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Must Reads
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The 4 Safest Places for Retirees to Keep Their Money in July 2025
Here are four of the safest places retirees can stash their savings in July 2025 -- including options paying over 4.00% APY with little to …
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How I Double My Net Worth Every 10 Years
Here's how I use index funds and a simple math rule to double my net worth every decade -- without doing anything fancy.
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Wells Fargo Rewards Points: Are They Really Worth a Penny Each?
Wells Fargo Rewards are worth $0.01 apiece using most redemption options, but they can be worth more. Read on to learn how.
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The 3 Biggest Mistakes You Can Make When Investing in CDs
CDs can be a smart way to grow your money, but simple mistakes could cost you. Learn how to avoid the biggest CD pitfalls.
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My 'Forever' Wallet: 3 Credit Cards You Can Keep Forever
These three credit cards offer big rewards for travel, groceries, and everyday spending. See if they deserve a permanent spot in your wallet.
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The No. 1 Mistake People Make With High-Yield Savings Accounts
Stashing all your money in a high-yield savings account might feel smart -- but it could be slowing down your wealth. Here's a better way …
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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Nearly 1 in 6 of Americans Aren't Paying Their Bills on Time
Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
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America's Wasteful Spending Habits: From DoorDash to Dead Subscriptions
Explore wasteful spending statistics revealing how Americans overspend, like frequent DoorDash orders and impulse buys, across generations.
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Financial Literacy Statistics: The Average American Scores Just 48%
Scores have stayed around 50% for nearly 10 years. Read on for a deep dive into financial literacy data.
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The Trade Desk Joins the S&P 500
Jul. 17, 2025
The Trade Desk is now included in the S&P 500 but are there any actionable takeaways for investors today? Also we discuss Bitcoin's rising appeal …
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Is The Stock Market In Bubble Territory?
Jul. 16, 2025
Valuations are stretched, but is it a bubble. And we discuss the latest AI and energy news, ASML’s earnings, and a surprising report from Johnson …
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Bold Earning Season Predictions
Jul. 15, 2025
Get excited…today is the first day of earnings season! (00:21) Anand Chokkavelu, Emily Flippen, Jason Hall, and Jose Najarro discuss: - Inflation ticks up - …
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Can Toast Thrive in the Restaurant Renaissance?
Jul. 14, 2025
Despite inflation concerns and tariff uncertainty, restaurants are busier than ever. Can it continue? Tim Beyers and Rick Munarriz discuss: - Surprisingly good data from …
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Data Scientist Hilary Mason on AI and the Future of Fiction
Jul. 13, 2025
A view from the intersection of AI and creators. Rich Lumelleau and Data Scientist Hilary Mason discuss: - How her company Hidden Door uses generative …
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Tom Gardner: A Message to All Investors
Jul. 12, 2025
Motley Fool co-founder and CEO Tom Gardner shares some investing insights on the current market, investments to avoid, and a motley array of investing topics: …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.