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Must Reads
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3 Unique Perks of the Capital One Venture X Card
A high catch-all rewards rate, a travel price match, and an annual fee that's incredibly easy to justify are standout features of this card. Should …
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The Forgotten 401(k) Mistake That Could Cost You $500,000 in Retirement
Millions of Americans have left behind old 401(k)s worth $2 trillion. Here's why that mistake could cost you $500,000, and how to fix it.
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Claiming Social Security Early vs. Working Longer: A Side-by-Side
Headed toward retirement age? Learn the pros and cons of claiming Social Security early compared to working longer now.
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Here's the Average American's Car Insurance Premium. How Do You Compare?
The national average policy is roughly $2,328 per year for full coverage auto insurance. Learn what factors actually move the needle on your premium.
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It Might Cost You $400 to Keep Your Cash in a Chase Savings Account
Chase pays 0.01%, but top savings accounts pay 4.00%+. Here's how switching banks could earn you hundreds more every year.
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Retirees Could Save Thousands Under the 2026 Tax Brackets, Here's How
The new 2026 tax brackets could save retirees thousands. Here's how to use the higher deductions and income thresholds to your advantage.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Private Assets Meet Public Markets
Oct. 16, 2025
One way or another, companies will find a way to let individuals own private assets in their retirement accounts. At this point, a new news …
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ASML’s Earnings & How to Follow Earnings Season
Oct. 15, 2025
ASML reported earnings on Wednesday and we discuss if the company continues to be a leader in the AI boom. Then, we discuss the Fed …
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The Kids Aren’t Alright (Banks, However, Are)
Oct. 14, 2025
In this episode of Motley Fool Money, long-time analysts Emily Flippen, Jeff Santoro, and Jason Hall dive into bank earnings, Robinhood’s meteoric rise, and take …
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3 Broken Breakers Worth Buying
Oct. 13, 2025
Long-time Rule Breakers Karl Thiel, Rick Munarriz and Tim Beyers offer up three stocks that face dark clouds they can see through. Who are your …
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Interview with Docusign CEO Allan Thygesen
Oct. 12, 2025
Docusign is a leader in the e-signatures and contract management tools market. Motley Fool co-founder and CEO Tom Gardner, Motley Fool Chief Investment Officer Andy …
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Enjoying a Richer Retirement, and an IRA Scam
Oct. 11, 2025
How does spending change over the course of your life, and why it might mean you could spend more in retirement. Robert Brokamp discusses those …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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