit: $0	Read Review
Vio Bank High-Yield CD Member FDIC.	APY: 4.20%	Term: 1 Year	Min. Deposit: $500	Read Review
First National Bank Standard CD Member FDIC.	APY: 1.00%	Term: 1 Year	Min. Deposit: $500
EverBank Performance℠ CD	APY: 4.00%	Term: 1 Year	Min. Deposit: $1,000	Read Review
Western Alliance Bank CD	APY: 3.95%	Term: 1 Year	Min. Deposit: $1	Open Account for On Secure Website.
First Tech CD	APY: up to 4.55%	Term: 1 Year	Min. Deposit: $500
Vanguard Brokered CD Member FDIC.	APY: 5.40%	Term: 1 Year	Min. Deposit: $1,000
Salem Five Bank CD Member FDIC.	APY: 4.00%	Term: 1 Year	Min. Deposit: $10,000	Read Review
Flushing Bank CD Member FDIC.	APY: 3.85%	Term: 1 Year	Min. Deposit: $1,000	Read Review
Valley Bank CD Member FDIC.	APY: 4.50%	Term: 1 Year	Min. Deposit: $500
Huntington Bank Standard CD Member FDIC.	APY: 0.10%	Term: 1 Year	Min. Deposit: $1,000
First Internet Bank of Indiana CD Member FDIC.	APY: 4.42%	Term: 1 Year	Min. Deposit: $1,000
Arvest Bank CD Member FDIC.	APY: up to 4.05%	Term: 1 Year	Min. Deposit: $1,000	Read Review
All America Bank CD Member FDIC.	APY: 4.25%	Term: 1 Year	Min. Deposit: $500	Read Review
Fidelity CD Member FDIC.	APY: 5.05%	Term: 1 Year	Min. Deposit: $1,000
Charles Schwab CD Member FDIC.	APY: up to 4.50%	Term: 1 Year	Min. Deposit: $1,000	Read Review
Republic Bank of Chicago CD Member FDIC.	APY: 0.75%	Term: 1 Year	Min. Deposit: $1,000
NASA Federal Credit Union Share Certificate Federally insured by NCUA.	APY: 4.40%	Term: 1 Year	Min. Deposit: $1,000
Freedom Bank No Penalty CDs from Raisin	APY: 3.75%	Term: 1 Year	Min. Deposit: $1	Read Review
Forbright Bank CD Member FDIC.	APY: 5.25%	Term: 1 Year	Min. Deposit: $1,000	Read Review
Third Federal Standard CD Member FDIC.	APY: 1.50%	Term: 1 Year	Min. Deposit: $500	Read Review
LendingClub CD Member FDIC.	APY: 4.00%	Term: 1 Year	Min. Deposit: $2,500	Open Account for LendingClub CD On LendingClub's Secure Website.
Bask Bank CD Member FDIC.	APY: 4.25%	Term: 1 Year	Min. Deposit: $1,000	Read Review
Popular Direct CD Member FDIC.	APY: 4.30%	Term: 1 Year	Min. Deposit: $10,000	Read Review
Capital One 360 CD Member FDIC.	APY: 4.00%	Term: 1 Year	Min. Deposit: $0	Read Review
American Express National Bank CD Member FDIC.	APY: 3.60%	Term: 1 Year	Min. Deposit: $0	Read Review
Barclays Online CD Member FDIC.	APY: 4.10%	Term: 1 Year	Min. Deposit: $0	Open Account for Barclays Online CD On Barclays' Secure Website.
Connexus Credit Union Share CD	APY: 4.51%	Term: 1 Year	Min. Deposit: $5,000	Read Review
BMO CD Specials Member FDIC.	APY: 4.00%	Term: 13 Months	Min. Deposit: $1,000	Read Review
CIT Bank CD Member FDIC.	APY: 3.50%	Term: 13 Months	Min. Deposit: $1,000	Open Account for CIT Bank CD On CIT's Secure Website.
