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Must Reads
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Here's the Credit Score You Need to Get the Amex Business Platinum
You'll need a solid credit score to get approved for the Amex Business Platinum -- but your score is just one piece of the puzzle. Here's what to know.
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Why 21 Months of 0% Intro APR Could Be All You Need to Become Debt-Free
Twenty-one months of 0% intro APR is a long time -- long enough to pay off most credit card balances, if you have a plan. Here's how to do it.
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Is the Chase Sapphire Preferred Still Worth It After the Hyatt Transfer Cut?
The Chase Sapphire Preferred just got a major upgrade with tons of new perks -- alongside a big Hyatt devaluation is this fall. Here's how to weigh the tradeoffs.
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Best High-Yield Savings Accounts Today, June 18, 2026: Up to 5.00% APY Still on the Table
The Fed has held rates steady four times so far in 2026. As a result, today's top high-yield savings accounts continue to offer up to 5.00% APY.
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Amex Platinum vs. Chase Sapphire Reserve: The Winner Might Surprise You in June 2026
The Amex Platinum and Chase Sapphire Reserve both have great perks and massive welcome offers -- but which one is best for you? Here's how to decide.
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How the New Chase Sapphire Preferred Can Save You $1,600+ in Year One
Between an elevated bonus and hundreds in annual credits, the updated Sapphire Preferred is better than ever. Here's how to save.
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The Average Checking Account Interest Rate in June 2026
The national average checking account interest rate is 0.07% APY as of June 2026, per FDIC data. See how rates compare and where to find a better rate.
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Average Savings Account Interest Rate in June 2026
The national average savings account interest rate is 0.38% APY as of June 2026, per FDIC data. See how rates have changed and where to find a better rate.
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $47 billion in credit card rewards in 2024, but let 2.8% expire. See who earns the most, who forfeits the most, and how credit score impacts rewards.
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The Average Monthly Mortgage Payment in 2026 by State, City, and More
The median monthly mortgage payment is $2,005 -- read on for mortgage payment statistics by city, state, income, and more.
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Nearly 1 in 7 Americans Aren't Paying Their Bills on Time
Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
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