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Must Reads
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Get 5% Cash Back on Gas Now With the Chase Freedom Flex
Gas is a 5% bonus category on the Chase Freedom Flex right now. Learn how to activate, how much you'll earn, and when a flat-rate card fits better.
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Hands Down the Best Grocery Card for Most Families: Amex Blue Cash Preferred
Groceries are a family's biggest everyday expense. See why the Blue Cash Preferred is built to earn on them and who should carry it.
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Best No-Annual-Fee Welcome Bonuses Available Now: August 2026
Looking for a welcome bonus without an annual fee? These three cards from Wells Fargo, Bank of America, and Chase deliver in August 2026.
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3 Best High-Yield Savings Accounts With a Debit Card
Most high-yield savings accounts skip the debit card. See which accounts pay a top rate and still let you pull cash when you need it.
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Buy Stocks, ETFs, and Options From Your Phone: The Best Trading Apps of August 2026
The best trading apps let you buy stocks, ETFs, and options from your phone with no commissions and research tools built in.
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Your First 90 Days With the Amex Platinum: Grab These Credits in This Order
A 90-day playbook for new Amex Platinum cardholders: which credits to claim first, which to automate, and how to time the rest so none go to waste.
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The Average Credit Card Interest Rate
The average credit card interest rate is 21% APR as of May 2026, per Federal Reserve data. See how rates are set and what they mean for carrying a balance.
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The Average House Price by State in 2026
The median house price in the United States as of the second quarter of 2026 is $410,700. See how states compare here.
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Back-to-School Shopping Trends 2026: How Parents Are Financing the Bill
Back-to-school shopping trends: 34% of parents finance it with credit cards, 25% use buy now, pay later.
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The Average Checking Account Interest Rate in July 2026
The national average checking account interest rate is 0.07% APY as of July 2026, per FDIC data. See how rates compare and where to find a better rate.
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Average Savings Account Interest Rate in July 2026
The national average savings account interest rate is 0.38% APY as of July 2026, per FDIC data. See how rates have changed and where to find a better rate.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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Unbiased Reviews
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.