First National Bank Special CD Member FDIC.	APY: 4.00%	Term: 13 Months	Min. Deposit: $5,000 or $10,000, depending on term
Santander Bank CD Member FDIC.	APY: 4.00%	Term: 13 Months	Min. Deposit: $500	Read Review
Pacific Western Bank Member FDIC.	APY: 5.15%	Term: 13 Months	Min. Deposit: —	Read Review
Republic Bank of Chicago CD Member FDIC.	APY: 4.33%	Term: 13 Months	Min. Deposit: $1,000
SchoolsFirst Federal Credit Union CD Federally insured by NCUA.	APY: 5.00%	Term: 13 Months	Min. Deposit: $500
Citi CD Member FDIC.	APY: 0.50% to 1.01%	Term: 15 Months	Min. Deposit: $500	Read Review
NASA Federal Credit Union High-Yield Certificate Federally insured by NCUA.	APY: 4.54%	Term: 15 Months	Min. Deposit: $10,000
Golden 1 Credit Union CD Federally insured by NCUA.	APY: 5.10%	Term: 16 Months	Min. Deposit: $500	Read Review
Salem Five Bank CD Member FDIC.	APY: 3.50%	Term: 1.5 Year	Min. Deposit: $10,000	Read Review
Barclays Online CD Member FDIC.	APY: 3.25%	Term: 1.5 Year	Min. Deposit: $0	Open Account for Barclays Online CD On Barclays' Secure Website.
Republic Bank of Chicago CD Member FDIC.	APY: 1.00%	Term: 1.5 Year	Min. Deposit: $1,000
Discover® Bank CD Member FDIC.	APY: 3.80%	Term: 1.5 Year	Min. Deposit: $0	Open Account for Discover® Bank CD On Discover Bank's Secure Website.
Sallie Mae CD	APY: 3.80%	Term: 1.5 Year	Min. Deposit: $2,500	Read Review
Marcus by Goldman Sachs High Yield CD Member FDIC.	APY: 3.90%	Term: 1.5 Year	Min. Deposit: $500	Read Review
LendingClub CD Member FDIC.	APY: 3.75%	Term: 1.5 Year	Min. Deposit: $2,500	Open Account for LendingClub CD On LendingClub's Secure Website.
EverBank Performance℠ CD	APY: 3.70%	Term: 1.5 Year	Min. Deposit: $1,000	Read Review
E*TRADE CD Member FDIC.	APY: 3.90%	Term: 1.5 Year	Min. Deposit: $0	Read Review
Prime Alliance Bank CD Member FDIC.	APY: 4.15%	Term: 1.5 Year	Min. Deposit: $500	Read Review
TD Bank CD Member FDIC.	APY: 1.00% - 3.00%	Term: 1.5 Year	Min. Deposit: $250.00	Read Review
Charles Schwab CD Member FDIC.	APY: up to 4.25%	Term: 1.5 Year	Min. Deposit: $1,000	Read Review
Edward Jones CD Member FDIC.	APY: 5.00%	Term: 1.5 Year	Min. Deposit: $1,000	Read Review
BMO Bank Member FDIC.	APY: 1.70%	Term: 1.5 Year	Min. Deposit: $1,000	Read Review
Bread Savings CD Member FDIC.	APY: 3.80%	Term: 1.5 Year	Min. Deposit: $1,500	Read Review
Chase Standard CD Member FDIC.	APY: 2.50%	Term: 1.5 Year	Min. Deposit: $1,000	Read Review
First National Bank Standard CD Member FDIC.	APY: 1.00%	Term: 1.5 Year	Min. Deposit: $500
American Express National Bank CD Member FDIC.	APY: 3.35%	Term: 1.5 Year	Min. Deposit: $0	Read Review
