Recent Research
Aug. 1, 2025
by
Jack Caporal
Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid fees.
July 30, 2025
by
Jack Caporal
How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
Updated
by
Jack Caporal
Study: How Rich Americans Use Credit Cards
How do high-net-worth Americans use credit cards? Which types and brands do they prefer? Do they have good habits? We surveyed 1,500 of them to find out.
Updated
by
Jack Caporal
Credit and Debit Card Market Share by Network and Issuer
Motley Fool Money has the latest statistics on credit card market share and debit card market share, including the most popular issuers and networks.
Updated
by
Jack Caporal
American Households' Average Monthly Expenses: $6,440
The average monthly expenses for an American household total $6,440. Find out how much we spend on housing, groceries, and more.
Updated
by
Jack Caporal
Average House Price by State in 2025
The median house price in the United States as of the second quarter of 2025 is $410,800. See how states compare here.
Updated
by
Jack Caporal
Average American Credit Card Debt in 2025
Credit card debt totaled $1.182 trillion as of the first quarter of 2025. Read on for more credit card debt statistics and trends.
Updated
by
Jack Caporal
Survey: Most Believe They're Overpaying for Their Subscriptions
Fifty-seven percent of respondents think they’re paying too much for subscriptions. Learn more in Motley Fool Money's Subscription Sanity survey.
Updated
by
Jack Caporal
Survey: Car Insurance Shopping Preferences and Trends
The Motley Fool Motley Fool Money surveyed 2,000 Americans on their auto insurance shopping preferences and habits. Learn what we found out.
Updated
by
Jack Caporal
81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
Updated
by
Jack Caporal
Study: Most Americans Have One or Two Credit Cards
Most Americans don't have more than a couple credit cards. How many credit cards should you have? Find out what the research says.
Updated
by
Jack Caporal
Millennial Home-Buying and Homeownership Statistics
Over 50% of millennials are now homeowners, but it took them longer to reach that threshold than older generations. Read our homeownership trends report to learn why.
Updated
by
Jack Caporal
Are You Well-Paid? Compare Your Salary to the Average U.S. Income
What's the average US salary by state? What's the average salary in the US? What's the average salary by age? Read on to find out what the research says.
Updated
by
Jack Caporal
Personal Loan Statistics for 2025
U.S. personal loan balances hit a record high of $253 billion in the first quarter of 2025. Check out all the most notable personal loan statistics here.
June 17, 2025
by
Jack Caporal
The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
June 13, 2025
by
Jack Caporal
Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
June 11, 2025
by
Jack Caporal
Nearly 1 in 6 of Americans Aren't Paying Their Bills on Time
Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
Updated
by
Jack Caporal
Here's How Much It Costs to Raise a Child
It costs roughly $300,000 to raise a child. Read on for expenditures by category and age.
Updated
by
Jack Caporal
America's Wasteful Spending Habits: From DoorDash to Dead Subscriptions
Explore wasteful spending statistics revealing how Americans overspend, like frequent DoorDash orders and impulse buys, across generations.
Updated
by
Jack Caporal
How Natural Disasters Impact the Personal Finances of Americans
Each year, more than 20 weather events cost the economy 1 billion dollars or more. Read on to learn how this affects Americans' wallets.
Updated
by
Jack Caporal
2025 Buy Now, Pay Later Trends Study
Buy now, pay later services can help consumers avoid credit card interest, but they also present financial risks. Find out how consumers use BNPL services.
Updated
by
Jack Caporal
Study: Race, Ethnicity, and Personal Finance in America
The racial wealth gap is established. But what about differences in personal finances? We surveyed 2,000 Americans for the latest on race and finances in the U.S.
Updated
by
Jack Caporal
Financial Stress and Mental Health Survey: Statistics for 2025
Financial anxiety is widespread among Americans. Get the latest data and strategies to cope with financial stress here.
Updated
by
Jack Caporal
2025 Cryptocurrency Investor Trends Survey
Motley Fool Money surveyed 2,000 Americans to understand their views of cryptocurrency. Keep reading for the findings.
Updated
by
Jack Caporal
The Average Credit Score in America
The average credit score in America is 715, unchanged from the previous year. Find out how yours compares in this full report by Motley Fool Money.
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