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Must Reads
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A Simple 3-Card Setup for Maximizing Points in 2026
Earn 2% to 5% cash back on everyday purchases with this no-annual-fee three-card combo. See how to simplify and maximize rewards in 2026.
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How Much Income Puts You in the Upper, Middle, or Lower Class?
Curious where your income falls? Here's how upper, middle, and lower class incomes break down using Census data analyzed by Motley Fool Money.
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These 3 Cards Let You Pause Interest for up to 21 Months
Avoid interest charges and pay off debt faster with three of the longest 0% intro APR offers available in 2026. See which card fits your plan.
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Credit Card Fraud Is Up 54% -- These 5 Habits Make You a Hard Target
Credit card fraud is rising fast. These five easy habits can make you way less vulnerable to scams, breaches, and identity theft.
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Hot Take: The Wells Fargo 'Trifecta' Is the Most Underrated Rewards Setup in 2026
Three no-annual-fee cards, one powerful combo. Here's why the Wells Fargo trifecta is a smart, underrated rewards strategy for everyday spenders.
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Here's How AI Might Help You Get a Personal Loan -- and a Lower Rate
Some lenders use AI to look beyond your credit score. Here's how that could help you get approved and get the rate you deserve.
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Average American Credit Card Debt Heading Into 2026
Credit card debt totaled $1.28 trillion as of the fourth quarter of 2025. Read on for more credit card debt statistics and trends.
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Average American Household Debt in 2025: Facts and Figures
American households carry more than $18 trillion in debt, and the average household debt is $105,056. Read on for more household debt statistics.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,034 -- read on for mortgage payment statistics by city, state, income, and more.
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America's Wasteful Spending Habits: From DoorDash to Dead Subscriptions
Discover wasteful spending trends -- and how high-yield savings accounts and budgeting tools can help curb impulse buying and grow your cash.
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Identity Theft and Credit Card Fraud Statistics for 2025
Our experts reviewed the data to understand trends on identity theft, credit card fraud, and data breaches. Check out the latest in this in-depth report.
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American Households' Average Monthly Expenses: $6,545
The average monthly expenses for an American household total $6,545. But where does that all go? Read on to find out how much we spend on housing, food, and more.
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Subscription Prices Are Going Up Again
Feb. 11, 2026
Subscription prices are going up across the board and that may be the norm for the foreseeable future. Then we discuss the state of retail …
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Rule Breaker Earnings Roundup
Feb. 10, 2026
In today’s episode of Motley Fool Money, host Emily Flippen is joined by analysts Jason Hall and Toby Bordelon to break down earnings from three …
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AI Capex Is Off the Charts: Who Stands to Lose?
Feb. 09, 2026
Big Tech spending on equipment and AI appears to be close to $400 billion over the four quarters alone. Are there losers outside the free-spending …
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2 Go-To Market Indicators, 6 Stock Ideas for the Next 5 Years
Feb. 08, 2026
Motley Fool co-founder and CEO Tom Gardner talks about separating AI contenders from pretenders, his two favorite market indicators, and lessons from the dot-com bubble. …
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Take Control of Your Cash Flow, and Energy Stocks on Fire
Feb. 07, 2026
Certified Financial Planner Stephanie Marini joins Robert Brokamp for this month’s installment of the 2026 Financial Planning Challenge. Stephanie and Bro (Robert’s nickname at The …
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Big Tech’s $650 Billion Bet on AI
Feb. 06, 2026
What’s a few hundred billion dollars in capex spending among friends? When it comes to big tech, the numbers have gotten astronomical and there’s both …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
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