Huntington Bank Standard CD Member FDIC.	APY: 0.10%	Term: 1.5 Year	Min. Deposit: $1,000
First Internet Bank of Indiana CD Member FDIC.	APY: 4.15%	Term: 1.5 Year	Min. Deposit: $1,000
Capital One 360 CD Member FDIC.	APY: 3.70%	Term: 1.5 Year	Min. Deposit: $0	Read Review
Popular Direct CD Member FDIC.	APY: 3.85%	Term: 1.5 Year	Min. Deposit: $10,000	Read Review
Bask Bank CD Member FDIC.	APY: 3.90%	Term: 1.5 Year	Min. Deposit: $1,000	Read Review
Synchrony Online CD Member FDIC.	APY: 4.25%	Term: 1.5 Year	Min. Deposit: $0	Read Review
Fidelity CD Member FDIC.	APY: 5.00%	Term: 1.5 Year	Min. Deposit: $1,000
Ally High Yield CD Member FDIC.	APY: 4.00%	Term: 1.5 Year	Min. Deposit: $0	Read Review
NexBank Standard CD Member FDIC.	APY: 3.98%	Term: 1.5 Year	Min. Deposit: $10,000	Read Review
Alliant CD Member FDIC.	APY: 4.25%	Term: 1.5 Year	Min. Deposit: $1,000	Read Review
Tab Bank CD Member FDIC.	APY: 3.95%	Term: 1.5 Year	Min. Deposit: $1,000	Read Review
Citi CD Member FDIC.	APY: 2.45%	Term: 1.5 Year	Min. Deposit: $500	Read Review
Vio Bank High-Yield CD Member FDIC.	APY: 4.00%	Term: 1.5 Year	Min. Deposit: $500	Read Review
Vanguard Brokered CD Member FDIC.	APY: 5.40%	Term: 1.5 Year	Min. Deposit: $1,000
CIT Bank CD Member FDIC.	APY: 3.00%	Term: 1.5 Year	Min. Deposit: $1,000	Open Account for CIT Bank CD On CIT's Secure Website.
First National Bank Special CD Member FDIC.	APY: 3.00%	Term: 19 Months	Min. Deposit: $5,000 or $10,000, depending on term
Vio Bank High-Yield CD Member FDIC.	APY: 3.75%	Term: 2 Year	Min. Deposit: $500	Read Review
E*TRADE CD Member FDIC.	APY: 3.80%	Term: 2 Year	Min. Deposit: $0	Read Review
EverBank Performance℠ CD	APY: 3.90%	Term: 2 Year	Min. Deposit: $1,000	Read Review
Arvest Bank CD Member FDIC.	APY: up to 3.55%	Term: 2 Year	Min. Deposit: $1,000	Read Review
Sallie Mae CD	APY: 3.75%	Term: 2 Year	Min. Deposit: $2,500	Read Review
Vanguard Brokered CD Member FDIC.	APY: 5.35%	Term: 2 Year	Min. Deposit: $1,000
Popular Direct CD Member FDIC.	APY: 3.80%	Term: 2 Year	Min. Deposit: $10,000	Read Review
Bread Savings CD Member FDIC.	APY: 3.85%	Term: 2 Year	Min. Deposit: $1,500	Read Review
Valley Bank CD Member FDIC.	APY: 4.00%	Term: 2 Year	Min. Deposit: $500
First Tech CD	APY: up to 2.25%	Term: 2 Year	Min. Deposit: $500
TD Bank CD Member FDIC.	APY: 1.00% - 3.00%	Term: 2 Year	Min. Deposit: $250.00	Read Review
Charles Schwab CD Member FDIC.	APY: up to 4.40%	Term: 2 Year	Min. Deposit: $1,000	Read Review
LendingClub CD Member FDIC.	APY: 3.75%	Term: 2 Year	Min. Deposit: $2,500	Open Account for LendingClub CD On LendingClub's Secure Website.
