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Must Reads
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Here's the Right Way to Cancel a Credit Card Without Hurting Your Credit Score
Canceling a card the wrong way can damage your credit score. Here's how to close an account safely -- and when to skip it entirely.
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Citi Simplicity® Card vs. BankAmericard: Which Low Intro APR Card Wins in August 2026?
Moving credit card debt in August 2026? See how the Citi Simplicity and BankAmericard stack up on intro APR length, transfer fees, and more.
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Do You Believe These 6 Credit Score Myths? It Could Be Costing You
Think checking your own credit score can lower it? That's one of six myths that could be quietly costing you. Here's what to know.
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Best Travel Card Welcome Bonuses Available Now: August 2026
These top travel cards all have strong welcome bonuses in August 2026. See which one fits your spending and lifestyle today.
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Get 6 Months of up to 4.10%* APY: Best Bank Account Bonuses This Week, Aug. 16, 2026
One of our favorite high-yield savings accounts out there is offering a boosted APY for six months. Here's how to get it, plus some other great options.
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Longest 0% Intro APR Credit Cards This Week, Aug. 16, 2026: Up to 21 Months to Break Free From Interest
Get up to 21 months interest-free with this week's longest 0% intro APR cards. Reclaim your progress from interest and finally pay down debt.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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Average American Credit Card Debt
Credit card debt totaled $1.263 trillion as of the second quarter of 2026. Read on for more credit card debt statistics and trends.
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Average American Household Debt in 2026: Facts and Figures
American households carry $18.771 trillion in consumer debt as of the second quarter of 2026. Read on for more household debt statistics.
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The Average Credit Card Interest Rate
The average credit card interest rate is 21% APR as of May 2026, per Federal Reserve data. See how rates are set and what they mean for carrying a balance.
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The Average House Price by State in 2026
The median house price in the United States as of the second quarter of 2026 is $410,700. See how states compare here.
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Back-to-School Shopping Trends 2026: How Parents Are Financing the Bill
Back-to-school shopping trends: 34% of parents finance it with credit cards, 25% use buy now, pay later.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
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