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Must Reads
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I Compared Every 21-Month 0% Intro APR Card. Here's the One I'd Actually Use
Looking for the best 0% intro APR card out there? Here's my pick, plus a great alternative available now.
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Why I'm Not Opening Any CDs in 2026 -- Even Though Rates Are up to 4.15%
A top CD barely out-earns a good high-yield savings account right now, so I'd rather keep my cash flexible and liquid.
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Hands Down the Simplest Cash Back Card I Recommend: Wells Fargo Active Cash® Card
I gave up chasing bonus categories a few years ago. Here's why 2% flat rate cash rewards on purchases quietly won me over -- and the card I recommend most.
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The Chase Sapphire Preferred Bonus Is Worth up to $1,125 Toward Travel. Here's How to Get It
This travel card can pay for itself with one annual credit. Here's how I'd earn the welcome offer and turn points into real trips.
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Best High-Yield Savings Accounts Today, Aug. 25, 2026: Earn up to 4.50% APY
The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again last month. Find out more.
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Why Your Checking Account Should Contain as Little Money as Possible
I keep almost nothing in my checking account on purpose. Here's how much cash to actually leave there, and where to move the rest so it finally earns.
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The Average Checking Account Interest Rate in August 2026
The national average interest rate on checking accounts is 0.07% as of August 2026, per the FDIC.
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Buy Now, Pay Later Statistics
Buy now, pay later services can help consumers avoid credit card interest, but they also present financial risks. Find out how consumers use BNPL services.
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Average Savings Account Interest Rate in August 2026
The national average savings account interest rate is 0.38% as of August 2026, per FDIC data. See how rates have changed and where to find a better rate.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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Average American Credit Card Debt
Credit card debt totaled $1.263 trillion as of the second quarter of 2026. Read on for more credit card debt statistics and trends.
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Average American Household Debt in 2026: Facts and Figures
American households carry $18.771 trillion in consumer debt as of the second quarter of 2026. Read on for more household debt statistics.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.