Fidelity CD Member FDIC.	APY: 4.90%	Term: 2 Year	Min. Deposit: $1,000
Connexus Credit Union Share CD	APY: 4.53%	Term: 2 Year	Min. Deposit: $5,000	Read Review
All America Bank CD Member FDIC.	APY: 3.75%	Term: 2 Year	Min. Deposit: $500	Read Review
BMO Bank Member FDIC.	APY: 1.50%	Term: 2 Year	Min. Deposit: $1,000	Read Review
Edward Jones CD Member FDIC.	APY: 4.90%	Term: 2 Year	Min. Deposit: $1,000	Read Review
Generations Bank CD Member FDIC.	APY: 4.24%	Term: 2 Year	Min. Deposit: $1,000	Read Review
Forbright Bank CD Member FDIC.	APY: 3.00%	Term: 2 Year	Min. Deposit: $1,000	Read Review
Discover® Bank CD Member FDIC.	APY: 3.50%	Term: 2 Year	Min. Deposit: $0	Open Account for Discover® Bank CD On Discover Bank's Secure Website.
First National Bank Standard CD Member FDIC.	APY: 1.00%	Term: 2 Year	Min. Deposit: $500
NASA Federal Credit Union Share Certificate Federally insured by NCUA.	APY: 4.10%	Term: 2 Year	Min. Deposit: $1,000
American Express National Bank CD Member FDIC.	APY: 3.50%	Term: 2 Year	Min. Deposit: $0	Read Review
Citizens CD Member FDIC.	APY: 4.00%	Term: 2 Year	Min. Deposit: $5,000	Read Review
NexBank Standard CD Member FDIC.	APY: 3.55%	Term: 2 Year	Min. Deposit: $10,000	Read Review
Huntington Bank Standard CD Member FDIC.	APY: 0.10%	Term: 2 Year	Min. Deposit: $1,000
Barclays Online CD Member FDIC.	APY: 3.00%	Term: 2 Year	Min. Deposit: $0	Open Account for Barclays Online CD On Barclays' Secure Website.
Citi CD Member FDIC.	APY: 2.00%	Term: 2 Year	Min. Deposit: $500	Read Review
First Internet Bank of Indiana CD Member FDIC.	APY: 3.93%	Term: 2 Year	Min. Deposit: $1,000
Salem Five Bank CD Member FDIC.	APY: 3.50%	Term: 2 Year	Min. Deposit: $10,000	Read Review
Tab Bank CD Member FDIC.	APY: 3.85%	Term: 2 Year	Min. Deposit: $1,000	Read Review
Flushing Bank CD Member FDIC.	APY: 3.50%	Term: 2 Year	Min. Deposit: $1,000	Read Review
Chase Standard CD Member FDIC.	APY: 2.50%	Term: 2 Year	Min. Deposit: $1,000	Read Review
Republic Bank of Chicago CD Member FDIC.	APY: 1.00%	Term: 2 Year	Min. Deposit: $1,000
First National Bank Special CD Member FDIC.	APY: 3.00%	Term: 25 Months	Min. Deposit: $5,000 or $10,000, depending on term
BMO CD Specials Member FDIC.	APY: 3.75%	Term: 25 Months	Min. Deposit: $1,000	Read Review
EverBank Performance℠ CD	APY: 3.50%	Term: 30 Months	Min. Deposit: $1,000	Read Review
Discover® Bank CD Member FDIC.	APY: 3.40%	Term: 30 Months	Min. Deposit: $0	Open Account for Discover® Bank CD On Discover Bank's Secure Website.
Capital One 360 CD Member FDIC.	APY: 3.50%	Term: 30 Months	Min. Deposit: $0	Read Review
BMO CD Specials Member FDIC.	APY: 3.75%	Term: 35 Months	Min. Deposit: $1,000	Read Review
First National Bank Special CD Member FDIC.	APY: 3.00%	Term: 35 Months	Min. Deposit: $5,000 or $10,000, depending on term
Forbright Bank CD Member FDIC.	APY: 3.00%	Term: 3 Year	Min. Deposit: $1,000	Read Review
TD Bank CD Member FDIC.	APY: 1.00% - 2.75%	Term: 3 Year	Min. Deposit: $250.00	Read Review
Edward Jones CD Member FDIC.	APY: 4.80%	Term: 3 Year	Min. Deposit: $1,000	Read Review
LendingClub CD Member FDIC.	APY: 3.50%	Term: 3 Year	Min. Deposit: $2,500	Open Account for LendingClub CD On LendingClub's Secure Website.
