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Must Reads
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Activate This Chase Sapphire Preferred Perk Before Dec. 31 for a Free Year of Apple TV
The Chase Sapphire Preferred now includes a complimentary Apple TV subscription. Here's how the benefit works for new and current cardholders.
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Here's What Happens When You Move $15,000 in Debt to a 0% Intro APR Card
The interest on a large balance can top $6,000 before it's paid off. Pausing it with a 0% intro period changes the math in a big way.
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Our 3 Favorite Balance Transfer Cards Offering up to 21 Months of 0% Intro APR Right Now: August 2026
A long interest-free window can save you four figures on a balance transfer. Here's how our top picks compare and which fits your payoff plan.
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Can You Transfer a Balance More Than Once? Here's What Happens When You Try.
A second balance transfer can buy more time on high-interest debt, but stacking fees and credit checks can cancel out the savings.
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Get up to $400 Bonus Cash Plus an APY Boost: Best Bank Account Bonuses This Week, Aug. 23, 2026
My favorite high-yield savings account is offering $50 or $400 in bonus cash and a boosted APY for up to six months. Here's how you can get it.
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Longest 0% Intro APR Credit Cards This Week, Aug. 23, 2026: Stop Drowning -- Get up to 21 Months Interest-Free
Up to 21 months of 0% intro APR is available with this week's longest offers. Put your money toward debt, not interest -- finally get ahead.
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Buy Now, Pay Later Statistics
Buy now, pay later services can help consumers avoid credit card interest, but they also present financial risks. Find out how consumers use BNPL services.
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The Average Checking Account Interest Rate in July 2026
The national average checking account interest rate is 0.07% APY as of August 2026, per FDIC data. See how rates compare and where to find a better rate.
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Average Savings Account Interest Rate in August 2026
The national average savings account interest rate is 0.38% APY as of August 2026, per FDIC data. See how rates have changed and where to find a better rate.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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Average American Credit Card Debt
Credit card debt totaled $1.263 trillion as of the second quarter of 2026. Read on for more credit card debt statistics and trends.
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Average American Household Debt in 2026: Facts and Figures
American households carry $18.771 trillion in consumer debt as of the second quarter of 2026. Read on for more household debt statistics.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.