Popular Direct CD Member FDIC.	APY: 3.65%	Term: 3 Year	Min. Deposit: $10,000	Read Review
NexBank Standard CD Member FDIC.	APY: 3.44%	Term: 3 Year	Min. Deposit: $10,000	Read Review
Quontic CD Member FDIC.	APY: 3.25%	Term: 3 Year	Min. Deposit: $500	Open Account for On Secure Website.
Capital One 360 CD Member FDIC.	APY: 3.50%	Term: 3 Year	Min. Deposit: $0	Read Review
American Express National Bank CD Member FDIC.	APY: 3.00%	Term: 3 Year	Min. Deposit: $0	Read Review
E*TRADE CD Member FDIC.	APY: 3.60%	Term: 3 Year	Min. Deposit: $0	Read Review
Republic Bank of Chicago CD Member FDIC.	APY: 1.50%	Term: 3 Year	Min. Deposit: $1,000
Tab Bank CD Member FDIC.	APY: 3.60%	Term: 3 Year	Min. Deposit: $1,000	Read Review
First Internet Bank of Indiana CD Member FDIC.	APY: 3.77%	Term: 3 Year	Min. Deposit: $1,000
Sallie Mae CD	APY: 3.60%	Term: 3 Year	Min. Deposit: $2,500	Read Review
Bread Savings CD Member FDIC.	APY: 3.50%	Term: 3 Year	Min. Deposit: $1,500	Read Review
Salem Five Bank CD Member FDIC.	APY: 2.00%	Term: 3 Year	Min. Deposit: $10,000	Read Review
Citi CD Member FDIC.	APY: 2.00%	Term: 3 Year	Min. Deposit: $500	Read Review
Ally High Yield CD Member FDIC.	APY: 3.60%	Term: 3 Year	Min. Deposit: $0	Read Review
All America Bank CD Member FDIC.	APY: 3.25%	Term: 3 Year	Min. Deposit: $500	Read Review
NASA Federal Credit Union Share Certificate Federally insured by NCUA.	APY: 4.00%	Term: 3 Year	Min. Deposit: $1,000
Fidelity CD Member FDIC.	APY: 4.80%	Term: 3 Year	Min. Deposit: $1,000
Charles Schwab CD Member FDIC.	APY: up to 4.25%	Term: 3 Year	Min. Deposit: $1,000	Read Review
Barclays Online CD Member FDIC.	APY: 3.00%	Term: 3 Year	Min. Deposit: $0	Open Account for Barclays Online CD On Barclays' Secure Website.
Discover® Bank CD Member FDIC.	APY: 3.40%	Term: 3 Year	Min. Deposit: $0	Open Account for Discover® Bank CD On Discover Bank's Secure Website.
Marcus by Goldman Sachs High Yield CD Member FDIC.	APY: 3.65%	Term: 3 Year	Min. Deposit: $500	Read Review
First National Bank Standard CD Member FDIC.	APY: 1.00%	Term: 3 Year	Min. Deposit: $500
BMO Bank Member FDIC.	APY: 1.40%	Term: 3 Year	Min. Deposit: $1,000	Read Review
Vanguard Brokered CD Member FDIC.	APY: 5.35%	Term: 3 Year	Min. Deposit: $1,000
Synchrony Online CD Member FDIC.	APY: 4.00%	Term: 3 Year	Min. Deposit: $0	Read Review
Prime Alliance Bank CD Member FDIC.	APY: 3.75%	Term: 3 Year	Min. Deposit: $500	Read Review
Citizens CD Member FDIC.	APY: 3.35%	Term: 3 Year	Min. Deposit: $5,000	Read Review
First Tech CD	APY: up to 2.45%	Term: 3 Year	Min. Deposit: $500

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